Hyundai Tucson Insurance

Looking for a premium SUV? The Tucson from Hyundai is one such car that fits the bill perfectly. Featuring a muscular exterior that gives the car exceptional road presence, the Tucson has managed to redefine the SUV segment. The Hyundai Tucson starts with an on-road price of ₹29.44 lakh but has a poor safety rating of 0 stars. Hence, just having a good SUV like Tucson is not enough, you also need to have a good car insurance plan. A car insurance plan will ensure that you are protected financially from any unfortunate damages you might incur due to accidents. In this article, we’ll take a detailed look at Hyundai Tucson insurance, its specifications, and more.

You can get the Hyundai Tucson in multiple different variants. In fact, there are as many as 5 variants, with 3 of them getting the 2.0-litre turbo diesel engine and 2 of the remaining ones receiving the 2.0-litre petrol engine. Also, with the top-of-the-line diesel variant, you also get the option of a 4x4 drivetrain as well. Here are the insurance prices for all Hyundai Tucson variants:

 *The ex-showroom prices are for Delhi and are subject to change basis the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

Buying a suitable insurance plan from Bajaj Markets takes merely a few minutes.

• Enter your mobile number and your car’s registration number on the Bajaj Markets website.

• Fill up the application form with details about your car.

• Pick the car insurance plan suitable for you.

• Make your premium payment online.

• Your policy will be emailed to you!

Here are the steps you need to know to renew your Hyundai Tucson insurance plan:

• Enter your mobile number and the registration number

• Provide the details about your previous policy

• Your renewal premium will show up on the screen

• Pay the premium online

• Your plan will be renewed and you can download a copy of your policy.

With a starting price of ₹29.44 lakh, the Hyundai Tucson is an expensive investment for a luxury SUV car. The cost of repair for your Tucson in case of any accidents or damage will also be very high given the high price of the car’s parts. The cost of repairs can range anywhere between ₹1 lakh to ₹10 lakh or more in case of severe damage to your car. If you want to keep yourself immune from financial losses due to accidents or damages, you can get a comprehensive car insurance plan. As per the Motor Vehicles Act, 1988, it is also mandatory to have at least third-party insurance for all vehicles to drive on Indian roads.

There are two main types of Hyundai Tucson car insurance plans you can choose from:

• Third Party Insurance

A third party car insurance provides coverage against any damage done to a third party vehicle. It also offers financial cover in case of legal liabilities that might arise due to any damage caused to a third party vehicle or private property.

• Comprehensive Car Insurance

A comprehensive car insurance provides an all-round package providing coverage for not only third party damages but also unforced damages. Any damage caused due to accidents, natural calamities or theft/burglaries would be covered under this plan. Understandably, the premium price for a comprehensive plan would be higher than a third-party insurance plan, but it is totally worth the benefits it offers.

Every car insurance plan has specific coverage that describes what it includes and excludes. With an insurance plan from Bajaj Markets, you can get the following coverage for things like loss or damage due to accidents or natural disasters, third party cover, etc. Comprehensive insurance and add-ons also provide coverage for things like theft cover, zero depreciation car insurance cover etc.

No matter what insurance plan you sign up for, it is always a wise idea to check on what coverage is excluded. A standard car insurance plan contains exclusions for situations like electrical or mechanical problems, wear and tear, drunk driving, racing, etc.

If you wish to expand the scope of your car insurance, you can buy add-on coverage on top of your basic plan.

• Personal baggage cover

A personal baggage cover provides coverage for any loss caused to your personal belongings during an accident.

• Engine Protector

Car engines are extremely complicated machines. If you have a hydro locked engine or an engine that is damaged due to oil leakage, you might have to spend a few thousand rupees to fix it. Or, you can also add the engine protector coverage to your plan and claim a reimbursement from your insurer.

• Lock and Key Replacement

A lock and key replacement cover will provide financial aid in case somebody gets locked in or outside of the car.

• NCB Protection Cover

Under this cover, you can get a No-Claim Bonus in car insurance despite raising up to 2 claims in a year.

• Consumables cover

This covers provides coverage in case you need to replace the brake oil, lubricant, distilled water, engine oil, etc. after an accident.

• Zero Depreciation Cover

This add-on assures financial coverage for the repair and replacement of parts without depreciation in value. The depreciated value of the parts will not be held back when the claim is raised. There is solid backing for the amount raised in the claim.

• Personal Accident Cover

Covers permanent disabilities, death and other fatalities caused to the driver of the insured vehicle.

You will have to raise a claim with your insurance provider when you need their support. As a car owner, knowing the process beforehand will help you handle the situation in a much more calm manner. The claim process has been simplified to a great extent today because of the online nature of the process. Read on to understand the steps involved.

Here are the documents that you need to claim your car insurance:

1. The insurance policy document

2. Personal details of the insurer

3. Details about the insured vehicle

4. Copy of your FIR, in case of theft

5. Original bills of the garage

There are two ways you can file an insurance claim:

Cashless Claims

Under cashless claims, you can directly take your Hyundai Tucson to the network garages affiliated with the insurance companies. The garage will repair your vehicle and directly settle the damages with the insurance company. You do not have to pay money out of your pocket unless you’ve chosen deductibles.

Reimbursement Claims

Under reimbursement claims, you can have your vehicle repaired at a garage of your choice and pay for the expenses yourself. Then you can submit the bills and receipts of the repairs to the insurance company and get the expenses reimbursed.

Here are some tips you can use to lower the price of your insurance premiums:

• Do Not Use Insurance for Small Claims

If your Tucson has small damages that can be repaired for a small cost, you should get them repaired without claiming insurance. Claiming insurance multiple times can result in an increase in premiums during renewal.

• Compare Plans Online

At the time of buying new car insurance for your Hyundai Tucson, make sure you compare all the insurance plans offered by different companies. This can help you pick out a plan that fits your budget while providing the coverage you need.

• Do Not Opt for Unnecessary Add-Ons

There are a ton of add-ons you can choose from, but make sure you select only the ones you might really need and avoid buying the rest. Choosing many add-ons can raise the cost of premiums.

• Claim the NCB

If you have not made any insurance claims during a policy year, you can take advantage of the No Claim Bonus or NCB to get lower premiums when renewing your Tucson insurance plan.

• Install Anti-Theft Devices

If you have ARAI-approved anti-theft devices installed on your car, you can benefit from a small reduction in the insurance premiums.

Wondering how you can manage your precious four-wheeler in the best way possible? Here are some valuable tips:

• Keep Your Car Regularly Serviced

It is a good idea to get your car professionally serviced at the company garage so that your Tucson remains in the best shape for many years. Regularly servicing will increase the longevity of your vehicle and bring down insurance and repair costs.

• Do Not Overload Your Car

Make sure you do not overload your Tucson with passengers or vehicles as it can put too much stress on the engine and cause damage to the internal components.

• Take Care of the Engine Properly

The engine is the most important component of your car, so make sure you maintain it properly and do not put stress on it by driving rashly. Keep your engine clean and properly oiled.

• Regularly Check Tyre Pressure

Your car needs the right tyre pressure at all times for the engine and the internals to run optimally. If the car has low pressure, it may put extra stress on your car’s engine and parts.

As per leading automobile websites, the Hyundai Tucson service cost is somewhere around ₹14,200 for a period of 5 years. When you buy your new Tucson, you may get the first few services free from the dealership/company. Here is a break-up of the service cost of the Hyundai Tucson:

*These costs are approximate and actual costs may differ depending upon the garage’s prices and the condition of your car.

The Tucson intelligently blends practicality with luxury and convenience to provide the occupants with a smooth driving experience. Thanks to the high ground clearance of the Tucson of 170mm, the car is very much capable of tackling bad roads with ease. Both the petrol and diesel engine options in Tucson are refined, reliable, and offer adequate performance.

Before you buy the Hyundai Tucson, it’s important to get to know the car better. And to do that, you need to get acquainted with the technical specifications of Tucson. This will give you a clear insight into the car’s mileage, engine unit, ground clearance and more. You will then be in a better position to decide if this is the car for you.

The Hyundai Tucson has many advanced and top-class features to its name. It was the first car in the country to boast of Hyundai’s BlueLink car technology for state-of-the-art connectivity. It also comes with highly responsive technology that elevates the driving and riding experience for every passenger. Check out some of the main features of Tucson: 

The ex-showroom price may remain constant across different cities. However, when it comes to the on-road price, there are several different factors at play, like the road tax, RTO registration charges and insurance. Since these costs vary from one city to another, the Hyundai Tucson on-road price also changes across the major cities in the country, as you’ll notice below.

Now that you have a better idea of the specification of the Hyundai Tucson, you can decide if this is the car for you, and come up with a financial plan to purchase it. If you decide to go along with this choice, make sure to secure your car with a good insurance plan. A car insurance cover can not only protect your finances in case of any emergency or accident, but it is also a legal requirement in India. So, to get the best-suited coverage for your Tucson, simply head over to Bajaj Markets and the car insurance plan that fits your needs.