PNB Housing Finance FD Calculator

Deposit Amount

Interest Rate

Tenure

Months

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Investment Amount

Interest Rate

Total Interest Amount

Total Payout (Principal + Interest)

Get Returns up to 7.95%* p.a.

Utilise the PNB Housing Finance Fixed Deposit (FD) Calculator to forecast your return on investment. The Non-banking Financial Company (NBFC) offers competitive interest rates ranging from 7.06% to 7.95% p.a. You can choose a tenure from 12 to 60 months based on your financial needs. 

 

Take advantage of the FD calculator to estimate your potential returns on a PNB Housing Finance FD. Whether you're saving for short-term objectives or planning for the future, these FDs provide the flexibility and high returns needed to meet your financial goals.

How You Can Benefit from the PNB Housing Finance FD Calculator

The PNB Housing Finance FD calculator is a free online tool that helps investors understand the returns on their fixed deposit investments. By entering the investment terms, you can determine your payout upon maturity. Using this tool helps you to make informed decisions to maximise your returns.

 

Here’s how to use the PNB Housing Finance FD calculator:

  1. Input the investment amount

  2. Enter the interest rate

  3. Choose the tenure that meets your financial needs

 

After entering these details, the calculator will display the payout you can expect upon maturity. You can adjust the terms as many times as you like to find the fixed deposit options that best suit your financial goals.

 

Here is an example illustrating how to use an FD calculator:

 

If a regular citizen invests ₹5,00,000 in a fixed deposit with PNB Housing Finance at an interest rate of 7.75% p.a. for a tenure of 4 years, here’s what their payout upon maturity would look like:

  • FD amount: ₹5,00,000

  • Interest Rate: 7.75% p.a.

  • Tenure: 4 years (48 months)

 

Based on these details, the FD calculator will display a maturity payout of ₹6,73,968, which consists of ₹1,73,968 as interest earned.

Compare Interest Payouts with Other Banks/NBFCs

Compare the interest rates offered by PNB Housing Finance with those of other banks and NBFCs available on Bajaj Markets. Below are the interest rates for reference:

Bank / NBFC

Highest Interest Rates (p.a.)

RBL Bank

8.85%

Shriram Finance Limited

9.40%

Bajaj Finance Ltd.

8.65%

Mahindra Finance Ltd.

8.35%

YES Bank

8.50%

Ujjivan Small Finance Bank 

8.75%

Note: Please check their respective websites to confirm the latest rates before investing.

FAQs on PNB Housing Finance FD Calculator

How is the FD maturity amount calculated?

The FD maturity amount is calculated using the simple and the compound interest formula. Each formula represents a specific type of fixed deposit.

However, using the formula to calculate the maturity amount manually can be time-consuming. So, using the PNB Housing Finance FD calculator is the ideal option.

Do PNB Housing Finance fixed deposits offer monthly interest payouts?

Yes, PNB Housing Finance FDs offer monthly payouts. You can opt for monthly, quarterly, half-yearly and annual payouts in a non-cumulative fixed deposit.

Can a PNB Housing Finance calculator be used on any device?

Yes, the PNB Housing Finance FD calculator can be used on any device, including mobile phones, desktop computers, laptops, etc.

Can a person who does not know much about FDs use this calculator?

Calculating your interest returns and maturity amount is convenient, automatic and quick using the PNB Housing Finance FD calculator, even if you are new to fixed deposits.

Is there a limit on the number of times I can use this calculator?

No, there is no limit on how many times you can use the PNB Housing Finance fixed deposit calculator.

Is there a fee for using this calculator?

There is no amount chargeable for using the fixed deposit calculator. So, you can use it as often as you want free of charge.

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