Future Value Calculator

• Rate of interest

• Frequency of compounding

• Cash flow payments

• Increasing perpetuities and annuities

 

If there is any variable whose value you are unable to fill in at the moment or wish to be excluded, you can always enter 0 in its place. Read below to understand the inputs required to enter for your future value calculation. 

• Present Value (PV)

The present value refers to the asset's current value in monetary terms.

• Number of Periods (t)

Make sure you enter the same unit for time (month or year) throughout the form to ensure consistency and accuracy of results. If you are looking for a perpetual annuity, enter p or perpetuity.

• Interest Rate (R)

Enter a real interest rate you are expecting your asset to appreciate.

• Compounding (M)

Decide the number of times compounding should occur during each period. Enter the following figures, depending on the parameter mentioned: 

• 1 in the field if you require only annual compounding

• 4 if you require quarterly compounding

• 12 for monthly compounding

• 365 for daily compounding

• c for continuous compounding

• Cash flow Annuity Payment Amount (PMT)

This refers to the cash payment you expect to receive each period.

• Growth Rate (G)

This field relates to the growth rate of annuity payments each year in percentage terms.

• Quantity of Payments (Q) Per Period

Q refers to the frequency of payments in the investment. Enter 1 for annual payments, 4 for quarterly payments, 12 for monthly payments, and 365 for daily payments.

• Timing of Annuity Payments (T)

You can enter the end in this field if you are opting for an ordinary annuity, with the amounts received at the end of the period. However, if you wish to receive the annuity payments at the beginning of the period, select beginning.

• Future Value (FV)

The future value of an asset is derived by calculating any present value sum plus interest and future annuity payments or other cash flows. 

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.