Axis Bank Credit Card Limit

Your Axis Bank Credit Card’s limit decides your spending capacity. It is the amount that you can spend and is best known to keep a check on your finances. The bank establishes this limit based on certain factors, such as your income, credit history, and card type. You can also increase the limit by responsibly managing your expenses.

You can check the credit limit on an Axis Bank Credit Card in several ways. Here are the details: 

Through Net Banking

1. Log into your Axis Bank Credit Card net banking account

2. Go to the ‘Credit Card Details’ section 

3. Check the total and available credit card limit

Via the Axis Bank Mobile App

1. Download the Axis Bank mobile app on your phone 

2. Log in to your mobile banking account

3. Go to the account summary section 

4. Review the details of your card’s credit limit

5. Check the account statement to get a detailed understanding of your transactions and credit limit 

Through Customer Care

To check your Axis Bank credit card limit via customer care, call Axis Bank’s phone banking toll-free numbers 1860 419 5555/1860 500 5555. Once connected, follow the prompts to know your card limit. You can also sign up for text alerts to get regular updates on your card limit. 

By Visiting the Bank

You can also visit your nearest Axis Bank branch and request a bank executive to assist you with your credit card limit. Before they give you the details, they will verify your identity by requesting ID proof. 

Here are some reasons why you must consider raising a request to increase your card’s limit:

• Enhanced Convenience: A high limit eliminates the hassle of carrying multiple cards 

• Improved Purchasing Power: With an increased limit, you can access more funds to manage your expenses

• More Rewards: By spending more with your card, your potential for earning cashback and rewards also improves

Here is how you can enhance the credit limit of an Axis Bank Credit Card:

Pay Bills on Time 

Repaying on time helps build a good credit history and shows responsible credit behaviour. Both of these can boost the chances of approval for a request to your credit card’s limit.

Inform the Bank of a Promotion

In case of any recent promotions or a raise in your salary, be sure to inform the bank regarding the same. This could help strengthen your income-related eligibility, which the bank could consider as a potential factor to increase your credit card limit.

Annual Increase in Credit Limit 

In some cases, the bank automatically increases the limit of the credit card without requiring any application. However, this is at the sole discretion of the issuer.

To enjoy the highest credit limit on an Axis Bank Credit Card, follow any of these simple methods:

Via SMS

To request for an increase in your credit limit send a text message 'CLE XXXX' (last 4 digits of your card number) to 5676782. 

Via the Mobile App

1. Log into the app and choose the 'Credit Cards' option

2. Within 'Total Controls', select 'Check for Limit Increase'

3. Place a request for an increase in credit limit if you are eligible

Via Customer Care

You can call the bank’s customer support at 1860-419-5555/1860-500-5555 to request for a higher spending limit. 

Via the Official Website

1. Visit the net banking portal and log in to your account 

2. Click on the 'Accounts' section and select the 'My Credit Cards' option

3. Choose the ‘Check for Limit increase’ tab under the 'Limit Enhancement' category

4. Place a request if you are eligible for this facility

By following these steps, you should be able to easily place the request to boost the credit limit of your Axis Bank credit card. Remember, the approval is at the sole discretion of the bank.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.