Insurance for Maruti Suzuki S-Cross

Maruti Suzuki S-Cross is a midsize SUV with a 5-star safety rating and a 1462-cc engine. It is available with both manual & automatic transmission, depending on the variant. The ex-showroom price of this car starts at ₹8.95 Lakhs. The car has great safety features like ABS, Brake Assist, Anti-Theft Alarm, dual airbags, etc. 

 

For better financial protection and security, choose car insurance for your Maruti Suzuki S-Cross. Choose from a range of add-on covers like engine protection, roadside assistance, and zero depreciation to extend your coverage. Moreover, you can lower insurance expenses by availing a no-claim bonus, settling minor claims, and installing anti-theft devices. 

For better financial planning, refer to the table below to know the cost of insuring the different variants of your Maruti Suzuki S-Cross: 

Disclaimer: The above information is for Maruti Suzuki S-Cross in Delhi only. Premium rates will depend on the specific model, variant, fuel type, place and year of registration, IDV, add-on covers and various other factors. 

You can easily browse and select your preferred car insurance plan for Maruti Suzuki S-Cross on online platforms like Bajaj Markets. Go through the steps provided below to ensure an easy application process: 

• Open the ‘Car Insurance Premium Calculator’ page 

• Enter your mobile number and the vehicle’s registration number 

• Fill out the application form with the required details 

• Browse insurance plans available and choose one that matches your requirements 

• Make an online payment for the premium of your chosen plan 

 

Once your payment is processed, your Maruti Suzuki S-Cross car insurance policy will be sent to your registered e-mail address. 

Getting car insurance for Maruti Suzuki S-Cross is crucial for many reasons: 

• Legal Obligation:

It is mandatory to have at least third-party insurance, complying with legal requirements in India

• Comprehensive Coverage:

Opting for comprehensive insurance provides maximum protection, covering damages from natural or man-made calamities for your Maruti Suzuki S-Cross

• Financial Protection:

Car insurance prevents unexpected expenses by covering repair costs in the event of accidents

• Additional Benefits:

Car insurance offers valuable add-ons like roadside assistance and engine protection, enhancing overall protection and convenience

Before finalizing your Maruti Suzuki S-Cross car insurance, understanding the inclusions is crucial. These include:

• Personal accident coverage for the driver and riders

• Repair and replacement expenses

• Third-party liabilities

• Damage due to natural or man-made calamities

• Damage resulting from an accident

To avoid claim rejections, become familiar with exclusions in your Maruti Suzuki S-Cross car insurance: 

• Regular wear and tear

• Electrical or mechanical breakdowns

• Damages under the influence of alcohol or drugs

• Damages during war-like situations

• Damages without a valid insurance policy or driver's license

When buying comprehensive car insurance for your Maruti Suzuki S-Cross, you can purchase additional covers that give extensive protection to your vehicle. Let us take a look at some of the add-on covers available: 

• Zero Depreciation Cover

This add-on helps you avoid the deduction of your car's depreciation value when making an insurance claim, allowing you to claim the cost of a brand-new car instead 

• Return to Invoice Cover

Get the full purchase value of your car with this cover in the event of total loss due to theft

• NCB Protection Cover

With this cover, you can renew your insurance policy at a lower rate if you make zero claims during the policy period 

• Consumable Expenses Cover

You can claim expenses for consumables such as engine oil, nuts and bolts, screws, grease, and more with the consumable expenses cover 

• Engine and Tyre Secure Cover

This cover acts as a layer of protection for your engine and tyres as the insurer will provide coverage against the expenses of replacement/repair

• Report the accident to your insurer

• Choose a Network Garage for repairs

• Take your Maruti Suzuki S-Cross to the selected garage

• Submit bills and required documents to your insurer

• The insurer will verify and settle the claim directly with the garage 

• Inform your insurer about damages or theft.

• File a First Information Report (FIR) for theft.

• Submit the FIR and necessary documents to your insurer.

• Choose any garage for repairs and pay.

• Submit receipts and documents to your insurer.

• Upon verification, the insurer will reimburse your expenses

Here are a few important documents that you need to raise a claim for your Maruti Suzuki S-Cross:

• Insurance policy document

• Your car details

• Insurer details

• Details of the Incident

• FIR copy, in case of theft/vandalism

• Original bills and receipts of the vehicle repair

To secure a more cost-effective insurance premium for your Maruti Suzuki S-Cross, keep the following tips in mind: 

• Avail No Claim Bonus

If you don't file a claim during the policy period, you can receive the No Claim Bonus and enjoy discounted renewal premiums 

• Cover Small Claims

Pay for small repair/replacement expenses on your own instead of filing claims for them to avoid increased premium costs

• Use Anti-Theft Devices

Install ARAI-approved anti-theft devices and get additional security for your Maruti Suzuki S-Cross

• Compare Different Premiums

Research online and compare quotes from different insurance providers to identify the plan that offers maximum coverage at an affordable price

• Good Driving

By following all the traffic norms and avoiding rash driving, you reduce the possibility of encountering any accidents

Following a number of essential practices can ensure that your vehicle remains of top quality and help avoid expensive claims. These include: 

• Keeping the Tyre Pressure in Check

Check the pressure of your car’s tyres regularly and keep them full to avoid sudden punctures or wear and tear

• Have a Clean Engine

Make sure your Maruti Suzuki S-Cross engine has clean fuel and maintain it for prolonged engine life

• Changing Oil & Oil Filters

Regularly change the oil and oil filters in your vehicle to make sure that it runs smoothly and the engine stays healthy

• Brake Fluid

Another important component is brake fluid which should be checked and maintained in sufficient amounts