Insurance For Toyota Fortuner

Drive with confidence and enjoy peace of mind by getting insurance for Toyota Fortuner!

₹7,897

Starting Premium

Up to 100%

Claim Settlement Ratio

8,200+

Network Garages
✓Save 80% on Premium ✓Zero Depreciation & Accessories Cover ✓Lock & Key Replacement Cover| Buy a Car Insurance Now!

Toyota Fortuner signifies a commitment to safety and has redefined power. But shielding it with comprehensive insurance from unforeseen challenges on the road is precautionary and essential.

 

Getting car insurance for Toyota Fortuner safeguards against accidents and ensures financial stability. On Bajaj Markets, you can compare different policies to opt for the right one with optimal coverage. The premium cost for these policies starts from just ₹2,094 per year.

Insurance for Toyota Fortuner Variants

This SUV comes in different variants, catering to specific needs and budget. Insurers provide policies that cover each of these variants. Check out the cost of premium for insurance for Toyota Fortuner-

Car Model

Engine Capacity

Premium

Toyota Fortuner 4X2

2694 cc

₹7,897

Toyota Fortuner 4X2 AT

2694 cc

₹7,897

Toyota Fortuner 4X2 Diesel

2755 cc

₹7,897

Toyota Fortuner 4X2 Diesel AT

2755 cc

₹7,897

Toyota Fortuner 4X4 Diesel

2755 cc

₹7,897

Toyota Fortuner 4X4 Diesel AT

2755 cc

₹7,897

Toyota Fortuner GR S 4X4 Diesel AT

2755 cc

₹7,897

Disclaimer: Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy. 

How to Get Insurance for Toyota Fortuner

Unexpected events can disrupt your journeys and leave you facing hefty repair bills. You can opt for insurance for Toyota Fortuner by following these simple steps:

  1. Navigate to the ‘Car Insurance Premium Calculator’ page. 

  2. Enter your personal, car, and registration details

  3. Select the type of policy and add-on covers you want to keep for additional coverage 

  4. Provide details of your previous car insurance policy, if any

  5. Choose a suitable payment facility to purchase car insurance of your choice 

Why Insure Your Toyota Fortuner

This premium-class SUV can easily tackle any terrain with ease, offering comfort and safety. To enjoy the following benefits on the road, get insurance for Toyota Fortuner.

  • Comprehensive Coverage

Get your car protected from accidents, theft, fire, natural disasters, and even vandalism

  • Financial Protection

As accidents and repairs can be financially draining, these policies take the burden off your shoulders

  • Roadside Assistance

These plans often include 24/7 roadside assistance for on-site repairs and towing services

  • Network Garages

These also provide access to a network of authorised workshops equipped to handle your SUV with expertise

Types of Car Insurance Plans for Toyota Fortuner

When it comes to safeguarding your car, understand the different kinds of policies available. You can get the following types of insurance for Toyota Fortuner.

  • Third-Party Liability

It is the most basic form of car insurance that covers losses to third parties and their property.

  • Standalone Own Car Cover

These plans provide coverage for damages to your Fortuner caused by accidents, theft, fire, and more.

  • Comprehensive Cover

It combines the benefits of third-party liability and standalone damage cover, offering complete financial protection.

Inclusions and Exclusions

Having the right insurance plan is paramount to ensure that your journey does not stop. Before applying, the following are some of the basic inclusions and exclusions for insurance for Toyota Fortuner.

Inclusions

Exclusions

Damages to fire or man-made catastrophes like riots and vandalism

Damages to the car due to war or war-like instances

Damages caused to the third party and their property

If your car was involved in speed racing, adventure sports, or crash trials

Some insurers provide personal accidental coverage

Damages caused when you were not driving with a valid licence

Damages caused by natural disasters like cyclones, floods, earthquakes, and more

If the car suffered damages outside the geographical area mentioned in the agreement

Reimbursement of IDV in case of damages beyond repair

If the damages were caused due to your negligence

Cost of repairs due to minor or major accidents

Damages caused to the car when the driver was intoxicated

Any damage caused to the car in transit

If you use your private vehicle for commercial purposes

Add-on Covers for Toyota Fortuner

To truly safeguard your car and ensure complete peace of mind, you may have to opt for additional coverage. Check out the list of additional covers you can get with insurance for Toyota Fortuner.

  • Consumables Cover

  • Engine Protection Cover

  • Key Replacement Cover

  • No Claim Bonus (NCB) Cover

  • Outstation Emergency Cover

  • Personal Accident Cover for Passengers

  • Return to Invoice Cover

  • Roadside Assistance Cover

  • Zero Depreciation Cover

Process of Filing Cashless Claims

When the unexpected occurs, this facility significantly eases the burden of car repairs. The following are a few simple steps to file these claims:

  1. Get your car to an authorised garage for repairment

  2. Inform the insurer immediately about the damages and lodge a claim for the same

  3. Upload the documents that support your claim settlement process

  4. After verifying the uploaded documents, the insurer will directly settle the payment

Process of Filing Reimbursement Claims

If you cannot access a network garage, you can also enjoy this facility. Follow these simple steps to file reimbursement claims:

  • Take your car to a garage of your choice

  • Log in to the insurer’s website or mobile application

  • Attach copies of repair invoices

  • The insurance company will reimburse the repair costs after verifying the invoices

Documents Required

Most insurance companies provide a simple and convenient process to file claims. To file a claim for insurance for Toyota Fortuner, you will need to furnish the following paperwork:

  • Copy of the Registration Certificate (RC)

  • Copy of the driving licence of the policyholder

  • Copy of policy documents

  • Car keys

  • Verified copy of the FIR (First Information Report filed with the police)

  • No Trace Report in case of theft

  • Duly filled and signed claim form

  • RTO transfer papers

  • No Objection Certificate and Form 35 in case of active loan

Tips to Reduce Toyota Fortuner's Insurance Premium

Hefty insurance prices can dampen the thrill of owning this premium SUV. You can reduce the premium cost of insurance for Toyota Fortuner through these strategies.

  • Compare Different Policies

Taking time to compare different policies from various providers to enjoy significant savings.

  • Avoid Unnecessary Add-Ons

Evaluate the additional coverage so that it aligns with your driving habits while offering lower premiums.

  • Transfer NCB

When renewing your policy, ensure you transfer your NCB from your previous insurer to enjoy a discount.

  • Avoid Making Modifications

Since modifications are seen as an increased risk, they can lead to higher insurance costs.

Tips to Maintain Your Toyota Fortuner

Even the most robust SUV like this requires proper care to maintain its peak performance. Follow these tips to keep your Toyota Fortuner in the best shape:

  • Regularly change engine oils to slow the process of its normal wear and tear

  • Check and replace air filters and cabin air filters typically after driving 15,000-30,000 km

  • Check fluid levels after regular intervals, as the car relies on them to operate efficiently

  • Rely on authorised Toyota dealerships or trusted suppliers when purchasing spare parts

Features of Toyota Fortuner

It is a powerful SUV that embodies both rugged capability and sophisticated style. The following are some of its exterior features:

  • Adjustable headlamps

  • Power adjustable mirrors

  • Window defogger

  • Wheel covers

  • Integrated antenna

  • Chrome grille and chrome roof rails

 

The following are some of its notable interior features:

  • Tachometer and digital odometer

  • Cabin with soft upholstery, metallic accents and woodgrain-patterned ornamentation

  • New Optitron Cool-Blue combi metre with chrome accents

  • Illumination control

Specifications of Toyota Fortuner

This SUV is a popular choice for families and adventurers alike because of the diverse features it offers. Check out its notable specifications below:

Specifications

Details

City Mileage

9 kmpl

Fuel Type

Diesel

Engine Displacement

2755 cc

Seating Capacity

7

Transmission Type

Automatic

Fuel Tank Capacity

80 Litres

Body Type

SUV

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