Mercedes Benz GLE Insurance

Mercedes-Benz GLE is a five-seater premium class SUV. It is available in both diesel and petrol variants. Mercedes GLE price starts from Rs. 85.73 lakhs, which goes up to Rs. 1.02 crores. This SUV has managed to score well in all the safety tests conducted by various agencies.

 

The luxury SUV stands out because of its safety aspects, including airbags, brake assist, engine immobiliser, vehicle stability control system, anti-lock braking system etc. The model has a length of 4961 mm, a breadth of 2014 mm with a wheelbase of 2915 mm. Moreover, This engine can deliver a max of 325.8 bhp at an engine speed of 3600 to 4200 rpm.

 

If you own a GLE or purchase one, you should also look to get an adequate Mercedes-Benz GLE car insurance policy to safeguard your investment.

You can view the Mercedes-Benz GLE car insurance premium for different GLE Variants from the given table.

The easy online access has made it easy to look for different policy quotes and opt for a suitable one. However, you need to be aware that Mercedes-Benz GLE specifications, variants, etc., affect the insurance premium cost.

 

Here are the steps that will guide you to purchasing a Mercedes-Benz GLE car insurance plan online:

 

Step 1: Visit Bajaj Markets’ website and go to the ‘car insurance premium calculator’ section.

 

Step 2: Provide necessary details like car registration number, fuel type, make and model of the car etc.

 

Step 3: On getting redirected to the page reflecting different policy quotes. Choose the one that best suits your needs and is affordable.

 

Step 4: Now initiate online payment for the plan you want to avail.

 

On making the payment, you will receive all Mercedes-Benz GLE car insurance policy related details in your mail ID.

Renewing your car insurance policy for the GLE is imperative to remain legally compliant and keep the policy valid. Here is a step-by-step guide on the same -

 

Step 1: Go to the official website of your preferred lender.

 

Step 2: Provide the necessary details to get the policy quotation.

 

Step 3: Select the insurance type, NCB, add-ons and other details.

 

Step 4: Enter the last policy details and vehicle information.

 

Step 5: Pay the premium to renew your car insurance plan.

 

After that, you will get the policy details via registered contact details.

In accordance with the Motor Vehicles Act, 1988, every four wheeler must have a third party coverage. A car insurance plan covers the repair expenses incurred as a result of an accident. Car insurance also covers all types of third party liabilities. Moreover, it covers lawsuits, protecting you from any legal issue resulting from damage caused to the third party property or vehicle. With a comprehensive insurance plan, you will also receive compensation if your car is damaged due to natural calamities like cyclones, earthquakes etc. Car insurance also covers damages insured due to man-made disasters like vandalism, riots, fire, theft etc.

Factoring in the Mercedes-Benz GLE price, you should avail an insurance plan to reduce liability and receive financial protection. Here are the two types of Mercedes-Benz GLE Car insurance plans to protect your car from any unforeseen circumstances.

• Third Party insurance coverage

As per the Motor Vehicles Act, 1988, all car owners must have a third party car insurance plan as minimum protection for protecting their car. It covers for the damage caused to the third party property or individual.

• Comprehensive insurance coverage

A comprehensive car insurance plan secures your car from any natural, man-made damages and even covers third party liabilities. It is an extensive insurance plan that gives financial support for the inconvenience caused to your car as well as to the third party individual or property involved in the accident.

 

You can avail both these insurance plans from Bajaj Markets at an affordable premium and safeguard your finances.

Before availing a car insurance plan, you must know the inclusions in the insurance plan.

 

• A vehicle insurance plan extends financial coverage for natural and man-made calamities.

• You will receive coverage for both your own damage and third party liabilities.

• The insurance company also compensates repair expenses.

• Insurer will compensate even if the car is stolen or has caught fire.

Besides knowing the inclusions, you should also have an idea regarding the following exclusions in a Mercedes-Benz GLE insurance plan:

 

You will not receive financial coverage for the electrical or mechanical breakdown of the insured car.

 

• Damage caused due to terror attacks, nuclear war etc.

• If the owner of the car causes wilful damage to the car.

• A car's wear and tear are also not covered by a vehicle insurance plan.

• If the car is used for any illegal purposes.

• You cannot claim an insurance plan with an invalid or lapsed driving licence.

• Damage caused to the car while the driver is under the influence of intoxicants.

• Accidental damage caused to the car outside the periphery of India.

• Moreover, you will not be able to get financial assistance if the insurance policy has expired.

You will be able to avail the following add-on covers to increase the efficacy of the car insurance plan:

• Zero depreciation cover

Availing of a zero depreciation car insurance cover helps to mitigate the depreciation cost, thereby minimising your out-of-pocket expenses and enabling you to get a higher claim amount.

• Personal accident cover

The personal accident cover indemnifies expenses incurred due to disabilities, accidental injury resulting from a mishap.

• Consumables expenses

Under this add-on cover, you get financial assistance for consumable elements like grease, washers, bearing, lubricants clip, air conditioner’s gas etc, which are otherwise not covered under a standard insurance policy.

• Engine protector cover

Engine protection cover protects your car’s engine from oil spill, water ingression, electrical or mechanical breakdown etc. Furthermore, you will get coverage for the replacement of the car's engine or any of its damaged parts.

You have two ways to proceed with the Mercedes-Benz GLE insurance claim process.

• Cashless claim procedure

In a cashless claim process, you have to take the damaged car to any network garage that is in a tie with the insurance company. Here, you can reap the benefits of a cashless repair facility as your insurer will settle the repair expenses.

 

Here are the steps that will guide you on how to file a cashless claim:

 

Step 1: Visit the insurer's official website or call on the toll-free number to register your claim.

 

Step 2: Take pictures of the disfigured areas of the car and go to any network garage.

 

Step 3: Depending on the evidence and documents, the insurer will accept the claim request.

 

The insurer will pay for the expenses by directly reaching out to the garage on accepting your claim request.

• Reimbursement claim procedure

In case of damage caused to your car, you can get it repaired from any garage of your choice. However, you will have to bear the expenses from your pocket. Later, on filing a claim, your insurer will reimburse the amount.

 

You can follow the mentioned steps to go for a reimbursement claim process:

 

Step 1: Reach out to your insurance provider and inform them about the extent of damage.

 

Step 2: Provide the claim report to your insurer to commence with the damage repair process.

 

Step 3: Submit the bill for the insurer to reimburse the amount to you.

The necessary documents are as follows:

 

• Personal details

• Insurance policy copy

• Details of the car

• FIR copy in case of car theft or damage due to third-party

• Payment receipts in case of reimbursement claim

Here are the ways that will help you reduce the Mercedes-Benz GLE insurance cost:

• Go for installing anti-theft devices:

One of the most effective ways to minimise the insurance cost of Mercedes-Benz GLE is to install anti-theft devices in the vehicle. Devices like steering locks, car alarms, and geer locks will ensure safety and help avail premium discounts.

• Raise your deductibles:

Deductible is the amount that you have to bear from your pocket before the insurance plan takes over covering for damages, theft or accidents. If you ask your insurer to raise the deductibles, you can significantly bring down the insurance cost.

• Avoid getting multiple upgrades or modifications:

Too many modifications in the car may raise the premium amount. Moreover, it also adds to the risk of theft. Hence, try to avoid too many upgrades to reduce the insurance cost.

• Limit availing add-on covers:

Add-on covers significantly contribute to the premium amount. Hence, it would help if you opted for the add-on covers that will suit your requirement and help reduce the insurance cost.

• Compare different price quotes:

This is perhaps one of the effective ways to reduce insurance costs. Compare different policy quotes from different insurers and choose the one that extends high coverage at a nominal premium amount.

You can follow the below-mentioned tips to maintain your Mercedes Benz GLE:

 

• Get your car serviced regularly.

• Check whether the coolant level is below the minimum level.

• Try to maintain a clean driving record. Drive as safely as possible.

• Make it a point to check the air pressure in your tires.

Mercedes-Benz GLE is a luxury SUV that comes with a maximum torque of 500Nm@1600- 1800 rpm. It has a sleeker and longer exterior and is endowed with a chunky C-pillar and wrap-around rear glass. This six-cylinder model also provides a Burmester high-end audio system. Depending on the GLE price, availing of an insurance plan is a must, protecting your financial interest.

Here are the notable features of the Mercedes-Benz GLE that will affect the Mercedes GLE insurance cost:

 

• ARAI Mileage: 9.7 KMPL

• Seating capacity: 5

• Boot space: 825 litres

• No. of cylinder: 6

• Fuel tank capacity: 93 litre

• Maximum torque: 700 Nm@1600-4000rpm

The sections mentioned above are summing the ins and outs of Mercedes-Benz GLE. However, before availing of a car insurance plan for this premium-class SUV, you must take note of all the aspects that affect the Mercedes Benz GLE car insurance cost. Furthermore, compare different policy options before settling for one. In this regard, you can visit the Bajaj Markets platform for more details.