Maruti Suzuki Ignis Insurance

Maruti Suzuki Ignis Variants	Fuel Type	Ex-Showroom Price*	Proposed Third-Party Premium Rates (Rs.) FY 2022-23   (effective 1st April, 2022)
Ignis Sigma	Petrol	₹5.25 Lakh	Rs. 3,416
Ignis Delta	Petrol	₹5.96 Lakh	Rs. 3,416
Ignis Zeta	Petrol	₹6.37 Lakh	Rs. 3,416
Ignis Delta AMT	Petrol	₹6.46 Lakh	Rs. 3,416
Ignis Zeta AMT	Petrol	₹6.87 Lakh	Rs. 3,416
Ignis Alpha	Petrol	₹7.12 Lakh	Rs. 3,416
Ignis Alpha AMT	Petrol	₹7.62 Lakh	Rs. 3,416

Disclaimer: *The Maruti Suzuki Ignis ex-showroom prices are for Delhi and are subject to change based on the city.
~Third-party premium rates are indicative. The actual Maruti Suzuki Ignis insurance premium cost that you may have to pay may change depending on various aspects. Please check the prevailing premium rates before purchasing your car insurance policy.

With these steps, you can easily buy Maruti Suzuki Ignis car insurance at lucrative prices:

• Step 1: Go to the ‘car insurance premium calculator’ page on Bajaj Markets.

• Step 2: Fill in the vehicle registration number and contact number.

• Step 3: Provide the information required in the application form.

• Step 4: Opt for an Ignis insurance policy that suits your needs. 

• Step 5: Complete the payment process.

• Step 6: Your insurance policy will be sent to your email ID.

Opt for timely renewal of your Ignis one year insurance plan in the following way:

• Step 1: Go to the ‘car insurance renewal’ page on your insurance provider’s website.

• Step 2: Enter your car registration number and contact number.

• Step 3: Provide your previous insurance policy details.

• Step 4: Check your Maruti Suzuki Ignis insurance renewal premium.

• Step 5: Complete the payment process.

• Step 6: Download your four-wheeler insurance policy document.

Even though the Maruti Suzuki Ignis is an urban car with cutting-edge features, it only received 3-star ratings in the crash test. Along with faring poorly with regards to safety, cars are always exposed to perils like theft and complete loss due to natural/man-made calamities. During such cases, you will have to arrange around ₹5-₹10 lakh again to buy a new car. However, with comprehensive Ignis insurance and return to invoice cover, you can receive the purchase price of your vehicle from the insurance provider.

• Third-Party Car Insurance

Third-party car insurance is mandatory in India if you want to drive your vehicle on roads. Along with being a compulsion under the Motor Vehicles Act, 1988, it also safeguards you against third-party loss and damage. Since it is a basic plan, a third-party cover does not extend to your own vehicle in case of an accident.

• Comprehensive Car Insurance

Comprehensive car insurance promises complete security against multiple threats. This includes third-party liability, natural disasters, man-made calamities, theft and more! Though this type of Ignis insurance comes at a comparatively higher price, you must not forget that it also offers better protection for your four-wheeler.

Third-party Ignis insurance plans cover third-party losses, the death of the victim, bodily injuries, etc. However, comprehensive insurance goes beyond the aforementioned losses and compensates losses caused to your car due to man-made disasters, accidental damage, natural calamities, theft, etc. as well.

Comprehensive Maruti Suzuki Ignis insurance doesn’t cover damages resulting from driving under the influence, natural ageing or wear and tear of the car, mechanical or electrical breakdown, driving without a valid licence, etc.

Add-on covers enable you to enhance your Ignis car insurance plan with additional coverage features. So, here are a few add-ons that you can purchase with your four-wheeler policy:

• Zero Depreciation Cover

Ensure you get full coverage without any depreciation-related deductions with zero depreciation cover.

• Engine Protect Cover

From water seepage to oil leakage, the engine protect cover offers compensation for the repair and replacement cost incurred due to the damages caused to your car’s engine.

• NCB Protection Cover

Want to secure your No Claim Bonus despite making a claim for two? Get an NCB Protection cover and keep your rewards intact.

• Roadside Assistance Cover

If you are ever stuck in the middle of nowhere due to vehicular issues, you can rest assured with a 24x7 roadside assistance cover in Maruti Suzuki Ignis insurance.

Here are a few key documents that you need to submit while filing your insurance claim:

• Maruti Suzuki Ignis car insurance policy

• Details about the insurance provider

• Specifications of the vehicle

• Details of the occurrence

• Original repair receipts

• Copy of the FIR in the event of theft or third-party damage

There are two types of Maruti Suzuki Ignis insurance claims:

• Cashless Claim Under Car Insurance

With this facility, you have to inform your insurance provider about the incident at the earliest. Take your Maruti Suzuki Ignis to a network garage. An appointed surveyor will inspect your vehicle, post which your vehicle shall be repaired. Once the vehicle is repaired, the insurer will directly settle the claim.

• Reimbursement Claim Under Car Insurance

Let your insurance provider know about the situation as soon as possible. Take your car to a preferred garage for repair purposes and pay for the services. Share all the required documents like the original receipts, policy document, and more with the insurer. The amount shall be reimbursed post scrutiny.

Make significant savings by following these tips to lower your Maruti Suzuki Ignis car insurance cost per year:

• Claim the NCB Reward

Avail a reward on your Ignis insurance renewal premium by maintaining a claim-free year and claiming the No Claim Bonus!

• Install Anti-Theft Devices

The insurance company shall offer an additional bonus on your premium quote if you install ARAI-approved anti-theft devices.

• Maintain Your Four-Wheeler

Make sure to follow the scheduled servicing of your car to steer clear of any vehicular trouble that may result in a claim!

• Avoid Raising Small Claims

If you are wondering how one can maintain a claim-free year, this tip is for you! By covering inexpensive insurance claims, you can easily be eligible for a reward on your renewal premium.

• Change Vital Fluids

Vital fluids include the engine oil, power steering oil, brake oil, etc., that must be changed from time to time, so make sure you always maintain sufficient levels.

• Check the Battery

Always check for any loose connections, damage or rust in your vehicle battery to avoid major problems in the future!

• Read the User Manual

To understand the best way to keep your Maruti Suzuki Ignis as good as new, read the user manual thoroughly.

The estimated Maruti Suzuki Ignis service and maintenance cost for 5 years is ₹16,110. You can avail the first 3 services for free. Here is the Ignis service schedule and the total expense:

The Ignis is a premium hatchback from the Indian automobile manufacturer Maruti Suzuki. The car was first introduced in 2017 and had seen a facelift in 2020, which saw significant changes in both the exterior and interior of the car. The new Ignis gets a BS6 compliant 1.2-litre four-cylinder petrol engine that produces 83bhp and 113Nm of torque. The engine comes mated with a five-speed manual and AMT options. The optional AMT is available across variants and is a great choice especially on congested city roads and for less experienced drivers who don't want the hassles of changing gears constantly. Let’s further explore the Maruti Suzuki Ignis specifications and features.

The below table explains the specifications of a Maruti Suzuki Ignis:

Want to know the key features of a Maruti Suzuki Ignis? Check out the below table:

Here’s the Maruti Suzuki Ignis on-road price for its base model across major cities in India:

The Ignis is a great offering from Maruti Suzuki. If you are looking for a premium hatchback at an attractive price range, the Ignis is a great option for you. Bajaj Markets lets you choose from some of the best car insurance plans that offer own-damage protection, third-party protection and comprehensive plans. With a comprehensive plan, you can make use of add-on covers to give your Ignis extra protection and make the car ownership experience more convenient.