AU Small Finance Bank Vetta Credit Card

Here’s why this premium lifestyle credit card is a good pick:

The AU Small Finance Bank has a great loyalty program called AU Rewardz. You can redeem points against electronics, e-vouchers, flight tickets, DTH recharges, and more. 

Here is how the rewards program works for the Vetta Credit Card:

A. Reward points 

• You get 4 reward points per ₹100 on grocery and departmental store spends

• You get 2 reward points per ₹100 on all other retail spends 

• Excluded categories include cash, government, EMI, rent, education, fuel, BBPS and quasi-cash transactions

• You get 1 reward point per ₹100 up to 100 points per transaction on all your utility, telecom, and insurance category spends

• You can get up to 1,500 bonus reward points when you spend up to ₹1 Lakh on retail transactions in a calendar quarter

• This is calculated as 500 points when you reach ₹50,000 in a quarter and 1,000 more points when you reach ₹1 Lakh

• Fuel bills and cash withdrawals will not be considered in this calculation

• You can get vouchers worth ₹1,000 on retail spends of ₹2.5 Lakhs and more done within 1 year

Here is an example:

Here are the fees you may have to incur while using the card:

Check the AU Small Finance Bank Vetta Credit Card eligibility criteria to know if you qualify. To apply for this card, you must be:

• An Indian citizen 

• 21 to 60 years old

• 18+ years to be an add-on cardholder

• Either salaried or self-employed

• Meeting the minimum income criteria set by the bank

Here is an indicative list of documents you can keep handy before applying:

• Proof of Identity:

  • PAN Card

  • Voter ID

  • Passport

• Proof of Address:

  • Aadhaar Card

  • Ration Card

  • Utility Bill (electricity, water)

• Proof of Income:

  • Bank statements (3-6 months)

  • Salary Slips, Income Tax Returns (ITR), Form 16

To get the AU Small Finance Bank Vetta Credit Card apply online on Bajaj Markets. Check the steps below to get an idea of how to apply:

1. Click ‘Check Eligibility’ and fill in your date of birth, mobile number, and occupation

2. Enter the One-Time Password (OTP) sent to your phone number

3. Verify the prompted details like your PAN number, PIN code, email ID, and income information

4. Apply for the card that suits your needs from the available options

5. Click ‘Submit’ and complete your application

In case of any queries, you can contact AU Small Finance Bank’s customer care team via call or email:

• Call 1800 1200 1500 (toll-free), 0141-7141100 or 0141-4455000 (chargeable)

• Email creditcard.priority@aubank.in

Before applying for the Vetta Credit Card, compare it with other cards from the same issuer:

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.