Buy Furniture on EMI

The furniture in your house can provide you with comfort after a long day. However, a comforting piece of furniture may come with a cost that is difficult to manage all at once. 

Many sellers provide EMI options for buying furniture. One such option you can go ahead with is the Bajaj Finserv Insta EMI Card. This card helps you convert the total cost into monthly instalments and removes the strain of a hefty upfront payment.

You can buy furniture on EMI using the Bajaj Finserv EMI Network Card. The Bajaj Finserv Insta EMI Card comes with a pre-approved loan amount of ₹3 Lakhs and a repayment tenor of up to 60 months. It helps you manage the cost of your favourite furniture, as you do not have to pay the total price all in one go.

 

Check out the prices and EMIs of some of the furniture items available in the market:

Disclaimer: 

Please note that the prices mentioned above are only indicative. The products’ prices and/or availability are subject to change without prior notice. The starting EMI amount is subject to change and would vary on the basis of the applicable downpayment and the chosen repayment tenor.

 

Before you decide on which of these furniture items to buy, take a look at their specifications:

Sofas

Apka Interior 8-Seater Lhs L Shape Sofa

• Material - Wood

• Frame – Wood

• Size (in cm) –

1. Depth – 213.36

2. Width – 274.32

3. Height - 91.44

 

Nilkamal Elena Fabric 2-Seater Sofa

• Material – Fabric and plywood

• Frame – Wood

• Size (in cm) –

1. Depth – 81

2. Width – 128

3. Height - 81

 

Home Edge Abbey 3-Seater Fabric Sofa Solid Wood

• Material - Sheesham Wood and Foam

• Frame - Sheesham Wood

• Dimensions (in cm) -

1. Depth - 205 

2. Width - 93 

3. Height - 85 

 

Beds

Nilkamal Riva Engineered Wood Queen Bed with Box Storage (Wenge)

• Material – Engineered wood

• Frame – Wood

• Size – Queen-sized (in cm) -

1. Depth - 221.5

2. Width - 162

3. Height - 110

 

Springtek Dreamer Pure Sheesham Wood Queen Size Storage Bed

• Material – Sheesham wood

• Frame – Wooden frame

• Size – Queen-sized (in cm) -

1. Depth - 206 

2. Width - 152.4 

3. Height - 85

 

Godrej Stash Morf Queen Size Bed (Pull-out Storage)

• Material – Engineered wood

• Frame – Wooden frame

• Size – Queen-sized (in cm) -

1. Depth - 228.4 

2. Width - 164.3 

3. Height - 114.1

 

Wardrobes

Nilkamal Riva 4 Door Wardrobe with Mirror (New Wenge)

• Material – Particle wood finished with melamine

• Colour – New Wenge

• Dimensions (in cm) -

1. Depth - 53

2. Width - 150

3. Height - 184

 

Apka Interior Delco Double Door Wardrobe

• Type – 2 Door

• Material – Engineered wood 

• Colour – Flowery Wenge

• Dimensions (in cm) -

1. Depth – 42

2. Width – 80.5

3. Height – 183

 

Godrej Interio Slimline 3-Door Steel Almirah Wardrobe

• Type – 3 Door with locker

• Material – Steel 

• Colour – Textured Purple

• Dimensions (in cm) –

1. Depth – 50.7

2. Width – 134.9

3. Height – 195

To qualify for the Bajaj Finserv Insta EMI card, you must fulfil the following criteria. You:

• Must be an Indian resident 

• Must be between 21 and 65 years of age

• Must have a regular income 

• Must have a credit score of 720 or higher

 

Keep the following documents ready before applying for the Bajaj Finserv EMI Network Card:

• Address proof

• PAN card

• Aadhaar card

• Bank account number and IFSC details

Use your Bajaj Finserv EMI Network Card to convert the total amount into monthly instalments. The following steps can guide you on how to buy furniture on EMI without a credit card:

1. Visit the nearest partner store selling furniture

2. Select the furniture item you want to buy

3. Choose the Bajaj Finserv EMI Network Card to make the payment

4. Opt for a comfortable tenor option for repayment  

5. Provide your card details to the store executive

6. Share the OTP received on your registered number and verify your payment

When you buy furniture on EMI with the Bajaj Finserv EMI Network Card, you get access to a load of benefits. Here are some of these benefits: 

• Low or no down payment as per the merchant

• Loan limit of up to ₹3 Lakhs 

• Repayment window of up to 60 months 

• No pre-closure charges after the first instalment