Axis Bank SELECT Credit Card

Here is a glimpse of the credit card:

Joining Fee	₹3,000
Annual Fee	₹3,000
Suitable for	Premium benefits like complimentary golf rounds and Priority Pass Membership
Key Feature	Discount on food delivery and savings on grocery shopping
Welcome Bonus	Enjoy 10,000 reward points on your 1st transaction done in first 30 days

Here are the features and benefits you can enjoy while using this credit card from Axis Bank: 

Welcome Benefits

Get 10,000 reward points worth ₹2,000 on your first transaction within 30 days of card issuance once you pay the joining fee

Grocery Savings

Get flat ₹500 off per month on spends of ₹3,000 and more on BigBasket, applicable once per month 

Discounts on Food Delivery

Get flat ₹200 off on Swiggy deliveries, valid twice a month on minimum spends of ₹1,000 per order

Complimentary Airport Lounge Access

Get up to 12 international lounge visits through Priority Pass and 2 domestic lounge visits per quarter on spending ₹50,000 in the last 3 months

Priority Pass Membership

Renew the Priority Pass membership by spending ₹3 Lakhs in the preceding card anniversary year

Milestone Benefits

Get 5,000 reward points on spending ₹3 Lakhs in a card anniversary year, excluding certain categories 

Annual Fee Waiver

Get the ₹3,000 annual fee fully waived off on spending ₹8 Lakhs in a card anniversary year, excluding payments made to specified categories

Assured Rewards

Earn 2X points per ₹200 you spend on retail shopping, except on certain categories 

High Spending Perks

Earn 10X points after crossing the ₹20,000 threshold on retail purchases for every ₹200 you spend

Golf Access

Get 6 complimentary golf rounds in a year, and unlock 6 more visits by spending ₹3 Lakhs annually

Special Weekend Packages

Enjoy premium curated experiences with complimentary concierge services 

Dining Delights

Get up to ₹800 off and other dining offers at partner restaurants via EazyDiner

1% Fuel Surcharge Refund

Pay less surcharge at fuel stations across India on transactions between ₹400 and ₹4,000

Insurance Cover

Get purchase protection up to ₹1 Lakh and a cover of up to $500 for delay of check-in baggage, loss of travel documents, and lost check-in baggage covers

Redeem points and enjoy the perks of Axis Bank’s EDGE REWARDS loyalty program. It allows you to redeem points across 500 products and services, giving you a large selection to choose from. 

A. Reward Points 

Axis Bank reward points are called EDGE REWARDS, and you cannot exchange them for cash or credit. 

• You can earn 10X EDGE REWARD points on every ₹200 spent using your Axis Bank SELECT Credit Card, barring a few categories. These include rent, wallets, utilities, insurance, gold/jewellery, and government institutions. 

 

These categories are also excluded when considering milestone benefits and waiver of annual fees. 

 

Here is an example of a few different monthly spends:

Disclaimer: The above example is for illustration purposes only.

• The Axis Bank SELECT Credit Card also offers 2X reward points on retail shopping. Here, retail shopping covers groceries and women’s and children’s apparel and accessories. 

 

Here is an example demonstrating this:

Disclaimer: The above example is for illustration purposes only. 

 

B. Redemption Process

To redeem your reward points, you can log in to your credit card account through internet banking or through the Axis Bank mobile app, ‘open’. You can shop from brands such as Dyson, Apple, Apollo 24X7, Pigeon, Samsung, and more. 

 

You can also redeem your points against plane tickets, hotel stays, experiences, and e-vouchers. Reward redemption is free. 

 

C. Expiration 

All the reward points you earn are valid for three years from the date of your transaction. Here, the cash value of 1 reward point = ₹0.20.

 

D: Example of Savings

Here’s what your annual expenses and savings will look like with this card: 

Disclaimer: The above example is for illustration purposes only.

To redeem reward points, you can choose from a range of products available on the EDGE REWARDS portal. These include garments, flight tickets, gadgets, accessories, electronics, and more. 

Here are all the fees you will most likely come across while using the card:

Note: A Goods & Services Tax (GST) of 18% is applicable on all the above charges.

 

Disclaimer: These charges and fees are subject to change at the issuer's discretion. Before applying, check the relevant Most Important Terms and Conditions (MITC) document to verify. 

Check if you meet the Axis Bank SELECT Credit Card eligibility criteria before applying. You must be:

• A resident of India

• Earning a net income of at least ₹6 Lakhs per annum

 

Between 18 and 70 years old to be the primary cardholder

Here is the list of documents needed:

• Copy of Form 60 or PAN Card

• Proof of Residence

  • Utility bill (electricity, landline telephone)

  • Driving licence

• Proof of Income

  • Income Tax Returns (ITR)

  • Latest salary slips (past 2-3 months)

  • Form 16

To understand how to apply for a credit card on Bajaj Markets, read the steps mentioned below:

1. Click on ‘Check Eligibility’ and fill in the required details, including your occupation, date of birth, and phone number

2. Enter the One-Time Password (OTP) sent to your number

3. Examine the pre-filled details such as your PAN card number, residential PIN code, email address, and income details

4. Apply for the card that suits your needs from the listed options

5. Click on ‘Submit’ to complete your application

In case of any questions, reach out to Axis Bank’s customer care team via phone or email:

• 1800 419 5555 within India

• For NRI cardholders: +91 40 67174100

• Visit axisbank.com/support to solve queries 

Before you apply for the Axis Bank SELECT Credit Card, compare its benefits with those of other cards from the bank. This will help you in ascertaining the best card for your needs. 

Disclaimer: The benefits mentioned above are subject to change as per Axis Bank’s policies. Check these before applying for a specific card.