Safeguard your journeys with unmatched protection by getting comprehensive insurance for Maruti Suzuki Omni!
Maruti Suzuki Omni is a perfect companion on Indian roads. But unforeseen circumstances can mar your journey. Insurance for Maruti Suzuki Omni acts as a safeguard, ensuring financial protection against the unexpected.
This product offers comprehensive coverage and shields you from financial burdens. On Bajaj Markets, compare different policies and get one that suits your needs and budget. The premium costs start from just ₹2,094 per year.
Maruti Suzuki Omni comes in different variants catering to different and specific needs. The following are the premium costs of Maruti Suzuki Omni Insurance for different variants-
Variant |
Engine Capacity |
Estimated Third-party Premium Rates |
Maruti Omni MPI CARGO BSIII |
796 cc |
₹2,094 |
Maruti Omni 5-Seater BSII |
796 cc |
₹2,094 |
Maruti Omni 5-Seater |
796 cc |
₹2,094 |
Maruti Omni MPI STD BSIII 5-STR |
796 cc |
₹2,094 |
Maruti Omni 8-Seater BSII |
796 cc |
₹2,094 |
Maruti Omni BSIII 8-STR |
796 cc |
₹2,094 |
Maruti Omni MPI STD BSIII 8-STR |
796 cc |
₹2,094 |
Maruti Omni LPG CARGO BSIII |
796 cc |
₹2,094 |
Maruti Omni MPI CARGO BSIV |
796 cc |
₹2,094 |
Maruti Omni CNG |
796 cc |
₹2,094 |
Maruti Omni LPG STD BSIV |
796 cc |
₹2,094 |
Maruti Omni LPG STD BSIII 5-STR |
796 cc |
₹2,094 |
Maruti Omni Limited Edition |
796 cc |
₹2,094 |
Disclaimer: Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.
Opting for a policy to safeguard your car also ensures your peace of mind on the road. Follow these simple steps to get a Maruti Omni insurance plan on Bajaj Markets.
Navigate to the ‘Car Insurance Premium Calculator’ page.
Fill in your personal, car, and registration information
Choose the type of insurance plan and add-ons you want to keep
Provide details of your previous car insurance policy, if any
Select a payment method to get an insurance plan for your Omni
Getting third-party insurance for your car is a legal requirement. But there are several reasons why you must opt for a comprehensive plan for Maruti Suzuki Omni.
It covers repair costs and even replacement expenses, ensuring that you do not face financial burdens
It includes protection against third-party liabilities and damages to your vehicle
This feature offers support in case of breakdowns or emergencies on the road with facilities like towing
Insurance providers often have a network of authorised workshops where you can get repairs seamlessly
To ensure adequate coverage within your budget, choose the right plan. The following are the types of insurance plans you can opt for:
It provides coverage against any liabilities from damages caused to the third party or their property.
It provides coverage specifically for damages to your car caused by unforeseen events.
It combines third-party liability insurance and standalone own-car cover into a single policy.
When getting an insurance policy for your Omni, check what it covers. The following are some inclusions and exclusions you need to be aware of when opting for insurance for Maruti Suzuki Omni.
Inclusions |
Exclusions |
Damages caused to the car by natural calamities like floods, hail storms, or earthquakes |
Damages due to an accident caused outside the defined geographical area in the plan |
Losses or damages due to an accident |
Damages caused by electrical or mechanical faults and normal wear and tear |
Covers third-party losses if it was unexpected |
Losses caused because of an accident caused due to your negligence |
Damages to your car by man-made catastrophes like rioting and vandalism |
Damages because the driver was intoxicated |
Expenses arising from fire breakout due to explosions, thunder strikes, or self-ignition |
Losses because of speed trials, adventure sports, and speed tests |
Damages caused to the car in transit |
Damages due to war and war-like situations |
A standard car insurance policy provides a strong foundation and wide coverage. But you can widen the coverage further by opting for some of the following add-ons:
Consumables Cover
Engine Protection Cover
Key Replacement Cover
No Claim Bonus (NCB) Protection Cover
Outstation Emergency Cover
Personal Accident Cover for Passengers
Roadside Assistance Cover
Return to Invoice Cover
Zero Depreciation Cover
Unexpected events on the road are inevitable. What matters most is navigating the aftermath efficiently, which cashless claims allow you to do. Follow these simple steps to file cashless claims:
Visit an authorised garage with your car if it has suffered damages
Inform your insurer about the damages and lodge a claim for the same
Upload the necessary documents to support the claim settlement process
If the insurer approves your claim, they will settle the payment with the garage
Insurance policies provide a smooth and stress-free experience when your vehicle requires repairs. You can file for reimbursement claims by following these steps:
Get your car to the garage of your choice to get it repaired
Log in to your account on the insurer’s website or application
Upload copies of repair invoices
The insurance company will reimburse the repair costs after verifying the uploaded documents
To ensure a swift and hassle-free process, be prepared with the necessary paperwork to file a claim. These include:
Copy of the Registration Certificate (RC)
Copy of the driving licence of the policyholder
Copy of policy documents
Keys
Verified copy of the FIR (First Information Report filed with the police)
No Trace Report in case of theft
Duly filled and signed claim form
RTO transfer papers
No Objection Certificate and Form 35 in case of active loan
By opting for certain strategies, you can significantly reduce your policy premium amount. Check out a few tips to decrease your premium costs before getting insurance for Maruti Suzuki Omni:
Browse through different insurance policies to get one that provides wider coverage at a reduced premium.
Opt for add-ons wisely, as they can increase your costs for providing additional coverage.
Ensure that you transfer the NCB from your previous car insurance to enjoy a discount on your existing premium.
Your premium price will increase if you opt for modifications as they mean higher risk.
This family car has been a trusted companion on Indian roads. But it also requires proper care to keep it running smoothly for years. Follow these tips to keep your car in good shape:
Replace the air filler of your car regularly after driving 20,000-40,000 km
Drive at a steady speed ranging between 45-55 km per hour to keep your car in the best shape
Follow a clear maintenance schedule to reduce the normal wear and tear of the car
Get your car serviced and repaired at authorised dealerships of Maruti Suzuki
This van prioritises practicality over features. The following are some of the features of its exterior:
Minivan body
Here are some of the features of Maruti Suzuki Omni’s interiors:
Cargo space
Different seating options
Spacious cabin
This van is a legendary name in the Indian market, which is synonymous with practicality and reliability. The following are some of the notable features of Maruti Suzuki Omni:
Specifications |
Details |
ARAI Mileage |
14.94 kmpl |
City Mileage |
16 kmpl |
Fuel Type |
Petrol |
Engine Displacement |
796 cc |
Seating Capacity |
5 or 8 |
Transmission Type |
Manual |
Fuel Tank Capacity |
45 Litres |
Body Type |
Minivan |