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Maruti Suzuki Omni is a perfect companion on Indian roads. But unforeseen circumstances can mar your journey. Insurance for Maruti Suzuki Omni acts as a safeguard, ensuring financial protection against the unexpected.

 

This product offers comprehensive coverage and shields you from financial burdens. On Bajaj Markets, compare different policies and get one that suits your needs and budget. The premium costs start from just ₹2,094 per year.

Insurance for Maruti Suzuki Omni Variants

Maruti Suzuki Omni comes in different variants catering to different and specific needs. The following are the premium costs of Maruti Suzuki Omni Insurance for different variants-

Variant

Engine Capacity

Estimated Third-party Premium Rates

Maruti Omni MPI CARGO BSIII

796 cc

₹2,094

Maruti Omni 5-Seater BSII

796 cc

₹2,094

Maruti Omni 5-Seater

796 cc

₹2,094

Maruti Omni MPI STD BSIII 5-STR

796 cc

₹2,094

Maruti Omni 8-Seater BSII

796 cc

₹2,094

Maruti Omni BSIII 8-STR

796 cc

₹2,094

Maruti Omni MPI STD BSIII 8-STR

796 cc

₹2,094

Maruti Omni LPG CARGO BSIII

796 cc

₹2,094

Maruti Omni MPI CARGO BSIV

796 cc

₹2,094

Maruti Omni CNG

796 cc

₹2,094

Maruti Omni LPG STD BSIV

796 cc

₹2,094

Maruti Omni LPG STD BSIII 5-STR

796 cc

₹2,094

Maruti Omni Limited Edition

796 cc

₹2,094

Disclaimer: Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

How to Get Insurance for Maruti Suzuki Omni

Opting for a policy to safeguard your car also ensures your peace of mind on the road. Follow these simple steps to get a Maruti Omni insurance plan on Bajaj Markets.

  1. Navigate to the ‘Car Insurance Premium Calculator’ page.

  2. Fill in your personal, car, and registration information

  3. Choose the type of insurance plan and add-ons you want to keep 

  4. Provide details of your previous car insurance policy, if any

  5. Select a payment method to get an insurance plan for your Omni

Why Insure Your Maruti Suzuki Omni

Getting third-party insurance for your car is a legal requirement. But there are several reasons why you must opt for a comprehensive plan for Maruti Suzuki Omni.

  • Financial Protection

It covers repair costs and even replacement expenses, ensuring that you do not face financial burdens

  • Complete Coverage

It includes protection against third-party liabilities and damages to your vehicle

  • Roadside Assistance

This feature offers support in case of breakdowns or emergencies on the road with facilities like towing

  • Network Garages

Insurance providers often have a network of authorised workshops where you can get repairs seamlessly

Types of Car Insurance Plans for Maruti Suzuki Omni

To ensure adequate coverage within your budget, choose the right plan. The following are the types of insurance plans you can opt for:

  • Third-Party Liability

It provides coverage against any liabilities from damages caused to the third party or their property. 

  • Standalone Own Car Cover

It provides coverage specifically for damages to your car caused by unforeseen events.

  • Comprehensive Cover

It combines third-party liability insurance and standalone own-car cover into a single policy.

Inclusions and Exclusions

When getting an insurance policy for your Omni, check what it covers. The following are some inclusions and exclusions you need to be aware of when opting for insurance for Maruti Suzuki Omni.

Inclusions

Exclusions

Damages caused to the car by natural calamities like floods, hail storms, or earthquakes

Damages due to an accident caused outside the defined geographical area in the plan

Losses or damages due to an accident

Damages caused by electrical or mechanical faults and normal wear and tear

Covers third-party losses if it was unexpected

Losses caused because of an accident caused due to your negligence

Damages to your car by man-made catastrophes like rioting and vandalism

Damages because the driver was intoxicated

Expenses arising from fire breakout due to explosions, thunder strikes, or self-ignition

Losses because of speed trials, adventure sports, and speed tests

Damages caused to the car in transit

Damages due to war and war-like situations

Add-on Covers for Maruti Suzuki Omni

A standard car insurance policy provides a strong foundation and wide coverage. But you can widen the coverage further by opting for some of the following add-ons:

  • Consumables Cover

  • Engine Protection Cover

  • Key Replacement Cover

  • No Claim Bonus (NCB) Protection Cover

  • Outstation Emergency Cover

  • Personal Accident Cover for Passengers

  • Roadside Assistance Cover

  • Return to Invoice Cover

  • Zero Depreciation Cover

Process of Filing Cashless Claims

Unexpected events on the road are inevitable. What matters most is navigating the aftermath efficiently, which cashless claims allow you to do. Follow these simple steps to file cashless claims:

  1. Visit an authorised garage with your car if it has suffered damages

  2. Inform your insurer about the damages and lodge a claim for the same

  3. Upload the necessary documents to support the claim settlement process

  4. If the insurer approves your claim, they will settle the payment with the garage

Process of Filing Reimbursement Claims

Insurance policies provide a smooth and stress-free experience when your vehicle requires repairs. You can file for reimbursement claims by following these steps:

  1. Get your car to the garage of your choice to get it repaired

  2. Log in to your account on the insurer’s website or application

  3. Upload copies of repair invoices

  4. The insurance company will reimburse the repair costs after verifying the uploaded documents

Documents Required

To ensure a swift and hassle-free process, be prepared with the necessary paperwork to file a claim. These include:

  • Copy of the Registration Certificate (RC)

  • Copy of the driving licence of the policyholder

  • Copy of policy documents

  • Keys

  • Verified copy of the FIR (First Information Report filed with the police)

  • No Trace Report in case of theft

  • Duly filled and signed claim form

  • RTO transfer papers

  • No Objection Certificate and Form 35 in case of active loan

Tips to Reduce Maruti Suzuki Omni's Insurance Premium

By opting for certain strategies, you can significantly reduce your policy premium amount. Check out a few tips to decrease your premium costs before getting insurance for Maruti Suzuki Omni:

  • Compare Insurance Plans

Browse through different insurance policies to get one that provides wider coverage at a reduced premium. 

  • Avoid Unnecessary Add-ons

Opt for add-ons wisely, as they can increase your costs for providing additional coverage.

  • Transfer No Claim Bonus

Ensure that you transfer the NCB from your previous car insurance to enjoy a discount on your existing premium.

  • Avoid Modifications

Your premium price will increase if you opt for modifications as they mean higher risk.

Tips to Maintain Your Maruti Suzuki Omni

This family car has been a trusted companion on Indian roads. But it also requires proper care to keep it running smoothly for years. Follow these tips to keep your car in good shape:

  • Replace the air filler of your car regularly after driving 20,000-40,000 km

  • Drive at a steady speed ranging between 45-55 km per hour to keep your car in the best shape

  • Follow a clear maintenance schedule to reduce the normal wear and tear of the car 

  • Get your car serviced and repaired at authorised dealerships of Maruti Suzuki

Features of Maruti Suzuki Omni

This van prioritises practicality over features. The following are some of the features of its exterior:

  • Minivan body

  • 12-inch alloy wheel

 

Here are some of the features of Maruti Suzuki Omni’s interiors:

  • Cargo space

  • Different seating options

  • Spacious cabin

Specifications of Maruti Suzuki Omni

This van is a legendary name in the Indian market, which is synonymous with practicality and reliability. The following are some of the notable features of Maruti Suzuki Omni:

Specifications

Details

ARAI Mileage

14.94 kmpl

City Mileage

16 kmpl

Fuel Type

Petrol

Engine Displacement

796 cc

Seating Capacity

5 or 8

Transmission Type

Manual

Fuel Tank Capacity

45 Litres

Body Type

Minivan

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