Hyundai Creta Car Insurance

The Hyundai Creta is a high-maintenance luxury car that requires massive financial straining for repairs and replacement; and the Hyundai Creta car insurance covers those massive bills for you. It protects your finances against repair and replacement costs incurred due to accidents, natural disasters, man-made disasters and other unforeseen events.  

The Hyundai Creta car insurance also covers untimely demise or injuries of passengers as a result of accidents which fulfils the government’s mandatory third-party liability insurance for your car. With so many benefits, the car insurance for Hyundai Creta is a must-have.

 *The ex-showroom prices are for Delhi and are subject to change basis the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

To avail Hyundai Creta insurance at affordable prices, you can follow these steps:

• Step 1: Fill in the details such as your car registration number and mobile number.

• Step 2: Provide the necessary information about your vehicle.

• Step 3: Pick the car insurance that best suits your needs.

• Step 4: Pay the premium.

• Step 5: Your car insurance policy will be sent to your email address!

Renew your car insurance plan with just five steps:

• Step 1: Enter your registration number and contact details.

• Step 2: Provide your previous policy details.

• Step 3: Check your car insurance renewal premium.

• Step 4: Make instant payment.

• Step 5: Download the policy document copy.

Can you imagine making up for the damage resulting from a natural calamity such as floods? The repair or replacement cost of damaged car accessories as well as the engine can be up to ₹1 lakh - ₹2 lakh for a low-end car model. In the absence of insurance, the repair expenses shall easily burn through your hard-earned savings when you can simply opt for car insurance. In the event of an unforeseen mishap, you will be compensated for any loss incurred by your vehicle and you can rest with some peace of mind!

• Third-Party Car Insurance

As you might be aware, third party car insurance is mandated under the Motor Vehicles Act, 1988, to drive legally on Indian roads. Such an insurance plan covers the loss or damage incurred by the third party, any bodily injuries or death of the victim. You can find third-party insurance at affordable rates, although it fails to cover your own vehicle.

• Comprehensive Car Insurance

Comprehensive car insurance offers extensive coverage against numerous perils like theft, own damage, natural and man-made calamities, to name a few. Moreover, you can maximise your comprehensive cover with lucrative add-ons to make the most of your plan. Though the Hyundai creta car insurance price might be slightly on the higher side, you can rest assured when it comes to your four-wheeler!

Third-party insurance covers third-party damage, bodily injuries, death of the victim and personal accident cover. Moreover, the inclusions of comprehensive car insurance include own damage, theft, natural calamities, man-made disasters, third-party liabilities and a personal accident cover.

The exclusions of comprehensive insurance include natural wear and tear, electrical or mechanical breakdown, damage incurred due to drunk driving, malicious activities, etc.

Here are some must-have add-ons to combine with your comprehensive insurance plan which may vary based on the insurer:

• Return to Invoice Cover

Such a cover ensures you get the invoice value of your precious vehicle in case of the total damage of your car or theft.

• Zero Depreciation Cover

To get the complete claim amount without accounting for the depreciation rate of your Creta, zero depreciation cover is it!

• Lock & Key Replacement Cover

The Key Protection add-on secures the cost of replacing your car locks and getting new car keys in case you lose or misplace your keys.

• Engine Protection Cover

Safeguard the expenses arising out of repairing or replacing the car engine parts now with this add-on cover!

You can keep the following documents handy while raising an insurance claim:

• Hyundai Creta car insurance policy

• Car details

• Insurer details

• Information regarding the incident

• FIR copy in case of theft

• Original bills and receipts of the vehicle repair

There are two types of car insurance claims:

• Cashless Claim Under Car Insurance

You can visit a nearby network garage associated with the insurer to avail the cashless claim facility. The garage will directly settle the bill with the insurance provider and you do not have to pay for the repair cost.

• Reimbursement Claim Under Car Insurance

If you have a preferred garage of your choice to service your vehicle, you can opt for a reimbursement claim. The insurer shall cover the cost of repair on submission and verification of the original invoices.

Here are some ways to help reduce your Creta car insurance premium cost:

• Make Use of No Claim Bonus

You can earn the No Claim Bonus (NCB) in car insurance by making zero claims throughout the policy period to get a cost-effective renewal premium.

• Cover Small Claims

In case of inexpensive claims, you can cover them from your own pocket and secure the NCB reward.

• Install Anti-Theft Devices

For an additional reduction in the premium quote, you can choose to install anti-theft devices authorised by the Automotive Research Association of India (ARAI).

• Compare Quotes

Make sure you compare premium quotes offered by various insurers online to get the best-fit plans!

• Drive Efficiently

By following the traffic rules and regulations, you can drive with caution and ensure minimum claims under your policy.

• Maintain Your Vehicle

Another easy way to lower your insurance premium is to maintain your four-wheeler and complete the scheduled car servicing on time.

• Keep a Tab on Tyre Pressure

It is crucial to check the tyre pressure of your car regularly to avoid increased wear and tear or tyre burst.

• Maintain a Clean Engine

Make sure the engine of your Creta has clean fuel and maintain it from time to time for prolonged engine life.

• Change the Oil & Oil Filters

Oil is a vital component needed for the smooth functioning of your four-wheeler, so regularly change the oil and the oil filters in your vehicle.

• Check the Brake Fluid

Another crucial component is the brake fluid which should be checked and maintained in sufficient amounts.

The estimated Hyundai Creta service and maintenance cost in India for five years ranges between ₹15,500 to ₹18,900. But the first and second servicing of your SUV is free after completing 10,000 km and 20,000 km. Below is the Hyundai Creta maintenance schedule and the cost applicable:

• Petrol Variant

• Diesel Variant

*These are indicative prices. The actual cost of maintenance of Hyundai Creta may vary and change from time to time.

Hyundai Creta is the ultimate SUV equipped with the latest features and a sporty yet breathtaking design. Available in six rich but edgy colours, the Creta is definitely an eye-turner but don’t forget the plush interiors! Having a premium BOSE sound system and advanced bluelink technology, you are surely in for a ride.

Hyundai Creta On-Road Prices

Features of Hyundai Creta

Now that we have summed up the Hyundai Creta’s car insurance features and coverage, it’s time to choose a suitable plan. Insurance makes sure that your four-wheeler is financially secure and you do not have to bear the burden of any untoward incidents. So, do not put it off any longer and head over to Bajaj Markets to get your hands on a suitable car insurance plan!

With speedy claims, hassle-free renewals, extensive coverage and a wide network of garages, you can now rest assured when it comes to your Creta.