Insurance for Tata Altroz

Get insurance for Tata Altroz to secure your finances against unforeseen situations. You can enjoy financial protection against third-party liabilities and other damages with these plans. Explore a wide range of insurers and get a plan as per your choice and affordability. 

On Bajaj Markets, car insurance is quite affordable, starting from just ₹2,094 per year.

The insurance price for Tata Altroz depends on several factors, including the model you choose. Here is an overview of the insurance premiums for different variants: 

Disclaimer: Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

After selecting the suitable insurer and the insurance plan, you need to apply for the policy. Here are the steps to follow to get insurance for Tata Altroz on Bajaj Markets:

1. Navigate to the ‘Car Insurance Premium Calculator’ page.

2. Provide your mobile number, vehicle type, number, model, make and registration date of your car

3. Select the type of insurance policy you want to purchase and any add-ons

4. Enter your name, residential address, email ID, and date of birth to proceed

5. Input the chassis and engine numbers of your car

6. Provide details of your previous car insurance policy, if required

7. Double-check all the details you have entered

8. Select a suitable payment method to get the plan

Getting insurance for Tata Altroz is a smart investment option. Here are some benefits of getting insurance for your vehicle:

• Convenient Cashless Repairs

Insurers partner with numerous garages and offer the facility of cashless repairs at these garages

• Comprehensive Protection

You get extensive coverage for your vehicle which secures your finances against damage, theft, accidents, and more

• Streamlined Claim Processing

Most insurers require minimal documentation and provide prompt responses to your claim requests

• Add-Ons Facility

To enhance the overall coverage of your policy, you can include add-on covers by paying an extra premium

• 27 x 7 Assistance

Most insurers have a dedicated support team to help you in unexpected situations at any time

Here are the different types of insurance for Tata Altroz and you can choose as per your needs:

Third-party Car Insurance

These types of insurance plans are mandatory by the Government of India. They offer coverage for the damages or losses that a third party incurs in an accident with your vehicle. It includes damage to the car, injury, or death of a person. 

Comprehensive Car Insurance

These types of plans include the coverage that third-party car insurance provides, along with coverage for your car. You can get cashless or reimbursement claims from the insurer even in case of any loss or damage to your vehicle. To enhance the coverage of the plan, you also have the option to include add-on covers to the base plan.

The exact coverage you can get with the plan depends on the insurer and the plan you opt for. Here are some basic inclusions and exclusions that come with car insurance:

Most insurance companies offer you the option to include add-on covers to your base policy and enhance the coverage. Here are some of the covers you can add to your insurance for Tata Altroz:

• Roadside Assistance

You get various services, including minor repairs, towing, and arrangements for spare keys, among others.

• Zero Depreciation

With this cover, depreciation on various parts of the car is not deducted during claim settlement.

• NCB Protection

The No Claim Bonus (NCB) you get for not raising a claim in a year remains protected even if you file a claim.

• Engine Protection

You can claim expenses for engine repairs caused by water ingression or oil leakage with this cover.

• Consumables Cover 

This add-on in your base plan covers the cost of consumables like bolts and nuts, gearbox, oil replacement, and others.

Cashless claims help cover the expenses without paying anything out of your pocket. Here are the steps you need to follow for cashless claims:

1. Go to the official website of the insurer or access their mobile app

2. File a request for an insurance claim on your insured vehicle

3. Note the claim intimation number for future reference

4. Visit a partner garage for repairs

5. Wait for inspection of the damages by the surveyor

6. Submit all required documents and complete other formalities

If you have paid for the damages from your pocket, you need to file for reimbursement from the insurer. Here are the steps to file for a reimbursement:

1. Inform your insurer about the accident or damage to your car without any delays

2. Take your car to any partner garage and get an estimate of the repair costs

3. Pay for the repairs and get the repair bills and invoices

4. Submit a claim form along with the repair bills, driving licence, your car's RC, and other documents to the insurer

5. The insurer will process the claim after verification and reimburse the repair costs as per your policy terms

Being aware of the paperwork requirements can help you better prepare for the claim. While it may vary depending on the insurer’s policies, the following are some of the documents you need to submit:

• Duly filled and signed claim form

• Copy of policy documents

• Copy of the Registration Certificate (RC)

• Copy of the driving licence of the policyholder

• No Trace Report in case of theft

• RTO transfer papers

• Verified copy of the FIR (First Information Report), if required

• No Objection Certificate and Form 35 in case of active loan

To get insurance for Tata Altroz, you need to pay a premium. This depends on several factors, including the insurer and policy you choose. Here are some ways in which you can get an affordable premium amount:

• Compare insurance plans from various insurers and choose the most suitable option 

• Understand how add-ons impact your insurance premium before adding them to your base plan

• Utilise the No Claim Bonus (NCB) transfer to reduce your premiums with NCB from your last policy

• Do not file claim requests for minor damages and pay for repairs yourself to preserve your NCB

• Avoid modifying your car as it increases the risk for insurers, and they levy higher premium costs

Maintaining your car is essential to ensure its performance does not deteriorate. Here are some tips to maintain your car:

• Schedule regular wash and wax treatments to preserve your vehicle's paint and prevent corrosion

• Drive responsibly to minimise wear on the engine and other components

• Opt for regular servicing to keep the overall health of your car intact

• Monitor and maintain fluid levels such as engine oil, coolant, and brake fluid

• Check your tyres regularly and maintain recommended pressure levels

• Inspect and maintain brakes, including pads, discs, and brake fluid

• Visit a qualified mechanic in case of any issues or concerns with your car

• Test and ensure the proper functioning of lights and electrical components

The excellent features of Tata Altroz make it a sought-after option. Here are some of the top features:

Exteriors:

• C-Pillar Mounted Rear Door Handles

Rear door handles placed on the C-pillars give the vehicle a modern and elegant appearance.

• Day Light Opening (DLO)

The diamond-shaped windows make the inside brighter and provide a clearer view of the surroundings.

• Dual Chamber Projector Headlamps

Improve nighttime visibility with projector headlamps and light up foggy roads using front fog lamps.

• Piano Black ORVM

Stylish outside rear-view mirrors with a premium and elegant look, featuring electric adjustment.

Interiors:

• Electric Power Steering

The strategically designed steering wheel makes driving easier with minimal effort.

• Rear Armrest

Conveniently placed armrests provide comfort and a touch of luxury for passengers sitting in the back.

• Boot Space

Spacious 345-litre boot with interior lighting and hooks makes carrying bags and storing things easy.

• Rear Flat Floor

Enjoy maximum legroom and eliminate uncomfortable seating positions with a flat floor in the rear seats.

• Rear AC Vents with Rear Power Outlet

The vents and the power outlets help keep the backseat passengers cool and allow them to charge their mobiles.

Refer to the following table to know the specifications of Tata Altroz: