A critical step towards taking care of yourself
A stroke can be a serious health emergency that requires immediate hospitalisation. According to research, stroke is one of the leading causes of death and disability in India. Like most types of brain injuries, treatment for a stroke can be expensive. In fact, most stroke patients have to live with disabilities, forcing them to undergo long-term care. However, with the Group Care 360 Stroke Cover by Care Insurance on Bajaj Markets, you can breathe a sigh of relief. This plan is tailored to cover expenses incurred against stroke treatment.
Here are the key details of the Stroke Cover:
Coverage |
Premium (including GST) |
Plan Validity |
Up to ₹1 Lakh |
₹271 |
1 Year |
Up to ₹2 Lakh |
₹531 |
|
Up to ₹3 Lakh |
₹684 |
The insurance plan covers the treatment costs such as hospital room rent, doctor fees, ICU, and blood tests.
Expenses incurred on diagnostic tests before and during hospitalisation are covered under the plan.
The cost of an ambulance to and from the hospital is covered under the plan up to a maximum of ₹2,000.
Expenses incurred on stroke treatment up to ₹3 Lakh are covered under the Stroke Cover. This includes pre-hospitalisation expenses for up to 30 days before admission and post-hospitalisation expenses for up to 60 days after discharge.
The plan also takes care of the treatment costs like hospital room rent, doctor fees, ICU, medicines, transfusion, and tests.
The doctor's consultation charges, as well as expenses incurred on medication, are covered under the plan up to the maximum sum insured.
While purchasing an insurance plan, it is imperative to know what isn’t covered under the plan you wish to buy. So, let’s check them out now:
Hospitalisation within the first 90 days from the issuance of the policy will not be covered.
Hospitalisation due to any other condition apart from stroke is not covered. Transient Ischemic Attacks (TIA), vascular diseases affecting only the eye, optical nerve, or vestibular functions, and traumatic brain injury are not covered either.
Any pre-existing disease.
You can apply for this Stroke Insurance Cover by following these three easy steps:
Visit the Stroke Cover product page on Bajaj Markets and click on ‘Buy Now’.
Fill in all your necessary details in the online application form.
Pay the premium for your stroke insurance coverage online.
To file a claim under the Stroke Cover, you can go for any of the two methods:
Call the toll-free number of the insurer at 1800-102-4488
Send an email to the insurer at claims@careinsurance.com
You can connect with Bajaj Markets at insuranceconnect@bajajfinservmarkets.in to get solutions for any queries related to the Stroke Cover.
The duly signed claim form, doctor's diagnosis confirming stroke, and copies of receipts are required for making a claim. Certain other documents may also be required in special cases.
You need to pay ₹271 to get a stroke coverage of ₹2 Lakh.
Yes. You can buy stroke insurance online on Bajaj Markets.
The duration of the Group Care 360 Stroke Insurance plan is 1 year.
The amount of cover under the Group Care 360 Stroke Cover plan varies with the premium as mentioned in the table below:
Sum Insured |
Premium (Including GST) |
Up to ₹1 Lakh |
₹271 |
Up to ₹2 Lakh |
₹531 |
Up to ₹3 Lakh |
₹684 |