Insurance for Mahindra TUV300

Mahindra TUV300 is a seven-seater compact SUV powered by a 1493 cc diesel engine. It is available in 7 variants with 5-speed manual transmission. Mahindra TUV300 comes at a starting price of ₹8.54 Lakhs (ex-showroom, Delhi) for the base model and has a five-star safety rating. For more substantial protection, it is essential to insure your TUV300 against unforeseen circumstances. 

Insurance is a mandatory legal requirement and also essential to financially protect your SUV from unexpected events in India. The cost of car insurance premiums depends on various factors such as the coverage amount, type of plan, car variant, etc. Carefully considering these aspects while selecting coverage can help you protect your interests while minimizing costs.

Make informed decisions by comparing the ex-showroom prices of the different SUV variants and their corresponding insurance costs as shown below: 

Disclaimer: The above information is for Mahindra TUV300 in Delhi only. Premium rates will depend on the specific model, variant, fuel type, place and year of registration, IDV, add-on covers and various other factors. 

*Mahindra TUV300 has been discontinued since 2020. 

It is critical to purchase an insurance plan for your Mahindra TUV300 to keep your SUV financially secure. Follow the steps outlined below to apply for your car insurance online: 

• Open the car insurance premium calculator page

• Enter your Mahindra TUV300’s registration number and your mobile number

• Provide the required details while filling out your application form

• Browse through the insurance plans available and opt for the plan that suits your requirements

• Pay the premium of the plan you opted for 

After your payment has been processed you will receive your Mahindra TUV300 insurance plan in your registered email.

Securing insurance for your Mahindra TUV300 is crucial as it provides several advantages:

• Legal Obligation

In India, it's mandatory to insure your SUV against third-party liabilities

• Financial Protection

Your insurance plan covers repair costs for accidental damages, preventing unexpected expenses

• Comprehensive Coverage

Mahindra TUV300 car insurance addresses repair costs for damages from natural or man-made disasters, ensuring thorough coverage 

• Additional Benefits

Many car insurance plans offer valuable add-on covers, enhancing overall protection for your new SUV 

The type of car insurance plan you choose will have an impact on the premium you pay for your Mahindra TUV300. The main types of car insurance plans available are explained below: 

1. Third-Party Car Insurance

Third-party car insurance provides coverage to help offset the costs associated with damages your insured vehicle caused to a third party’s property and vehicle. Any injuries sustained by this third party are also included under this form of insurance. 

2. Own Damage Insurance

Own Damage Cover protects your vehicle from damages that may occur due to accidents, collisions, fire, vandalism, and other such incidents. This includes the expenses incurred in repairing or replacing your insured vehicle, providing a sense of financial security when driving your TUV300. 

3. Comprehensive Car Insurance

Broader coverage is provided under comprehensive car insurance. Not only is the coverage provided under third-party car insurance plans available here, but the coverage also happens to extend to the policyholder’s personal damage and injury.

Understanding the inclusions in your TUV300 insurance plan is crucial before finalizing. Here are some typical inclusions to consider beyond just the price: 

• Personal accident coverage for the driver as well as other riders

• Repair and replacement expenses 

• Third-party liabilities 

• Damage sustained by your vehicle owing to a natural or man-made calamity 

• Damage owing to an accident

To avoid rejection of your claim requests, you must gain familiarity with what is excluded under your Mahindra TUV300 insurance plan: 

• Regular wear and tear of the insured vehicle

• Electrical or mechanical breakdowns

• Damages caused to your vehicle while driving under the influence of alcohol or drugs

• Damages incurred by your vehicle during a war-like situation

• Damages caused to your vehicle while it’s being driven without a valid car insurance policy or driver’s license

• Immediately inform your insurer about any accident

• Browse from a list of Network Garages and make a selection 

• Take your Mahindra TUV300 to the nearest network garage for repairs

• Submit the bills along with other relevant documents to your insurer

• After verifying the paperwork, your insurer will directly settle the claim with the garage

• Contact Your insurer to inform them about the damages

• File a First Information Report (FIR) in case of theft

• Submit the FIR copy and other necessary paperwork to your insurer

• Take your SUV to your preferred garage and pay for the repairs yourself

• Submit all the receipts and necessary documents to your insurance provider

• The insurer will verify the bills and reimburse your expenses

Submit the following documents to file a Mahindra TUV300 insurance claim: 

• Details relating to your insurance provider

• A copy of your car insurance policy

• Details related to the incident for which you wish to raise a claim

• Information related to your insured vehicle

• Copy of the FIR in case of theft

• Original receipts and bills about the repair work done on your vehicle

Consider the suggestions provided below that help make such plans more affordable: 

• Get the No Claim Bonus

Try to avoid raising claims during the policy period to enjoy a reward on your insurance renewal premium through the No Claim Bonus

• Compare Plans Online

Always compare varied car insurance plans available in the market or explore online platforms like Bajaj Markets before selecting a plan

• Cover Small Claims

If you happen to rack up any minor repair work for your vehicle, try to settle it on your own and keep your no-claim bonus intact

• Follow Traffic Laws

Make sure to always drive your Mahindra TUV300 with due adherence to traffic regulations so that you can avoid having an accident

You have to take sufficient care of your vehicle to ensure optimal performance and avoid pricey repair expenses. Go through the suggestions mentioned below to maintain your TUV300 this vehicle adequately: 

• Battery Care:

Ensure your Mahindra TUV300's battery is well-maintained to avoid unexpected breakdowns during your journey. 

• Engine Warm-Up:

Drive calmly for a few minutes to allow gradual engine warm-up, enhancing lubrication and efficiency

• Tyre Pressure Check:

Regularly monitor tyre pressure to prevent wear and tear (overinflated) or excess fuel consumption (underinflated)

• Air Filter Inspection:

Check and replace the air filter when dirty to ensure proper air circulation and maintain engine efficiency

• Fuel Level Monitoring:

Regularly check and maintain fuel levels to avoid trivial issues and unnecessary reliance on car roadside assistance

• Monthly Coolant Check:

Monitor coolant levels monthly to prevent overheating and maintain optimal engine temperature