You can manage your credit card by using the Axis Bank SMS banking service. It allows you to access the information even with limited connectivity or no internet access.
Axis Bank's SMS banking service offers 24/7 access to your financial data from any mobile device. It eliminates the need for branch visits and provides a convenient way to perform various banking transactions from home or on the go.
You can use your registered phone number to send text messages and get the required information quickly and conveniently.
This facility offers a range of services to help you manage your account without having the need for internet access. From real-time alerts to specific service requests, it ensures that you can get the Read More information you need. Here are the salient features of Axis Bank’s SMS banking services: Read Less
You can get alerts with this service relating to your account, non-transactional service requests, automatic alerts for all transactions, and more.
All your alerts regarding your credit card and other net banking/mobile banking services will be sent to your registered mobile number.
You will receive reminders for bill payment or confirmation messages upon spending large amounts of money to keep your finances secure.
All you need to do is send an SMS for various services like requesting a cheque book or checking your account balance
With seamless banking at your fingertips, it makes account management quick and easy without needing to visit a branch or deal with a complex procedure. Here are some of its key benefits:
Saves you time by eliminating the need to visit the branch or stand in long ATM queues
Keeps you informed with automatic updates on bill payments and scheduled payments
Offers accessibility, allowing you to use it from anywhere at any time
Simple to use with straightforward keywords and no need for downloads
Covers a range of needs, including requests for cheque books, account statements, and balance checks
Ensures safety by notifying you of high-value transactions anywhere in the world
Conveniently manage your account and access essential banking services through SMS. Simply send the keyword related to your query on +91 9951860002. Here are some of the details that you can fetch via Axis Bank’s SMS banking service:
Service Keyword |
Information Available |
CustID |
Gives you the customer ID linked to your savings account |
BAL [account-number] |
Gives you the balance for the specified account number; if no account number is specified, you will get the balance of your primary account |
GREEN <Email Id> |
Helps you to register for e-statement (this service is available only for retail customers) |
ESTMT<last 5 digits of account no.> <From Date> <To Date> Dates in DD- MM-YYYY format |
Helps you to request for e-statement; (which will be sent only to the registered email ID) |
MOBILE<mobile number><operator name><amount><last 6 digits of account no.> |
Helps you to recharge your prepaid mobile |
ADREMOVE<last 4 digits of credit card no.> |
Helps you to deactivate auto debit on an Axis Bank credit card |
AVAILBAL<last 4 digits of credit card no.> |
Gives you the credit card’s available balance limit |
CARDBAL<last 4 digits of credit card no.> |
Gives you the credit card’s outstanding balance |
LASTPAY<last 4 digits of credit card no.> |
Gives you the last payment done for your credit card with the amount and date |
REN<Y><last 6 digits of fixed deposit account no.> |
Helps you to change the maturity instructions of a fixed deposit from auto closure to auto-renewal prior to the maturity date (the mode of operation needs to be 'Self’) |
ACA<last 4 digits of credit card no.> |
Activates your credit card if dispatched under temporary block mode; not applicable for cards dispatched in active mode |
CLE<last 4 digits of credit card no.> |
Gives you the availability of a credit limit increase offer on your credit card |
BLOCKCARD <last 4 digits of Debit Card no.> |
Helps you to block your debit card |
CUSTIDCC<last 4 digits of credit card no.> |
Gives you customer ID linked to your credit card (standalone card customers) |
MINI |
Provides the last three transactions |
MBANK |
Helps you to download the new mobile application |
ATM |
Helps you to locate the nearest ATM |
CHQBK<last 6 digits of account no.> |
Helps you to send a request for a cheque book |
CHQST<6 digits of Cheque no.><last 6 digits of account no.> |
Gives you the status of your cheque |
STOPCHQ<6 digits of Cheque no.> <last 6 digits of account no.><3-digit reason code> Reason Code 019-Cheque Book lost 020-Cheque Book mutilated 021-Cheque Book stolen 022-Cheque forged 023-Cheque lost 018 - Cheque Book not received 016-Others 017-Wrong amount spelt |
Helps you to stop your cheque from being encashed |
DTH<Customer ID><operator name><amount><last 6 digits of account no.> |
Helps you to recharge DTH connection |
DATA<Data card number><operator> <amount><last 6 digits of account no.> |
Helps you to recharge prepaid data card |
MMID |
Gives you the MMID for transferring funds using IMPS (only available for retail customers) |
PAN<PAN number><Customer ID> |
Helps you to update the PAN number |
EDGEBAL<Customer ID> |
Gives you the EDGE REWARD point balance |
PAYGO |
Gives you the balance for your PAYGO wallet |
MCCBAL<last 4 digits of credit card no.> |
Gives you the Multi Currency Card balance |
BLOCK<last 4 digits of credit card no.> |
Helps you to block your credit card |
Fastag Balance |
Helps you to get the available balance in your FASTag wallet |
Fastag Recharge |
Helps you access the recharge portal link and recharge your FASTag wallet |
Fastag Wallet ID |
Helps you to get information about your FASTag wallet ID |
Fastag vehicle status |
Helps you to get the current vehicle status (if the vehicle is active, has a low balance, or is blacklisted) |
BLOCKALL <Customer ID> |
Helps you to block your Internet Banking, Mobile Banking and UPI access |
BLOCKUPI <Customer ID> |
Helps you to block your UPI access |
BLOCKFC <last 4 digits of Forex Prepaid Card no.> |
Helps you to block your Forex Prepaid Card |
BLOCKPC <last 4 digits of INR Prepaid Card no.> |
Helps you to block your INR Prepaid Card |
Key things to note:
Details within the bracket are mandatory. Do not type the bracket in the SMS text
For the account number, type in the 15 digits or the last 3 digits (Exception: For the customer ID keyword, the complete 15-digit number is required)
You can register or update your mobile number for the Axis Bank SMS banking facility via an ATM as well as in the branch. Here’s how you can do it at the ATM:
Insert the card and enter the PIN
Select the option ‘Registrations’ and then choose ‘Mobile number update’
Next, pick the option ‘Update’ and enter the mobile number you wish to update
To conduct this transaction at the branch, simply fill out the ‘Customer Request Form' at the nearest Axis Bank branch. Post-registration, simply send the specific keyword as an SMS to +919951860002 or 56161600.
To use this service, you pay quarterly charges, and your account is debited accordingly. The fee structure may change from time to time. The information is available for all customers on Axis Bank’s official website as well as through the ATMs.
You can re-confirm or update your number via the ATM or a branch. To conduct the process at a branch, simply fill in a customer request form and submit a request to update your mobile number.
To reconfirm or update your number at the nearest ATM, follow these steps:
Insert the card and enter the PIN
Choose the option ‘Registrations’ from the menu and click on ‘Mobile number update’
Lastly, choose ‘Update’ and enter the mobile number you wish to re-confirm
Recharging your prepaid mobile phone through a single SMS is highly convenient. You can simply send an SMS as per the following to +919951860002 or 56161600:
MOBILE<mobile number><operator name><amount><last 6 digits of account no.>
You may visit the nearest branch to unsubscribe from the SMS banking service. You can also unsubscribe to this service by following these simple steps:
Insert your card into the ATM
Enter your PIN
Select ‘Registrations’
Choose ‘Alerts’
Click on ‘Account Type’
Select ‘Unsubscribe’
Reference of all T&Cs necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time, amongst other conditions.
Axis Bank’s SMS banking facility is a convenient mobile banking facility offered by Axis Bank. You can opt for the facility by registering your mobile number with the bank.
After registering and linking your mobile number with your Axis Bank account, activate Axis Bank’s SMS banking online, at the ATM, or by visiting any branch.
SMS banking ideally offers the convenience of enjoying several banking services via SMS. If you have a registered mobile number linked to your Axis Bank account, you can request several services by sending an SMS to 56161600 or +919951860002. These include:
Balance enquiry
Downloading Axis Bank statement via SMS
Yes, the charges depend on the bank and can be changed at its discretion.
You can update the new mobile number by visiting the nearest ATM or branch and continue using Axis Bank’s SMS banking services.
It's a service that allows you to perform various banking transactions through SMS from your registered mobile number. To get the required information, you will have to send an SMS to 56161600 or +919951860002 with a specific keyword for the service.
Retail customers with a registered mobile number linked to their account can use it.
You can check your account balance, request mini statements, recharge mobile/DTH, pay bills, transfer funds (within accounts), and more (depending on your account type).
Axis Bank uses security measures to protect your information, but it's crucial to maintain good practices like keeping your PIN confidential.
Contact Axis Bank immediately to de-register your mobile number from SMS banking to prevent unauthorised access.
No, internet access is not required to use SMS Banking. You only need a mobile phone with SMS functionality.
Contact the Axis Bank team immediately and report the suspicious activity if you receive any such message. You can reduce your liability and limit your responsibility if you report the issue immediately.