AU Small Finance Bank Altura Plus Credit Card

Here’s why this rewards credit card is a good choice:

Enjoy the dual benefits of getting cashback and earning reward points with this card. Use it for online and offline transactions to access a range of perks as outlined below.

• online Spending Rewards

Get 2X reward points on every ₹100 you spend on eligible online retail transactions

• Cashback + Rewards

Get 1.5% cashback up to ₹100 per month when you swipe/tap your card at merchant outlets; 1 reward point per ₹100 after you reach the maximum cashback limit

• Milestone Rewards

Benefit from 500 extra reward points when you spend ₹20,000 or more on retail purchases in a month

 

Note: Fuel transactions and cash withdrawal are excluded from the milestone bonus rewards.

• Points on Recurring Bills

Get 1 reward point per ₹100 spent on transactions related to telecom, utilities, and insurance

• Railway Lounge Access

Enjoy 2 complimentary railway lounge visits in a calendar quarter 

• Surcharge Waiver

Avoid the 1% fuel surcharge up to ₹150 per statement cycle on fuel bills between ₹400 and ₹5,000 

• Insurance & Extended Warranty

Enjoy complimentary insurance and an extended warranty on electronics and smartphone purchase

• EMI Flexibility

Call the customer care helpline and book XpressEMI to pay bills of ₹2,000 or more in instalments across flexible tenors

• Zero Liability Protection

Enjoy insurance coverage in case of fraud and counterfeiting on reporting your card as lost or missing

• Supplementary Cards

Get lifetime-free add-on cards for your loved ones

AU Small Finance Bank has an exciting rewards program that helps you earn points on dining, shopping, travelling and more. The number of points you earn is based on the category of your purchases, and you can redeem them on the AU Rewardz portal. 

 

Choose from gift vouchers, branded apparel, flight tickets, hotel bookings, and more when redeeming your points. Some brands available here include Bata, Myntra, Sony, and Bookmyshow.

 

Here is how the rewards program works for the AU Altura Plus Credit Card:

A. Reward Points 

• Get 2 reward points per ₹100 on all your online retail transactions

 

Note: Exceptions include EMI, fuel, BBPS, education, cash, rent, and quasi-cash transactions

• Get 1 reward point per ₹100 up to 100 points per transaction on telecom, utility, and insurance spends

• Get 1.5% cashback up to ₹100 per month when you swipe/tap your card at merchant outlets

 

Note: Get 1 reward point per 100 at outlets after you reach the maximum cashback limit

• You get 500 bonus reward points when you spend ₹20,000 or more on retail purchases in a month

 

Note: Fuel and cash withdrawals are not included when calculating milestone spends 

 

Here is an example:

Here are the fees you may have to incur while using the card:

Check the AU Small Finance Bank Altura Plus Credit Card eligibility criteria to know if you qualify. To apply successfully, you need to be:

• A citizen of India

• Between the age of 21 and 60 years 

• 18+ years old to be an add-on cardholder

• Either salaried or self-employed

• Eligible as per the minimum income criteria set by the bank

Here is an indicative list of documents you can keep on hand before applying:

• Proof of Identity:

  • PAN Card

  • Passport

• Proof of Address:

  • Aadhaar Card

  • Utility Bill (electricity, water)

  • Ration Card

• Proof of Income:

  • Bank statements (3 months)

  • Salary slips, Income Tax Returns (ITR), Form 16

The AU Small Finance Bank Altura Plus Credit Card is not available on Bajaj Markets. You can head to the official website of AU Small Finance Bank to apply for the same.

In case of any questions, contact AU Small Finance Bank’s customer care team via call or email:

• Call 1800 1200 1500 (toll-free), 0141-7141100 or 0141-4455000 (chargeable)

• Email creditcard.support@aubank.in

• For Reward Points-related queries, write to customercare@rewardz.aubank.in

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.