Toyota Innova Crysta Car Insurance

A car insurance is mandatory in India for every new vehicle and we are sure your new Innova Crysta deserves good protection too. Hence, here is the Innova Crysta car insurance, which protects your car from any repairs and replacements caused due to unexpected accidents or catastrophes, saving you close to lakhs of rupees.  

 

Additionally, the car insurance for Innova Crysta protects the passengers who were injured or demised inside the car during an accident or other mishaps. This fulfils the Motor Vehicles Act of 1988, which requires every car owner in India to be equipped with a third-party insurance. So, not only is your car insured through the Innova Crysta car insurance but so are you!

Innova Crysta Insurance Price for All Variants

*The ex-showroom prices are for Delhi and are subject to change based on the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

Buy Toyota Innova Crysta Car Insurance With Few Clicks!

You can purchase Toyota Innova Crysta car insurance at cost-effective rates on Bajaj Markets now:

 

• Step 1: Fill in the car registration number and mobile number.

• Step 2: Provide the necessary information in the application form.

• Step 3: Pick the car insurance that suits your needs.

• Step 4: Make an instant online payment.

• Step 5: Your insurance policy will be sent to your email address.

Steps to Renew Toyota Innova Crysta Car Insurance Online

Continue with your Toyota Innova Crysta car insurance to stay insured:

 

• Step 1: Enter your registration number and mobile number.

• Step 2: Provide your previous policy details.

• Step 3: Check your renewal premium.

• Step 4: Make an instant online payment.

• Step 5: Download your insurance policy copy.

Why is Insuring Your Innova Crysta Important?

The Toyota Innova Crysta is a high-end Multi-Purpose Vehicle between the price range of ₹20.3 Lakh - ₹30.12 Lakh. In the event of complete damage during a road accident, recovering the cost of your Innova Crysta can burn through your savings. Furthermore, replacing your totaled car with a new MPV can cost at least ₹20 Lakh, and hence it might require you to opt for a budget-friendly four-wheeler. Instead, you can purchase car insurance at cost-effective premiums at Bajaj Markets and avoid such situations altogether!

Comprehensive and Third-Party Car Insurance: Which One to Choose?

Third-Party Car Insurance

A third-party car insurance plan offers coverage against third-party liabilities and compensates for the loss. The insurance cover takes care of expenses incurred for any damage caused to third party property, bodily injuries or even death of the victim. But third-party insurance doesn’t cover the damage incurred by your own vehicle.

 

Comprehensive Car Insurance

Comprehensive car insurance is not limited to third-party liabilities. It is an umbrella plan that covers theft, personal accident, calamities, own damage and other such perils. Moreover, you can extend your insurance coverage with the help of add-on covers to avail more features. Though the Toyota Innova Crysta car insurance cost is a bit higher, you can enjoy extensive protection against perils.

What’s Covered Under Car Insurance?

Third-party car insurance includes loss or damage incurred by the third party, bodily injuries, death of the victim and a personal accident cover. Moreover, comprehensive insurance covers own damage, third-party liabilities, theft, calamities, etc.

What’s Not Covered Under Car Insurance?

The exclusions of comprehensive car insurance are damage resulting from drunk driving or malicious activities, driving without a valid licence, natural wear and tear or ageing of the vehicle, etc.

Maximise Innova Crysta Insurance With Add-On Covers

Enhance your Toyota Innova Crysta car insurance with these add-on covers for more features:

 

• Return to Invoice

Get the invoice value of your Innova Crysta in the event of complete loss or theft of your vehicle with a return to invoice add-on!

• Personal Accident Cover

Secure a personal accident cover to financially protect yourself against accidental injuries.

• Roadside Assistance Cover

To make sure you are never stranded during an emergency without any help, you must opt for roadside assistance cover!

• NCB Protection Cover

You can now retain your NCB reward while making a set number of claims per policy year with NCB protection cover.

File a Claim Under Your Innova Crysta Insurance

Make sure you have the following documents handy while raising a claim:

• Innova Crysta car insurance policy

• Vehicle details

• Insurer details

• Registration Certificate

• Details of the incident

• FIR copy in case of theft

• Original bills and receipts of the vehicle repair

There are two types of Toyota Innova Crysta car insurance claims:

 

• Cashless Claim Under Car Insurance

You can take your Crysta to an authorised network garage to make use of the cashless claim facility. The repair bill will be directly settled with the insurer while you just need to clear the deductibles applicable under your plan.

• Reimbursement Claim Under Car Insurance

In case you want to opt for a garage of your choice, you can file for a reimbursement claim. Here, you must first pay for the expenses and later submit the original bills to get reimbursed.

Tips to Lower Your Innova Crysta Car Insurance Premium

You can effortlessly reduce your car insurance premium with the following tips:

 

• Make Use of NCB

You can be eligible for a reduced renewal premium by making zero claims during the policy period with a No Claim Bonus.

• Service Your Car

One crucial tip towards lowering your insurance premium and maintaining your NCB is to regularly service your Crysta without fail.

• Compare Plans

Make sure you consider various insurers and the premium quotes offered to get the most lucrative insurance deal!

• Drive Efficiently

Abiding by the traffic laws and driving your vehicle cautiously can go a long way in keeping the claims to the minimum.

• Cover Smaller Claims

Another insider tip to secure the NCB reward is to cover inexpensive insurance claims that you can afford.

• Install Anti-Theft Devices

Opt for anti-theft devices approved by the ARAI (Automotive Research Association of India) to avail a reduced premium quote.

How to Maintain Your Toyota Innova Crysta?

 

• Refer to the User Manual

Read the user manual of your car to know everything about your Crysta and keep it close by for reference.

• Look Out for Warning Lights

Your car dashboard shall flash warning lights in case of any issue, so look out for such signs.

• Clean the Car Battery

The battery of your Innova Crysta should be cleaned often to ensure a hitch-free ride!

• Check the Tyre Pressure

Maintaining the right tyre pressure is a must before your journey, thus, you should check the tyres regularly.

Toyota Innova Crysta Maintenance Cost

The estimated Toyota Innova Crysta service and maintenance cost for five years is up to ₹17,800 for the petrol variant and ₹26,500 for the diesel variant. But you can avail the first three services for free after completing 1000 km, 5000 km and 10000 km. So, here’s the Toyota Innova Crysta service schedule and cost:

• Petrol Variant

• Diesel Variant

*Disclaimer: These are indicative prices. The actual cost of maintenance of Toyota Innova Crysta may vary and change from time to time.

About Toyota Innova Crysta

The Toyota Innova Crysta is decked with the latest specs and features and comes in seven dynamic colours. The Crysta oozes luxury with the all-original leather seats and ample room to comfortably seat the entire family. With unsurpassed safety features, connectivity and amazing car accessories, the Crysta stands true to its MPV status!

Toyota Innova Crysta Specifications

Toyota Innova Crysta On-Road Price

Toyota Innova Crysta Features

In a Nutshell!

The Toyota Innova Crysta brings together practicality and luxury like no other car in the Indian market. However, car insurance is just as important as choosing the right vehicle for yourself. So, head over to Bajaj Markets to buy car insurance in five easy steps now! Though the old Toyota Innova car variants have been discontinued, you can still opt for car insurance for such models with Bajaj Markets.