Audi A8 Car Insurance

Audi A8 is a luxury sedan offered by the German automotive manufacturer Audi. The car is known for its luxurious feel and performance. The Audi A8 price in India is at ₹1.57 crores. To keep the safety of the car and passengers intact and increase the durability of your Audi A8, it is necessary to have Audi A8 insurance that will cover various areas. Even if you drive well, keeping the car in good condition is important to have it perform at its best.

 

However, the cost of doing so in repairs and damages might be expensive. It is also mandatory to have the car insured in India as per the Motor Vehicles Act, 1988. In this article, we will learn about the Audi A8 insurance and other details like its on-road price, mileage, ground clearance and other specifications. Before we get into the insurance part, let’s first have a look at the Audi A8 variants.

In India, Audi A8 comes in a single variant, i.e. Audi A8 L 55 TFSI Quattro. Given below are some of the popular sedans by Audi in India and their price. You can also check the premium for your car insurance in the table mentioned below.

There are two major types of Audi A8 car insurance plans- comprehensive car insurance & third party car insurance. Make sure you choose the right insurance plan based on your needs.

 

Third-Party Car Insurance

Having third-party car insurance is mandatory under the Motor Vehicles Act, 1988.. However, it provides quite limited coverage. This type of car insurance only covers you (the policyholder) for the third-party liabilities. Hence, the premiums charged on this plan are less and affordable.

Comprehensive Car Insurance

It is advised that every car owner should have comprehensive car insurance for their vehicle. Under this plan, you are not only covered against third-party liabilities but also the damage incurred by your vehicle in accidents. Although the premiums charged are slightly more than third-party insurance, it offers you extensive coverage with the convenience of buying add-on covers. Thus, you can avail car insurance with cashless claims for Audi A8 with such a plan.

●     Damage due to fire, explosion, self-ignition or lightning

 

●     Damage due to burglary, housebreaking or theft

 

●     Damage due to riot and strike

 

●     Damage due to earthquake (fire and shock damage)

 

●     Damage due to floods, typhoons, hurricanes, storms, tempest, inundation, cyclones, hailstorms, frost, etc.

 

●     Damage caused by accidental external means

 

●     Damage due to malicious acts

 

●     Damage due to terrorist activity

 

●     Damage whilst in transit by road, rail, inland, waterway, lift, elevator or air

 

●     Damage due to landslide/rockslide

• Damage or loss caused outside the designated geographical area in the insurance policy

• Claims arising out of any contractual liability

• Accidental loss incurred if the vehicle was being used otherwise than in accordance with the law such as speeding, riding someone else’s bike, under the influence of alcohol, etc.

• Any damages caused directly or indirectly by ionizing radiation or contamination by radioactivity from any nuclear fuel or nuclear waste

• Any accidental loss or damage caused by or contributed due to nuclear weapons

• Any accidental loss or damage arising out of or in connection with the invasion by foreign enemies, hostilities or warlike operations (whether before or after the declaration of war), Civil War, Mutiny Rebellion, Military or usurped power

If you buy a comprehensive car insurance plan for your Audi A8, it will allow you to extend the existing coverage with add-on covers. Here’s a list of different add-on covers that you can purchase with your comprehensive Audi A8 car insurance:

Zero Depreciation

You will receive full compensation on the claim without factoring in depreciation with a zero depreciation car insurance cover.

Return to Invoice

If your vehicle gets lost/stolen, you will receive the invoice value of your Audi A8 car. The invoice value is nothing but the amount you paid at the time of purchasing the car.

No Claim Bonus Protection Cover

The NCB earned remains even after you make a claim on your car insurance plan with the NCB protection cover.

Consumable Expenses

Consumables include the items used for the proper functioning of the vehicle’s engine and other parts. These items are the engine oil, gearbox oil, nut and bolt, screws, distilled water grease, brake oil, oil filter, bearings, washers, AC gas, etc. In case your vehicle needs repair, the expenses for the consumables used to repair your car will be covered.

Engine and Tyre Secure

You give additional safety to your engine and tyres with this cover. So, in case of replacement/repair, the insurer will compensate you for the expenses incurred. Any damage to the internal parts such as the engine, gearbox, and transmission is also covered.

To get Audi A8 insurance online, follow the below-mentioned steps:

 

1. Go to the ‘Car Insurance Plans’ section on the website of the insurance provider.
2. Fill the application carefully with the relevant details.
3. Choose the Audi A8 insurance plan you want.
4. Complete the online payment.
5. Your Audi A8 insurance will be issued.

To continue the benefits offered by Audi A8 insurance, you will have to renew the policy repeatedly. Mentioned below are the steps to renew your Audi A8 insurance online:

 

1. Go to the official website of the insurance provider like Bajaj Markets.
2. Go to the ‘Car Insurance Plans’ section on the website.
3. Enter your registration number and contact details.
4. Enter your policy details and check your Audi A8 insurance renewal premium.
5. Make the payment online.
6. Download the policy copy.

There are two ways in which Audi A8 insurance can be claimed:

1. Claim Cashless Car Insurance for Audi A8

You will not have to pay for any damages if you have cashless car insurance. In case of any damages, the insurer will directly pay for your damages to the network garage of the insurance company.

2. Claim Reimbursement for Audi A8

You will be reimbursed for all the damages and repair expenses. The reimbursement happens once your bills and documents are assessed.

Here is a look at the step-by-step process of claiming your Audi A8 insurance online:

Process for Filing Cashless Claims

1. Register the claim and inform the insurer. You can do it by calling their toll-free number or visiting their website.
2. Get your car repaired at the nearest network garage.
3. Submit all the required documents.
4. Once the documents are verified, the claim will be settled by the insurer directly with the network garage.

Process for Filing Reimbursement Claims

1. Inform the insurer about the damage.
2. File an FIR in case of vehicle damage due to third party or theft & submit its copy along with other documents.
3. Get your car repaired at the nearest garage at your own expenses.
4. Submit the original bills and payment receipt to the insurer.
5. Once the documents are verified, your claim amount is reimbursed.

Here is a list of documents required to claim Audi A8 insurance:

 

●     Duly filled claim request form

 

●     Audi A8 car insurance policy

 

●     Vehicle registration certificate of the vehicle

 

●     Copy of driving licence

 

●     Copy of the FIR (in case of accidents, theft, and third-party claims)

 

●     Damage repair bills

 

●     Bill payment receipt

Even though the Audi cars are known for their performance and durability, it is important that you get the Audi A8 car insurance. However, choosing the right insurance provider plays a pivotal role. At Bajaj Markets, you can choose from a plethora of features and benefits for your four-wheeler and opt for a car insurance plan that is best suited for you.. The Audi A8 price for insurance premium is also comparatively lesser at Bajaj Markets. Choose the suitable add-ons and make the most out of your Audi A8 car insurance policy now.

 

Note: If you are the owner of any discontinued car, you still need to have your car insured. At Bajaj Markets, you can easily buy a car insurance policy for such discontinued cars. Visit our website now and explore the wide range of Audi and Audi A8 car insurance plans we have in store for you.