✓ No Limit on Loan Amounts ✓ Interest Rate Starting @0.74% p.m. ✓ Minimal Documentation Check Eligibility

Get a Rupeek Gold Loan on Bajaj Markets to meet your planned and unplanned financial needs easily. Enjoy various perks like zero pre-closure charges, a convenient doorstep facility, and much more with this loan. Here are some important things about a Rupeek Gold Loan you should consider before applying:

Minimum Loan Amount

₹25,000

Maximum Loan Amount

₹1.5 Crores

Interest Rate

Starting from 0.74% p.m. or 8.88% p.a.

Tenure

12 months

Loan-to-Value (LTV) Ratio

75%

*Disclaimer: The mentioned details are subject to change at the lender’s discretion.

Rupeek Gold Loan Interest Rates and Charges

You can get a Rupeek Gold Loan at interest rates starting from 0.74% per month, which is 8.88% p.a., on Bajaj Markets. It is important to understand that the rate offered depends on your loan eligibility and the discretion of the lender. So, contact Rupeek and discuss the rate offered. If you have a solid credit history and meet their eligibility criteria, you may be able to secure a low interest rate. Also, do note that Rupeek does not charge any processing or foreclosure fee which can further help you save on the total repayment cost of the loan.

Features and Benefits

Check out the features and benefits of a gold loan by Rupeek:

High Loan Amount

You can apply for a loan amount ranging from ₹25,000 to ₹1.5 Crores to address your various requirements

Affordable Interest Rates

With the interest rate starting at just 8.88% p.a., the overall cost of the loan becomes affordable

Flexible Tenure

Choose a comfortable repayment period ranging from 3 Months to 12 Months 

No Foreclosure Charges

You can close the gold loan anytime and save on interest without paying prepayment charges

Repayment Options

Repay the loan comfortably by opting for interest-first payments, bullet payments, or part prepayments

Eligibility Criteria for a Rupeek Gold Loan

Here are the eligibility criteria you need to meet to qualify for a gold loan from Rupeek:

  • You must be above 18 years

  • You must own gold items with the desired purity levels

Note: The maximum loan amount is calculated by multiplying the purity, quality, and weight of the pledged asset. 

Documents Required for a Rupeek Gold Loan

You need to submit the following documents when applying for a Rupeek Gold Loan:

  • Identity proof:

    • PAN card

    • Aadhaar card

    • Voter ID card

    • Driving licence

    • Passport

  • Address proof:

    • Driving license

    • Aadhaar card

    • Voter ID card

    • Passport

    • Utility bill

    • Lease agreement

Note: The above are general requirements, and you may have to submit additional documents as per the requirement

How to Apply

Follow the below steps to apply for Rupeek Gold Loan on Bajaj Markets:

  • Click on the ‘CHECK ELIGIBILITY’ option on the homepage or download the Bajaj Markets App from the Google Play Store or App Store

  • Choose ‘New Gold Loan’ as the type of loan you want

  • Fill in your personal information, including your name, mobile number, and date of birth

  • Specify the loan amount you need and enter your pincode

  • Select your gender (male, female, or other) and provide your email address

  • Hit ‘SUBMIT’

A representative will contact you to guide you through the next steps.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

FAQs On Rupeek Gold Loan

Is it safe to get gold loans from Rupeek?

Yes, you can pledge your gold items with Rupeek safely since the assets are stored in the company’s vault. You can withdraw the assets at any time after repayment.

Why should I choose Rupeek Gold Loans?

You can get this loan at affordable interest rates starting at just 8.88% p.a. You also enjoy other benefits like a doorstep facility, easy online application, minimal requirements, and more.

Do I need a CIBIL score when applying for this gold loan?

No, you can get the loan without providing your CIBIL score details since the gold items serve as collateral. You just need to submit the documents and meet the eligibility requirements to apply.

What is the tenure of a Rupeek Gold Loan?

The tenure for the loan ranges between 3 Months and 12 Months.

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