Mercedes Benz E Class Insurance

If you are a Mercedes E-Class owner, here are the steps you should follow to buy a car Mercedes-Benz E-Class insurance policy for your vehicle:

 

Step 1: Visit Bajaj Markets and go to the ‘car insurance premium calculator’ section.

 

Step 2: Enter your car's details, including make, model, manufacturing date, registration date, fuel type, etc.

 

Step 3: Select the coverage you want, add-ons, NCB applicable, and the Insured Declared Value (IDV) of your car.

 

Step 4: Go through policy details thoroughly and select the most optimum Mercedes-Benz E-Class insurance plan for your car.

 

Step 5: Enter your personal details, engine and chassis numbers of your car, and previous plan details, if any

 

Step 6: Select an online payment mode and purchase the policy of your choice.

 

You will receive a copy of the policy document from the insurance provider by email.

You can easily renew your Mercedes E-Class insurance policy online by following the steps below:

 

Step 1: Visit your insurer’s official website and navigate to the car insurance renewal section.

 

Step 2: Enter the vehicle details required to determine the Mercedes-Benz E-Class insurance cost

 

Step 3: Select the insurance coverage you require.

 

Step 4: Pay your Mercedes E-Class renewal premium using any online payment mode.

 

The insurer will send the renewal documents after the process is completed.

The Mercedes-Benz E-Class features a host of advanced technology aimed at rider comfort and a beautiful exterior and interior design. However, while it is one of the safest cars in this segment, unfortunate events can happen without warning. Purchasing a car insurance policy is therefore crucial for your Mercedes E-Class. Here are some benefits that a motor insurance policy will give you:

 

• Covers financial and legal liabilities in case of an accident since third-party car insurance is mandatory in India.

• Coverage for loss or damages caused due to accident or theft.

• Covers damages due to fire, storms, floods, and other natural disasters.

• Insurance policies also cover the costs of roadside assistance and emergency services of your Mercedes.

• The facility of cashless service at the network garages enables you to repair your vehicle without hassle.

There are usually two types of Mercedes-Benz E-Class insurance plans with different premium costs and coverage extents. These include:

• Third-party insurance policy

It is a legal necessity to purchase third party car insurance for all vehicles plying on the road in India. Third-party motor insurance provides financial coverage if your vehicle is involved in an accident causing damages to a third party individual or property.

• Comprehensive insurance policy

A comprehensive car insurance policy is like a combination of third-party insurance and own damage insurance plans under one policy. It provides a wide range of protection against loss or damage to your car in an unfortunate event. You can also purchase several add-ons to extend the scope of a comprehensive plan.

 

You can purchase a comprehensive policy or a third-party one that meets your requirements from registered insurance providers on the Bajaj Markets platform.

Mercedes-Benz E-Class insurance policies have the following inclusions:

 

• Loss or damage due to accident

• Loss of vehicle or damages due to natural disasters

• Damage or loss of the car or its parts due to theft

• Damages to the person or property of a third-party

• Roadside assistance and Mercedes-Benz E-Class service cost coverage during a breakdown

Insurance policies for the Mercedes E-class do not cover the following:

 

• Regular wear and tear of car parts

• Electrical or Mechanical breakdown

• Tyre damage

• Driving under influence

• Driving without a valid driver's licence

• Damages or loss due to malicious intent

• Loss or damage due to nuclear disasters, war, riots, etc.

If you buy a comprehensive insurance policy, you can greatly extend your Mercedes’s insurance coverage with specific add-ons to your policy. At just a nominal increase in Mercedes-Benz E-Class insurance rate, you can get the following add-on extensions for your policy:

• Roadside Assistance cover:

The roadside assistance add-on provides coverage for emergency repair and towing your Mercedes in case of a breakdown.

• Personal Baggage cover:

Your personal belongings are protected from loss or damage in case of an accident or theft with the personal baggage cover.

• Lock and Key Replacement cover:

If you accidentally misplace the car keys, this Lock & Key Protection add-on covers the cost of replacing the keys or locks of your car.

• Engine Protection cover:

Insurance policies usually do not include coverage for a car’s engine. The engine protection cover add-on provides financial coverage for repair or replacement in case of engine damage.

• NCB Protection cover:

The NCB protection cover ass-on protects your accumulated NCB in car insurance by allowing for a fixed number of claims in a policy year before the bonus lapses.

• Personal Accident cover:

This personal accident cover add-on covers injuries, disability or death in case of an unfortunate incident.

• Zero Depreciation cover:

Your Mercedes's IDV value depreciates with time, reducing the insurance amount you can receive. The zero depreciation add-on covers this depreciation in your car's value.

In case of loss or damages to your Mercedes, you can claim the insurance amount in two methods: cashless or reimbursement. You can make a claim by following the steps mentioned below:

• Cashless claim

In case of a cashless insurance claim, your insurance provider directly settles the repair costs with the workshop if you get it done at a network garage. The steps to follow are detailed below:

 

Step 1: Inform the insurance provider immediately after any unfortunate incident through their official website or toll-free number.

 

Step 2: Get all the repairs necessary at a local network garage.

 

Step 3: Submit all the required documents and garage bills to your insurer.

 

Step 4: Your insurance company settles all the costs directly with the garage.

• Reimbursement claim

If you do not have a cashless facility on your insurance policy or have to make repairs at a non-network garage, you can make a reimbursement insurance claim. The claim process to follow is mentioned below:

 

Step 1: Inform your insurance provider immediately in case of any untoward incident. You also have to file an FIR with the police in case of an accident or theft.

 

Step 2: Get your Mercedes repaired at the nearest convenient garage.

 

Step 3: Submit the insurance policy document with original bills, FIR copy, and payment receipts to your insurance provider.

 

Step 4: After claim verification, the insurer will reimburse you for the Mercedes-Benz E-Class insurance amount.

 

You must keep the following documents close at hand while filing the insurance claim in either cashless or reimbursement mode:

 

• Copy of insurance policy document

• Your personal documents

• Details of your Mercedes E-Class

• Relevant details of the mishap, including the location, date, and time of the event and nature of the damage

• FIR copy in case of accident or theft

• Original repair bills

• Original payment receipts in case of reimbursement claim

An insurance policy will protect your Mercedes from loss or damage caused due to unfortunate events. However, most of these damages result from improper handling and poor maintenance of your car. You can take a few simple steps to reduce your overall insurance cost, such as:

• Efficient driving:

Incorrect vehicle handling causes considerable damage to your car's components and increases the chances of an accident. Therefore, following efficient driving techniques will greatly reduce insurance costs.

• Regular maintenance:

Performing regular maintenance on your Mercedes E-Class will significantly reduce the wear and tear of its components. This will help it run smoothly and reduce the chances of accidents occurring due to component failure.

• Paying for minor repairs:

Large scale damages are expensive but relatively rare. Therefore, you can save your insurance cost by saving it for significant damages and paying the relatively minor damage repairs out of your pocket.

• Anti-theft devices:

Insurance providers charge a significantly reduced premium on car insurance if you have security devices and anti-theft devices installed on your Mercedes-Benz E-Class.

• No-Claim Bonus:

If you make no claims during a policy year, you get a no cost bonus on your premium during renewal.

Here are some of the important tips that can help you maintain your Mercedes-Benz E-Class more effectively:

 

• Carefully examine the engine oil, brake fluid and coolant level and change them when required.

• Ensure that the tyre tread is in the right condition and its pressure is adequate.

• Abstain from reckless driving.

• Do not avoid the signals on your vehicle dashboard and read warning signs properly to take necessary measures.

• Check your battery condition.

Mercedes-Benz E-Class comes in three variants which are AMG Line, Exclusive and Expression. Among these, only the first one has the diesel engine, and the last two come in both the diesel and petrol engine powertrain. With the powerful engine of this car series, you can get a top speed of up to 240-250 kmph. It also gives a boot space of 540 litres so that you can carry your belongings effortlessly.

Variants	Transmission	Fuel Type	Ex-showroom price in Delhi
E-Class Expression E 200	Automatic	Petrol	Rs. 67 lakhs
E-Class Expression E 220d	Automatic	Diesel	Rs. 68 lakhs
E-Class Exclusive E 200	Automatic	Petrol	Rs. 70.70 lakhs
E-Class Exclusive E 220d	Automatic	Diesel	Rs. 71.80 lakhs
E-Class AMG E 350d	Automatic	Diesel	Rs. 85 lakhs

The on-road price of the Mercedes-Benz E-Class changes according to the location. Here is a list reflecting this on-road price in several major cities in India:

The Mercedes-Benz E-Class car series has a host of features to extend, as mentioned below:

• Safety:

You can get 7 airbags in this car dedicated for passengers and drivers. In addition, you also get an advanced crash sensor, clutch lock, anti-lock brake system, and an anti-theft alarm, ensuring maximum protection.

• Suspension:

This car comes with air suspension in both front and back, along with gas-filled shock absorbers. All these will give a smooth driving experience with less noise and vibration.

• Comfort:

You can get superior comfort and convenience from the vehicle. It comes with facilities like an air conditioner, heater, automatic climate control and various other features.

• Transmission:

With 2925cc engine displacement, you can generate power up to 281.61bhp. It also helps you pick a speed from 0 to 100 kmph within 6.1 seconds.

 

If you are an owner of a Mercedes-Benz E-Class or planning to purchase one, buying a comprehensive insurance policy will be financially beneficial in the long term. You can visit Bajaj Markets and compare insurance policies offered by different providers. This will help you select the optimum Mercedes E-Class insurance plan with maximum coverage in the lowest premiums.