Cycles On EMI

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Buy a Bicycle On EMI

A cycle is more than just a mode of transport! Cycling leads us towards a healthier lifestyle and makes us contribute to a greener planet. Whether you’re cycling to work, enjoying a scenic route, or boosting your fitness, a cycle offers numerous benefits. If the cost of buying one has been holding you back, you can now purchase a bicycle on EMI without straining your budget. What’s more, you don’t even need a credit card to make this purchase. Simply use the Bajaj Finserv Insta EMI Card to enjoy flexible tenors, no down payments, and other attractive offers.

Cycle Partner Brands

Features	Hero Flanker	Stryder 27.5T Orbiter DD MTB	Hercules Roadeo Warcry	Firefox Tremor X 27.5 D	City Cycle Btwin My Bike
Frame	Steel frame	Steel TIG-welded frame with water decals	Sturdy steel frame (17T)	Steel frame with internal cable routing	Steel frame
Fork	Front suspension	Lock-in/lock-out front suspension fork	Threadless steel suspension fork	Mechanical suspension fork	Rigid fork
Brakes	Mechanical disc brakes	Dual disc brakes	Dual mechanical disc brakes	Mechanical disc brakes	V-brakes
Gears	Available in single speed and 21-speed options	Single speed	21-speed Microshift gears	Single speed	Single speed
Tires	Available in 26T, 27.5T, and 29ER variants	27.5 x 2.40 wide tyres	27.5" x 2.4" wide nylon tyres	27.5" tyres	26" tyres
Rims	Double-walled alloy	Double-walled alloy rims	Double-walled alloy rims	Double-walled alloy rims	Aluminium rims
Additional Features	Front suspension Mechanical disc brakes	Water bottle included Trendy decals	Alloy body flat pedals Oversized 580mm handlebar Soft PU XMR saddle	Internal cable routing Mechanical suspension fork Mechanical disc brakes	Single speed V-brakes Aluminium rims
Starting Price (₹)	Starting from ₹11,830	Starting from ₹13,399	Starting from ₹18,770	Starting from ₹13,600	Starting from ₹8,499

Step to Buy a Bicycle on EMI Using the Bajaj Finserv Insta EMI Card

Here is how you can shop for your favourite bicycle using the Bajaj Finserv Insta EMI Card:

Visit an online or offline Bajaj Finserv partner store of your choice that sells cycles.
Browse through the collection of cycles for sale and pick the one that you like.
When checking out, select the Bajaj Finserv Insta EMI Card as your preferred method of payment.
Choose a repayment tenor that you are comfortable with.
Provide your Bajaj Finserv Insta EMI Card details.
Enter the OTP sent to your registered mobile number to confirm your purchase.

Advantages of Purchasing a Bicycle on EMI with the Bajaj Finserv Insta EMI Card

Here are the key benefits of buying a bicycle on EMI using the Bajaj Finserv Insta EMI Card:

Spread the cost of your cycle conveniently with easy EMIs and no additional interest charges.
Choose repayment tenors ranging from 1 to 60 months, making it easier to align payments with your budget.
Buy your bicycle on EMI without needing to pay anything upfront, ensuring a seamless purchase experience.
The Bajaj Finserv Insta EMI Card is accepted at over 1.5 lakh partner stores across 4,000+ cities in India, offering unmatched convenience.
Get instant approval with minimal documentation, enabling you to use the card without delay.
With a pre-approved limit of up to ₹3 Lakhs, you can buy the cycle of your choice without financial strain.

Enjoy a hassle-free and affordable way to own your dream cycle today with the Bajaj Finserv Insta EMI Card.

Eligibility Requirements and Documents Required to Apply for the Bajaj Finserv Insta EMI Card

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Is a cycle available on EMI?

Yes, you can purchase a cycle on EMI through platforms and stores that accept EMI options, such as those partnered with the Bajaj Finserv Insta EMI Card. This allows you to split the cost into manageable monthly instalments.

How can I buy a bicycle on EMI?

To buy a bicycle on EMI, visit a Bajaj Finserv partner store or online platform offering Bajaj Finserv Insta EMI Card. Select your cycle, opt for EMI payment, and use your EMI card at checkout.

Can I get a cycle on EMI without a credit card?

Yes, you can purchase a bicycle on EMI without a credit card by using alternatives like the Bajaj Finserv EMI Network Card, which offers easy financing with zero interest and no upfront payment.

Is no-cost EMI available for purchasing a cycle?

Yes, with the Bajaj Finserv Insta EMI Card, you can purchase a cycle on easy EMI. This allows you to spread the cost into easy monthly instalments without incurring any additional interest, subject to eligibility.

Is there any interest rate for buying cycles on EMI?

With easy EMI options, you can avoid interest charges entirely. However, for regular EMI plans, interest rates may vary based on the lender and the repayment tenor.

When I pay using an EMI Network Card, how much down payment do I pay?

Using an EMI Network Card like the Bajaj Finserv Insta EMI Card often requires zero down payment, meaning you can complete your purchase without any upfront cost.

Where in India can I buy cycles on EMI?

You can buy cycles on EMI at over 1.5 lakh partner stores across 4,000+ cities in India or through popular online platforms that accept EMI options.

How is cycle loan EMI calculated monthly?

Cycle loan EMI is calculated based on the loan amount, interest rate (if any), and repayment tenor. Use an EMI calculator to determine your monthly instalments by entering these details for accurate results.