Mahindra KUV 100 Car Insurance

The Mahindra KUV 100 NXT from the house of Mahindra is the latest update of the Mahindra KUV 100 series. It is an entry level SUV with 6 seats and offers an SUV-like stance within the dimensions of a hatchback. The car has an engine capacity of 1198 cc and a 4 star crash test rating.

Boosted with aggressive front rails, the Mahindra KUV 100 NXT now has a stylish look and unique stance. Stacked up with features and technology, it can give competition to any of the established competitors in the market. The KUV100 NXT is available in five variants and eight colour options, including two dual tone schemes.

The Mahindra KUV 100 NXT price range starts from Rs. 6.15 Lakhs to Rs. 7.81 Lakhs. The prices mentioned in this article are applicable only for New Delhi. The Mahindra KUV 100 NXT on-road price varies from city to city depending on RTO charges and insurance cost changes.

You must be aware that buying a car also includes buying car insurance along with it. You cannot drive a car on Indian roads without insurance. The rough estimate for the Mahindra KUV 100 NXT insurance is anywhere from Rs. 28,400 to Rs. 32,600, depending on the model/variant and the insurance plan you buy.

There are five different KUV 100 variants and depending on these variants, the KUV 100 insurance price also varies. You can use a car insurance calculator to calculate these complicated prices. The online car insurance calculator offered by Bajaj Markets is easy to use and error-free.

Before choosing a car, you should be aware of its insurance cost as well. Check out the insurance premium for different variants here.

Disclaimer: The information in the table above is for brand new KUV100 NXT vehicles. Premium costs depend on the model, fuel type, variants, year and place of registration, add-ons, IDV, and other relevant factors.

Once you know the insurance prices for Mahindra KUV 100 and KUV 100 on-road prices , you would want to buy an insurance cover for your vehicle. Buying car insurance is easy online. Bajaj Markets is your one-stop destination for all types of insurance needs.

Follow the below-mentioned steps to buy KUV 100 insurance online.

1. Visit the car insurance calculator page available on the Bajaj Markets website

2. Fill in details of your car such as the vehicle registration number and your phone number.

3. Enter other required details and fill the application provided.

4. You can check the insurance plans available online and choose one that fulfils your needs.

5. Check the Mahindra KUV 100 insurance price and pay this online immediately.

6. Once payment is confirmed, your insurance policy will be sent to your email ID.

Renewing your KUV 100 NXT car insurance is an easy process. Remember to renew your car insurance for KUV 100 on time to avoid penalties and ensure financial protection. To renew your insurance:

1. Visit the insurance policy provider’s website.

2. Log in to your account if you have one.

3. Enter the details of your vehicle like the registration number as well as your phone number.

4. Fill in the details of your existing policy or policy which has expired.

5. You can check your KUV 100 insurance renewal amount online.

6. Make your premium payment online.

7. Download your renewed insurance policy, once the payment is confirmed.

Though these processes are easy and quick, you may be wondering why you should buy car insurance. Here is why you should buy a Mahindra KUV 100 car insurance at the time of its purchase.

• To drive on Indian roads, a third-party vehicle insurance is mandatory.

• In case your vehicle is damaged by an unforeseen event like an accident, the vehicle insurance will cover repair costs.

• If you are involved in an accident while driving the insured vehicle, you are covered for liabilities legally.

• In addition to your existing plan, add-on covers like zero depreciation cover, emergency road assistance, etc will give you extra benefits.

• You are protected against costs incurred due to any man-made or natural calamities.

There are two types of car insurances; Comprehensive Car Insurance and Third-Party Car Insurance. You have to choose one plan based on your requirements.

1. Third-Party Car Insurance

A third-party car insurance is the basic form of insurance cover. In the event of an accident caused by the insured car, all financial loss suffered by a third party or person is covered in this form of vehicle insurance. The insurer covers all the expenses required to meet the legal liabilities. Since it is a basic risk cover, a third-party car insurance does not provide insurance protection to the insured car. This car insurance is recommended for your Mahindra KUV 100 NXT.

2. Comprehensive Car Insurance

A comprehensive car insurance is an enhanced version of the third party one. Other than the third party cover, this insurance offers coverage against damages of the insured car. With an extended financial protection, the cover helps manage all kinds of liabilities. You can choose add-on covers to boost the range of protection. You may have to pay a higher premium amount for a comprehensive plan compared to a third-party plan.

You should be aware of the inclusions and exclusions of the policy before choosing one. Here are some common inclusions of car insurance:

• Third -party liabilities

• Personal accident cover for the driver

• Expense cover for repairs and replacements

• Coverage based on the add-ons opted for

• Total loss (when the car is damaged beyond repair)

Besides inclusions, motor insurance plans have exclusions as well. You should be well aware of what is not covered by your insurance plan as you cannot claim anything for such conditions. The following are the common exclusions in any car insurance plan:

• Regular servicing costs

• Mechanical or electrical breakdown

• Damages caused when driving under the influence of alcohol or illegal drugs

• Damage due to a war-like circumstance

• Damage or loss while you are driving without a valid licence

• Damages which are sustained while your policy is inactive/invalid

While comprehensive car insurance helps you deal with the financial liability of an accident, it may not be completely enough. Here are some add-on covers that offer additional protection to your insured car. Note that these covers will increase the Mahindra KUV 100 car insurance price in India.

1. Roadside Assistance

The emergency roadside assistance cover provides on-spot assistance in case of accidents including urgent fuel delivery, flat tyre repair, key services, urgent car fixing, cab services, and towing, etc.

2. Zero Depreciation

It is commonly known as nil depreciation and also, bumper-to-bumper insurance cover. This cover helps you manage external care costs. Zero-depreciation cover takes care of all body repairs with no depreciation in the value of the car’s external parts.

3. Engine Protect

The replacement and repair of your car’s engine parts are covered under the engine protection add-on. This includes pistons, rods and others.

You can file for cashless claims and reimbursement claims for your car insurance through Bajaj Markets. Follow the steps mentioned below:

Process To File Cashless Claims

Your insurance company directly settles bills with the network garage if you are going for a cashless claim. For cashless claim:

• Register your claim through the website or the toll-free number.

• Go to the nearest network garage and get your car repaired.

• Provide the documents asked for.

• Your insurer will verify the submitted documents.

• Once it is verified, all your bills will be directly settled with the network garage.

Process To File Reimbursement Claims

In a reimbursement claim, your insurer will reimburse the costs incurred while repairing your car. For claiming reimbursement:

• Inform your insurer about the incident and the damages sustained immediately.

• If it is a major accident where a third-party is involved, file an FIR.

• Repair your vehicle at the garage of your choice and pay for it.

• Submit the FIR, original receipts, bills and other documents to your insurance company.

• Once verification is complete, your insurance company will settle your claim and reimburse the costs incurred.

Here is a list of documents you should submit to your insurer if you want to claim insurance for your car.

• Car insurance policy

• Vehicle details and information

• Details of the incident

• In case of theft or damage by a third party, a copy of the FIR filed

• All original receipts/bills of replacement or repair

You can lessen your KUV 100 car insurance cost if you consider these strategies given below.

• Be a responsible driver and take adequate care while driving.

• Install an anti-theft system in your vehicle to prevent theft.

• Maintain your car well by servicing it regularly and taking good care.

• Browse through different insurance plans and opt for one that suits your budget.

• Pay for small repairs and replacements from your own pocket.

• Claim NCB or No Claim Bonus at the end of insurance cover and earn back up to 50% of the premiums paid.=

If you maintain your car on a regular basis, it will stay in a much better shape than usual for several years. While buying your car, you may check the KUV 100 specifications and features, but maintenance later is of equal relevance.

Here are some top tips to maintain your KUV 100 NXT well:

• Try to drive at a steady speed between 60 and 80 km/hr.

• Avoid accelerating or decelerating unnecessarily.

• Make use of wheel cleaners to clean rims on a regular basis.

• Check tyres for wear and tear and replace them if required.

• Keep the Air conditioner in "LO" mode whenever the ambient is not very hot.

• Wax the exterior of your vehicle occasionally to maintain its shine and conceal scratches.

• While at traffic signals, switch off the engine.

You should take your Mahindra KUV 100 NXT to a Mahindra official centre for regular vehicle services. To know the approximate amount of Mahindra KUV 100 service cost, check out the table given below:

*Cost changes depending on the model, variant and city.

Replacement Costs of Parts Changed During Services

As part of regular services, certain parts of your vehicle may need to be changed, which might increase the performance. This will be included in the KUV 100 service cost. The table given below will give you an idea about key vehicle parts that may need changing or replacing and how much these will approximately cost you:

Components To Be Replaced/Serviced At Different Intervals

To increase the performance and efficiency of your vehicle, certain parts or components need to be replaced or serviced at regular intervals. This will be informed in the service manual you receive when you purchase your vehicle. A list of various main parts that may have to be changed at intervals are given below.

Mahindra KUV 100 NXT with its aggressive design and bold stance, stands tall among the compact SUVs. KUV 100 seating capacity is 6 and its refined new engine model offers enhanced driving pleasure.

KUV 100 NXT is loaded with extra-ordinary features and specifications. At the front, the bumper is accompanied by a bigger, sportier skid plate, the grille gets sharper chrome slats and is flanked by dual-barrel headlamps. The rear end is styled with a faux silver skid plate, and clear-lens tail lamps with different internal graphics. All of them makes KUV 100 NXT easily outshine the rivals Hyundai Grand i10 and Maruti Ignis.

In the KUV 100 engine capacity department, you get to choose a 1.2-litre mFalcon D80 petrol engine with the 5-speed manual transmission. The KUV 100 has a mileage of 18.15 kmpl, and this is a clear draw for many buyers.

From the safety angle, the KUV 100 NXT gives you six airbags (ABS with EBD), rear sensors for parking, a rearview camera, electronic control for stability, and a system of tyre pressure tracking. Along with ultimate performance, you get comfort and convenience too.

The Mahindra KUV 100 NXT has four variants with different feature variations. Here is the list of variants on offer:

When you buy any KUV 100 NXT, the final price will be decided according to the model/variant and the location from where you buy your vehicle in as well. Check out the Mahindra KUV 100 NXT on-road prices in the top cities of the country.

*Prices mentioned are that of the base variant

The features of the Mahindra KUV 100 NXT base model and more advanced models offer stiff competition to other vehicles in similar categories of vehicles. Here are some key features, depending on the variant you buy:

Mahindra KUV 100 NXT is one of the safest and affordable SUV options in the market. It is important to buy car insurance when you are buying your favourite vehicle. Now, you may have understood the KUV 100 insurance price. So, it will be easy for you to buy one.

Any vehicle you buy needs maintenance. If anything unforeseen happens to your Mahindra KUV 100, insurance will give you financial protection. It is vital that you choose insurance to tide over costs that your car may have to incur. You can choose the car insurance that suits you from the trustworthy and secure platform - Bajaj Markets.