Insurance for Maruti Suzuki Brezza

Brezza by Maruti Suzuki is a state-of-the-art SUV, which is comfortable for driving as well as for family trips. Getting insurance for Brezza is important to add another layer of security to your car and your finances. 

You can choose from several plans offered by various insurance providers as per your needs. On Bajaj Markets, you can get insurance at an annual premium starting at ₹2,094 and get the best coverage from leading insurers.

A key factor that determines your insurance premium amount is the value of your vehicle. Here are the ex-showroom prices for all the top models. 

Getting insurance for Brezza is easy and quick as you only need to follow a few simple steps. Here is how you can get one on Bajaj Markets:

• Navigate to the ‘Car Insurance Premium Calculator’ page

• Enter your mobile number, car model and type, registration date and other details

• Choose your preferred insurance plan and add-on covers, if needed

• Complete the application process and add other car details

• Confirm all your details and submit the application  

• Pay the insurance premium online and wait for confirmation

 

You will promptly get a confirmation on your registered mobile and email ID. The policy will also be sent via email, which you must save for future reference when filing a claim.

 

Getting insurance for Brezza is important for many reasons, including financial protection. Here some benefits to get insurance:

• Covers Own Damages

Repairing the damages to a car can be expensive unless you have an insurance plan to cover them 

• Mandatory By the Law

As per the Motor Vehicles Act, you must have at least third-party insurance to drive on the road 

• Third-party Cover

It helps you cover the compensation offered to the other party involved in the accident

• For Cashless Claim 

Get car servicing and repair done without out-of-pocket expenses 

• Protection Against Personal Accidents

It not only covers your vehicle but also the driver by providing coverage of up to ₹15 Lakhs

Compare the following types of insurance for Brezza and choose one that best suits your needs. 

• Third-Party Insurance 

This is a basic insurance plan that covers any third-party liabilities. It also offers limited personal accident insurance.

• Comprehensive Car Insurance 

It offers coverage for third-party and own damage. So, you can protect your car against natural disasters, damage, theft, and other unexpected circumstances.

• Stand Alone Own Damage Car Insurance 

This plan only provides coverage to the car without third-party liability or personal accidental cover. If you get this, you will need to get third-party insurance too because the latter is mandatory.

When you get insurance for Brezza, make sure that you go through what is covered and what is not to make a well-informed decision. While these terms vary depending on the policy and the insurer, here are some general inclusions and exclusions: 

Most insurance providers offer add-ons, which you can get to enhance the coverage of your policy. Given below are some common add-on covers you can choose from: 

Zero Depreciation Reimbursement

The insurer will not consider the depreciation and offer full coverage for the repair costs. 

Engine Protection 

You can opt for this cover to protect your car engine against any wear and tear or damage during an accident. 

Key and Lock Coverages

In case the key is lost, stolen or damaged, you can order a new one and get reimbursed for the cost with this add-on.

Cover for Consumable Cost 

The cost of consumables in a car, such as oil, coolants, and grease, is covered by the insurance company with this option.

Conveyance Coverages

While your car is in the garage, you can get reimbursement for cab expenses with this option.

Tyre Cover

The insurance company will cover the cost of replacing the tyre and the tube if it is covered in your plan.

Roadside Assistance 

In case your car breaks down, you can get emergency assistance from the insurance company.

Loan Protection

In case of death or permanent disability, the insurance company will cover the loan EMIs under specific circumstances.

In case of an accident, you can file a cashless claim with the following steps. 

1. Contact your insurance company to inform them about the incident 

2. File a claim on the insurer’s website

3. File an FIR, if needed

4. Upload all your documents, including the FIR copy 

5. Take your car to a network garage

6. Await inspection from the surveyor

7. If approved, the insurer will settle the bill directly

If you have already paid for the car repair, you can get reimbursement for the expenses incurred. Follow these steps:

1. Collect the pictures as evidence of the damage 

2. Notify your insurance provider by calling the customer care number 

3. File an FIR and collect a copy for evidence 

4. Send your car for the repair 

5. Collect all the documents and receipts from the garage  

6. Apply for a reimbursement claim on the insurance company's website 

7. Submit all the documents, receipts, and the FIR copy 

 

Once your claim gets approved, the reimbursement amount will be deposited into your account.

When filing a claim, keep the following documents handy: 

• Car documents, such as a copy of your RC and driving licence

• KYC documents submitted when applying for insurance

• Copy of FIR filed

• Copy of policy documents 

• Repair bill and receipts 

• Photographs of the site of the accident 

• Duly filled claim form

Here are some smart ways to get the lowest premium on your insurance for Brezza. 

• Get the insurance online as online plans generally have low cost and hassle-free process 

• Avoid adding unnecessary add-on covers or opt for a basic third-party insurance plan

• Apply for a higher deductible to reduce the premium amount 

• Renew your insurance plan before the expiry date to enjoy the no-claim bonus and renewal discounts, if offered

• Invest in anti-theft equipment in your car to reduce your payable premium towards your policy 

• Car modification can increase the total value of your car, which can increase your premium amount

With these tips, you can maintain your car and get the best offer on your insurance plan. 

• Opt for regular servicing to keep your car in pristine condition 

• Check oil and other fluids to ensure proper lubrication and avoid overheating 

• Check the tyre pressure periodically and replace them in case of any damage 

• Keep the interior and the exterior of your car clean 

• Get the battery and gearbox checked regularly 

• Take your car to the service centre or a trusted mechanic for repair

• Park your car in a safe place and cover it when not in use

Following are the features of Maruti Suzuki Brezza that gives you a better driving experience. 

Interior Features:

• It comes with a classy black and brown interior

• It has an expansive cabin space, which is comfortable for long drives 

• With its 360° view camera equipped with SmartPlay Pro+ display, you can be vigilant of your surrounding

• Its interior ambient lighting provides a luxurious feel 

• Enjoy up to 328 L boot space for extra storage 

Exteriors Features: 

• LED projector headlamps and LED tail lamp makes your drive safer

• A chrome-accentuated front grille elevates the look to turn heads 

• Its bold geometric alloy wheels are not only stylish but also allow you to have better control on the road

• Enjoy your drive and the view with the electric sunroof 

Here is an overview of the key specifications of Maruti Suzuki Brezza: