Honda Jazz Car Insurance

The Honda Jazz is the car manufacturer’s only hatchback vehicle offered in India and is found in the same segment as the Hyundai i20, Ford Figo and other competitors. With a sturdy engine, effortless driving experience, comfortable interiors and superior build quality, Honda has truly outdone itself with the Honda Jazz. The Jazz comes in six variants and five different colour options. The Honda Jazz seating capacity is up to 5 people and it runs on a 1.2 litre BS6 compliant petrol engine. The Honda Jazz starting price is Rs 7.71 lakhs (ex-showroom Delhi) and can go up to Rs 9.95 lakh. This car is considered one of the more budget-friendly offerings in this segment given its overall excellent performance.

If you’re looking to buy a new Honda Jazz, insurance is a very essential component that must not be overlooked. Honda Jazz insurance rates will differ depending on factors such as the car variant, model, chosen IDV, etc. For instance, the insurance cost for the Honda Jazz V CVT model starts at Rs. 5,575 for 1-year comprehensive car insurance.

In order to find a Honda Jazz insurance plan that works for you, it is useful to have a general idea of the vehicle’s total cost and the average Jazz insurance price. The premium rates for the top Honda Jazz variants are as follows:

Disclaimer: The above information is only applicable to a new Honda Jazz. The insurance premium rates are dependent on the Honda Jazz variant, model, fuel type, region, year of registration, add-on covers, IDV and other factors.

Buying Honda Jazz insurance online is made easy and seamless with Bajaj Markets. Here is what you need to do:

Step 1: Head over to the car insurance premium calculator on Bajaj Markets.

Step 2: Enter your car’s registration number, mobile number and other details.

Step 3: Browse through the different Honda Jazz insurance plans available and choose one that meets your needs.

Step 4: Pay the Jazz insurance premium online.

Step 5: You will receive your policy via email.

If your Jazz insurance plan is close to its expiry date, you have the option of buying a new plan or renewing the existing one. Here is how you can renew your Honda Jazz car insurance:

• Step 1: Fill in your details such as your car registration number, phone number and other important information in the ‘Car Insurance Renewal’ section on your insurance provider’s website

• Step 2: Present details of your previous or existing Jazz insurance policy

• Step 3: Check the premium amount for a renewed Jazz insurance policy

• Step 4: Instantly make an online payment

• Step 5: Now you can download your renewed policy

In addition to being legally mandated, Jazz insurance also carries numerous benefits that can come to your rescue in an emergency. Here are a few reasons why you buy Honda Jazz insurance:

• You will avoid legal punishment or fines by purchasing third-party Jazz insurance.

• Your finances will be protected in case your car is damaged in an accident.

• Your finances will be protected in the event of a man-made or natural calamity.

• You can avail of extended coverage with add-on covers.

The rates for your Honda Jazz insurance will also differ according to the type of car insurance you opt for. Generally speaking, there are two main types of car insurance policies which you can find on Bajaj Markets:

Third-party Car Insurance:

In India, third party car insurance is mandatory under the Motor Vehicles Act, 1988. Third-party insurance offers compensation for damages dealt by your vehicle to a third-party in an accident. This includes injuries sustained by the third-party or damage to their vehicle.

Comprehensive Car Insurance:

Comprehensive car insurance offers more coverage than third party plans. In addition to financial protection related to third party liabilities, comprehensive insurance offers extended coverage that protects you and your vehicle as well. Moreover, you can extend this coverage further with add-on riders.

Most car insurance plans have a standard list of inclusions as well as exclusions. While buying a Honda Jazz insurance, you need to be aware of which circumstances you can make insurance claims under. Here are the standard inclusions for Jazz insurance plans available on Bajaj Markets:

• Third-party liabilities

• Personal Accident cover also extends to passengers

• Damage repair and replacements

• Damage or total loss due to natural calamities

• Damage or total loss due to man-made calamities

• Damage due to accidents

There are certain situations or expenses which are typically not covered by Jazz insurance, and under which you cannot place an insurance claim. Here are the exclusions commonly applicable to car insurance:

• Natural wear and tear of the vehicle due to use

• Mechanical or electrical breakdown

• Damage or loss sustained due to criminal/malicious activities

• Damage or loss sustained while insured is driving under the influence

• Damage or loss sustained when insured is driving without a valid licence

• Damage or loss sustained when an insurance policy is inactive

While buying Jazz insurance, you can purchase add-on riders for a nominal price to get more protection and benefits as part of your plan. The add-ons will also affect the final Honda Jazz insurance price you are expected to pay. Here are certain add-on riders you can opt for:        

        1.Personal Accident Cover

This Personal Accident Cover add-on covers physical injuries, permanent disability or accidental death and the consequent expenses.

        2.Engine Protection

As the name suggests, this Engine Protection add-on covers expenses related to fuel seepage, engine problems and repair costs.

        3.Roadside Assistance

If you are ever in need of emergency roadside assistance such as towing or refuelling, you can opt for this cover.

        4.Personal Baggage Cover

In an accident or theft, tour personal belongings may get damaged or lost. This cover takes care of that.

Here is what you need to do to file an insurance claim for Jazz insurance via Bajaj Markets:

Process for Filing Cashless Claims

Since you are not required to pay any cash upfront, cashless claims of Jazz insurance are much easier on your wallet. Your insurance provider settles the expenses directly with the garage. Here’s what you need to do to file a cashless Jazz insurance claim on Bajaj Markets.

• Contact your insurer immediately in case of an accident and inform them about the details of the situation.

• Take your vehicle to the closest network garage

• See the repairs and replacements through and give your insurer the relevant documents.

• The paperwork will then be verified and your claim will be settled.

This process requires you to first pay the charges for any repairs out of your own funds, and the insurer will then reimburse you. Here are the steps to follow to file a reimbursement claim for Jazz insurance:

• Contact your insurer and inform them about the damage to your vehicle

• File an FIR if necessary and submit the relevant documents to the insurer

• Get your vehicle repaired with your own money

• Submit the receipts and bills from the garage to the insurance provider

• Once they have been verified, your claim for Jazz insurance will be reimbursed

   

Here is a list of the documents needed to file your Jazz insurance claim.

• Jazz insurance policy document

• Details of your insurer

• Details of your vehicle

• Details of the incident

• FIR copy if needed

• Original bills and receipts for the repair of the car

Even if the average insurance cost for your Honda Jazz seems a bit steep or does not fit within your budget, you will be happy to know that you can easily bring down Honda Jazz insurance costs to make it more palatable for you:

• Browse and compare Jazz insurance policy options before finalising a car insurance plan.

• For smaller repairs, payout of your own pocket to maintain your No Claim Bonus.

• Drive with caution to avoid accidents.

• Raise the amount of the payout of your own pocket while making a Jazz insurance claim, which is known as the deductible.

The Honda Jazz is a sturdy and stylish car, designed to be comfortable and smooth-running. However, as with any car, it is necessary to look after it with care. Here are a few tips that can help you do so:

• Use a cover for your car

• Park in the shade

• Use a silicone rubber protector for your door and window seals

• Apply polish or cleaner to your seats regularly

• Clean dirt and debris off the interiors

In order to maintain your Honda Jazz, it is important that you keep a keen eye on any servicing requirements. You can get an idea of the Honda Jazz servicing costs by contacting the nearest Honda service centre. Alternatively, you can ulcer each out to garages affiliated to your insurance plan for a more realistic assessment.

Replacement Cost of Parts Changed During Service

While getting your Jazz repaired or serviced at an authorised Honda service centre, a few important parts may get replaced. To get a better idea of the service costs for your Honda Jazz you can always contact the service centre in advance. Doing so will equip you to handle such costs in the near future.

Components to be Replaced or Serviced at Different Intervals

The Honda Jazz is a high-performing hatchback, but as you continue to use it it is wise to keep track of when certain replacements or servicing is due. This way, you don’t need to worry about unexpected vehicle breakdowns.

Here is a quick glance at the general servicing timeline for your Honda Jazz.

Note: All of the service costs and replacement costs mentioned above is merely indicative. The actual costs applicable to your vehicle may vary.

The Honda Jazz earned a 4-star rating in the recent Global NCAP crash tests and is considered one of the most reliable cars on the market. The Honda Jazz price range is between Rs.7.71 - 9.95 lakhs (ex-showroom price, Delhi) this car is sold in three trims: V, VX and ZX. The car is equipped with features like cruise control, a sunroof, LED lamps, a 7-inch touchscreen infotainment system, automatic AC and 15-inch alloy wheels. The Honda Jazz has considerable fuel capacity and comes with a 1.2-litre petrol engine, with a standard 5-speed manual as well as an optional 7 step CVT transmission. The Honda Jazz’s mileage or fuel efficiency for both transmissions respectively is 16.6 kmpl and 17.1 kmpl. The ground clearance for Honda Jazz is an adequate 165mm.

It also comes with safety features like dual front airbags, ABS with EBD and rear parking sensors. In addition to roomy interiors, the car also offers a comfortable 354 litres of boot space.

Honda Jazz is offered in India in 6 variants, and all of them run on petrol engines. Want to know more about the variants? Here is a quick look at the automatic and manual options:

The on-road price of the Honda Jazz represents the actual figure that you will have to pay with buying the car. This price varies from one city to another and also includes RTO charges, Jazz insurance prices, etc. Here is a quick look at on-road prices for the Jazz in major Indian cities:

The Jazz comes with a plethora of stunning features that are all the more reason to buy this car. Here are a few of the Honda Jazz’s best features:

• Power Steering

• One-touch electric sunroof

• Soft touchpad dashboard

• Multi-information combi metre

• LCD display

• Eco Assist ambient rings

• 7-inch advanced touchscreen audio, video, navigation system

• Power Windows Front

• Anti Lock Braking System

• Air Conditioner

• Driver Airbag

• Passenger Airbag

• Automatic Climate Control

• Fog Lights - Front

• Alloy Wheels

• Telephony and voice controls

• Honda Smart Key system

The Honda Jazz is a reliable, feature-rich hatchback that delivers arguably the best performance in its segment. However, it still needs protection in case of a mishap or accident. The best way to guarantee this protection is by buying comprehensive Jazz car insurance. You can also use add-on covers to extend the coverage and protect your finances.