Axis Bank credit card balance refers to the amount that is due on your Axis Bank credit card, which you must repay to keep using it without any hassles. Failing to clear your dues on time can significantly reduce your credit card limit. This might prevent you from making transactions on the card seamlessly. Luckily, the bank offers several easy methods to keep a check on your credit card balance.
Checking your Axis credit card balance periodically is important for several reasons-
Know the total amount due on your Axis Bank credit card that has to be paid to avoid interest charges
Check the available balance on your Axis credit card which would assist you in planning your future expenses
Spot any unauthorised or fraudulent transactions on your credit card which you can then highlight to your bank
Eliminate risks of credit card rejection and defaults which can impact your credit score
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
You can check your credit card balance in a number of ways both online and offline. Online, you can log into your Axis netbanking account or mobile app to know your balance. Offline you can visit the nearest bank branch or ATM, call the Axis Bank credit card customer care, or send an SMS from your registered mobile number.
You can check your Axis Bank credit card balance by sending an SMS to 5676782 from your registered mobile number. In the message, you would need to mention the response code ‘BAL’ followed by a space and your credit card account number.
Netbanking is an easy means to check your Axis Bank credit card balance online. However, if you do not have netbanking access, you can still use your mobile app to know the amount online. Else, you could use the offline methods of knowing your Axis credit card balance.
You can do an Axis Bank credit card balance enquiry online by logging in to your Axis Bank net banking account > Clicking on ‘Credit Cards’ > Selecting ‘Balance and Payments’ > Choosing the card > clicking on ‘Submit’.
You can call the Axis Bank credit card customer care number on 1860 419 5555 or 1860 500 555 or +91 22 6798 7700 to know your credit card balance. Else you can type ‘BAL’ followed by a space and your credit card account number and send the SMS to 5676782 from your registered mobile number.