Pulmonary Hypertension Cover | Pocket Insurance

Coverage of up to Rs. 3 Lakhs| Buy Pulmonary Hypertension Cover at just Rs 271 Buy Now

What is Pulmonary Hypertension Cover?

Pulmonary hypertension is a form of high blood pressure that affects the arteries leading from the heart to the lungs. If it isn’t treated in time, the condition can worsen and may even be life-threatening. To protect yourself against healthcare expenses arising from the treatment, you must consider getting the Pulmonary Hypertension Cover provided by Care Health Insurance. With this plan, insured individuals are entitled to a coverage amount of up to ₹3 Lakhs to secure any medical care costs!

Policy Plan & Details

Let’s understand the Pulmonary Hypertension Cover details below:

Coverage	Premium (including GST)	Plan Validity
₹1 Lakh	₹271	1 Year
₹2 Lakhs	₹531
₹3 Lakhs	₹684

Key Features and Benefits of Pulmonary Hypertension Cover

Covers Hospitalisation Costs

The Pulmonary Hypertension Cover safeguards you against hospitalisation expenses along with coverage for pre and post-hospitalisation costs.

Provides Ambulance Cover

In the event of a medical emergency, you can rest assured due to the ambulance cover available under the Pulmonary Hypertension Cover!

Includes Diagnostic Tests

Be it the diagnostic tests conducted before getting admitted or during the hospitalisation period, the expenses resulting from the tests are covered!

What is Covered

Hospitalisation Coverage

As per the sum insured chosen under the Pulmonary Hypertension Cover, the hospitalisation costs are covered under the plan. Moreover, pre-hospitalisation expenses of up to 30 days and post-hospitalisation expenses of up to 60 days are included in the cover.
Diagnostic Tests

The expenses arising from diagnostic tests conducted during the set pre-hospitalisation period or during hospitalisation are covered without any worries!
Prescription Expenses

Expenses incurred as a result of purchasing medications required for the treatment of pulmonary hypertension are covered.
Treatment Charges

The policy provides insured individuals with coverage for the treatment of pulmonary hypertension. This includes hospital room rent, medicines, and tests in addition to ICU, transfusion, and doctors’ fees.
Ambulance Charges

In the event that the insured individual needs to be rushed to a hospital and avails an ambulance, expenses arising from the same are covered up to ₹2,000.

What is Not Covered

Specific Ailments

The policy does not provide coverage for lung disease, chronic hypoventilation, pulmonary thromboembolic disease, drugs and toxins, diseases pertaining to the left side of the heart, heart disease, and any secondary causes.
Pre-Existing Conditions

Pre-existing diseases are not covered under the plan and thus, no claims related to such conditions shall be accepted.
Waiting Period

In the event that the insured individual gets diagnosed with an illness or injury during the initial 90-day waiting period, no coverage shall be offered.
Hospitalisation for Other Illnesses

Hospitalisation due to reasons other than pulmonary hypertension is not covered under the plan.
Ailment Caused Due to Other Reasons

Pulmonary hypertension resulting from occupational and environmental factors is not covered. Furthermore, pulmonary hypertension caused due to substance abuse of any kind including but not limited to tobacco, drugs and alcohol is not included in the policy.

How to Apply for Pulmonary Hypertension Cover?

Let’s learn the process for applying for a Pulmonary Hypertension Cover:

Click on ‘Buy Now’

Visit the Pulmonary Hypertension Cover product page on Bajaj Markets and click on ‘Buy Now’.
Enter Your Details

Provide all your necessary details in the online application form.
Pay the Policy Premium

You can pay the premium for your Pulmonary Hypertension Cover using any online mode of payment.

Your Pulmonary Hypertension Cover policy document will be sent to your registered email ID after you pay the premium amount.

How to File a Claim?

You can make an insurance claim under the Pulmonary Hypertension Cover in the following way:

Write an email at claims@careinsurance.com
Call on the toll-free number 1800-102-4488

Customer Care Details

You can reach out to Bajaj Markets for any queries at insuranceconnect@bajajfinservmarkets.in

Are ambulance charges included under the Pulmonary Hypertension Cover?

Yes, ambulance charges of up to ₹2,000 are covered under the Pulmonary Hypertension Cover.

What is the validity of this policy?

The Pulmonary Hypertension Cover policy is valid for a single year.

Are expenses pertaining to medications covered?

Yes. The Pulmonary Hypertension Cover includes the cost incurred for medications.

Is there a waiting period applicable to this plan?

Yes, there is a 90-day initial waiting period in place under this plan.

Are diagnostic tests covered under this plan?

Yes, diagnostic tests conducted prior to or during the period of being hospitalised are covered under this plan.

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Policy Plan & Details