AU Small Finance Bank Premium Credit Cards

AU Small Finance Bank offers premium credit cards to high-net-worth individuals and loyal customers. These cards come with exclusive perks that regular credit cards don’t offer. While the joining and annual fees are higher, you get top benefits like luxury travel rewards, free airport lounge access, VIP airport services, free golf sessions, and more.

Some of the best AU Small Finance Bank premium credit cards in India are:

• AU Bank ABC Pro Credit Cards

• ixigo AU Credit Card

• AU Bank Zenith+ Metal Card

• AU Bank Vetta Credit Card

• AU Bank Zenith Credit Card

All of these credit cards come with exclusive offers for regular and luxury purchases with competitively low interest rates and other charges. Here are the benefits you will get on each card:

• 1,000 bonus reward points on the first transaction within 30 days of card activation

• Free EazyDiner membership on ₹2.5 Lakh annual spends

• Earn up to 10 reward points per ₹200 on select categories

• 2 domestic lounge visits per quarter and 1 Priority Pass visit per year

• 1% fuel surcharge waiver on spends between ₹400 - ₹5,000

• 1.99% forex mark-up on international transactions

• Up to 30% off at 300+ partnered restaurants

• Convert spends of ₹2,000+ into EMIs

• Comprehensive protection cover including air accident, fraud, and travel insurance

 

ixigo AU Credit Card

• 1,000 reward points and ₹1,000 ixigo money vouchers on the first transaction

• 10% off on flights, buses, and hotels 

• Earn up to 20 reward points per ₹200 on select spends capped at 10,000 per cycle

• 1 free international and 16 domestic airport or railway lounge visits per year

• Zero forex mark-up on international purchases

• 1% fuel surcharge waiver up to ₹250 on spends between ₹400 - ₹5,000

• Zero liability for fraud after reporting card loss

• Tap and pay up to ₹5,000 without a PIN

• Convert spends of ₹2,000+ into EMIs

• Lifetime free add-on cards to share benefits

 

AU Bank Zenith+ Metal Card

• ₹5,000 worth of luxury brand vouchers or reward points as a welcome benefit

• Earn up to 2 reward points per ₹100 spent, where value of 1 reward point is ₹1

• 0.99% forex mark-up on international transactions

• 16 international and 16 domestic airport lounge visits per year

• 4 VIP airport meet-and-assist services annually

• 8 complimentary golf games or lessons annually

• 1% fuel surcharge waiver up to ₹1,000 per statement cycle

 

AU Bank Vetta Credit Card

• 4 reward points per ₹100 on grocery and departmental stores

• 2 reward points per ₹100 on other retail spends

• 1 reward point per ₹100 on insurance

• Up to 1,500 bonus reward points per quarter on ₹1 Lakh spend

• ₹1,000 vouchers on ₹2.5 Lakh annual spend

• 1,000 bonus reward points on a birthday transaction

• 1 domestic and 1 international airport lounge access per calendar quarter

• 2 railway lounge accesses per quarter

• 1% fuel surcharge waiver on ₹400 - ₹5,000 fuel spends max ₹250 per cycle

 

AU Bank Zenith Credit Card

• ₹1,000 vouchers on ₹2 Lakh quarterly spends

• Complimentary Epicure Membership on ₹8 Lakh annual spends

• 1.99% lower cross-currency mark-up fee

• 2,500 bonus reward points on a birthday retail transaction

• 1% fuel surcharge waiver at all fuel stations

When considering an AU Small Finance Bank premium credit card, knowing the charges associated with it is extremely important. It will help you to make an informed decision while applying. Here’s a quick overview of the fees and charges: 

AU Small Finance Bank has easy eligibility criteria even for their premium card. Here is an overview:

 

General Criteria

• Age: You must be between 25 to 75 years of age

• Residence: You must be a resident of India

• Employment: You must be a salaried or self-employed individual

 

Specific Criteria

• To apply for the ixigo AU Credit Card, you must be registered on ixigo platforms

• For the AU Bank Zenith+ Metal Card, your monthly income has to be ₹2.5 Lakhs

To apply for the card, you need to submit valid proof of identity, address, and income. You can use:

• Proof of Identity (Any one): PAN card/Aadhaar card/Voter ID/Passport/Driving licence

• Proof of Address (Any one): Aadhaar card/Passport/Utility bills (not older than 3 months)/Ration card/Registered rent agreement

• Proof of Income: Latest salary slips (last 3 months), Bank statements showing salary credits (last 3 months), Employment letter or salary certificate (if required)

On Bajaj Markets, you can apply for AU Small Finance Bank Vetta Credit Card and the LIT Lifetime Free Credit Card. Here are the steps:

 

Via Bajaj Markets:

1. On the homepage of the platform, choose 'Credit Card' under 'Cards'

2. Browse the AU cards available, and click on 'Apply Now'

3. Enter your mobile number and select your profession

4. Read the terms and conditions and click on 'Next'

5. Choose the best card option based on your eligibility and submit the application

 

Via the AU Small Finance Bank Official Website:

1. Choose the AU Credit Card that suits your needs.

2. Click on ‘Apply Now’

3. Fill in your personal, financial, and job details

4. Upload the documents (ID, address, and income proof)

5. Review and submit your application

6. You'll get a confirmation message or email

7. Wait for verification and approval

8. Once approved, your card will be delivered to your registered address

9. Follow the instructions to activate your card

 

Via the AU 0101 App:

1. Log in to the AU 0101 App and select 'Offers'

2. Check eligibility for any Pre-Approved Credit Card offers

3. If ineligible, go to the Credit Card section and click 'Apply Now'

4. Enter your mobile number and PAN

5. Choose your Customer ID and click 'Next'

6. Verify your Aadhaar number, if required

7. Provide your address, personal, and employer details

8. Select your preferred Credit Card (based on eligibility)

9. Upload address proof, if required, and submit your application