AMEX Credit Cards’ Fees & Charges

American Express, also known as AMEX, offers a plethora of credit card options with lucrative features. To utilise the various services and facilities on your credit card, you need to pay certain fees and charges. 

The various types of AMEX Credit Card charges depend on the card you select and the features and benefits it offers. If you are planning to get a card, being aware of these charges beforehand can help you choose a suitable option and manage your finances seamlessly.

Once you get your card, you need to pay an annual fee to keep your account active. This fee varies for different card types. Also, this fee may be waived for some cards if you reach certain spending milestones. 

Some cards, known as lifetime-free cards, do not come with an annual fee. Check the table given below to know the details:

Disclaimer: The above-mentioned fees and charges are subject to change as per changes in the issuer’s policies.

This is another type of AMEX Credit Card fees and charges you need to know about. Issuers allow you to make cash withdrawals from an ATM. This can be helpful if you need instant access to cash to manage any unforeseen requirements. 

Remember that American Express, along with many other credit card providers, charge a fee for the same. Check out the table below to know the charges:

Disclaimer: The above-mentioned fees and charges are subject to change as per changes in the issuer’s policies.

If you are a frequent traveller or planning to travel abroad, it is essential to know these charges. You need to pay AMEX Credit Card forex charges when you make international transactions. It is also applicable when you carry out transactions with a foreign merchant. 

Check out the table given below to know the charges:

Disclaimer: The above-mentioned fees and charges are subject to change as per changes in the issuer’s policies.

If you plan on shifting another card’s balance to an American Express Credit Card, you should know these AMEX Credit Card charges and fees. The balance transfer fee is usually a minimal percentage of the amount that you transfer to your new card. 

Apart from helping you get better terms, this facility also makes your repayment more convenient. Given below are the charges that American Express levies:

Disclaimer: The above-mentioned fees and charges are subject to change as per changes in the issuer’s policies.

You must be aware that credit card providers set a limit on your card based on your creditworthiness. In case you exceed this credit limit, you need to pay certain charges, known as the over-limit fee. You must only utilise this facility in case of financial emergencies.

Check the following table to know the over-limit charges:

Disclaimer: The above-mentioned fees and charges are subject to change as per changes in the issuer’s policies.

You get your credit card statements at the end of the billing cycle, which includes the total bill amount as well as the minimum amount due. If you do not pay at least the minimum amount by the due date set by the bank, you need to pay a delinquency fee. 

This fee is typically a percentage of the amount due. You must try to pay your dues in full and on time, as interest also applies to the balance amount till you make the full repayment. 

Refer to the table given below to know the fee:

Disclaimer: The above-mentioned fees and charges are subject to change as per changes in the issuer’s policies.

Refer to the table below to know some other Types of AMEX Credit Card fees and charges:

Disclaimer: The above-mentioned fees and charges are subject to change as per changes in the issuer’s policies.