Bank of Baroda Credit Card

Get a Bank of Baroda Credit Card or a BOBCARD and earn up to 500 reward points on transactions. Easily convert big-ticket purchases to affordable EMIs with these cards. Choose a card that matches your lifestyle needs and enjoy rewards and discounts on transactions in categories like travel, dining, and shopping. Also, utilise cashless facilities and take advantage of the various cashback redemption options available. 

Before selecting a credit card, assess the associated charges and the features it offers. Here is a list of a few cards that the Bank of Baroda offers:

Disclaimer: The above-mentioned charges are subject to change at the issuer’s discretion.

BOB SELECT Credit Card

This credit card is specially designed for savings on online purchases.

• Earn 500 reward points on purchases of ₹5,000 within 60 days of issuance and 1 point on every ₹100 spent on other categories

• Get 5 reward points per ₹100 spent on online transactions and dining spends

• Enjoy 1% fuel surcharge waiver on fuel refills between ₹400 and ₹5,000

• Convert purchases of more than ₹2,500 into Smart EMIs for a duration of 6 months to 36 months

• Add up to 3 lifetime-free add-on credit cards for your parents, spouse, parents, or children aged over 18 years 

• Get a free Personal Accidental Death Cover of ₹15 Lakhs for air and ₹5 Lakhs for non-air accidents

   

BOB PRIME Credit Card 

This credit card offers an opportunity to maximise your savings on various transactions.

• Enjoy 500 reward points by spending ₹5,000 within 60 days of issuance

• Earn 2 reward points per ₹100 spent on other categories

• Get assured issuance against an FD of ₹15,000 or more without providing any proof of income

• Earn 1% fuel surcharge waiver on fuel refills between ₹400 and ₹5,000

• Convert purchases exceeding ₹2,500 into Smart EMIs for 6 to 36 months

• Receive a free Personal Accidental Death Cover worth ₹15 Lakhs for air and ₹5 Lakhs for non-air accidents 

• Add up to 3 add-on credit cards for your family members

   

BOB PREMIER Credit Card

You can enjoy a wide range of travel benefits with this card and save on your travel expenses.

• Get 500 bonus reward points on purchases of ₹5,000 or more within 60 days of card issuance

• Earn 10 reward points per ₹100 spent on travel, international purchases, and dining

• Enjoy free airport lounge access every quarter 

• Spend ₹10,000 within 60 days of card issuance and get the joining fee reversed

• Spend ₹1.20 Lakhs in each card anniversary year and get a reversal of your annual fee 

   

BOB EASY Credit Card

This credit card helps you save on your everyday shopping expenses. 

• Earn 500 bonus reward points on transactions of ₹5,000 within 60 days of card issuance

• Get 5 reward points per ₹100 spent on departmental stores and movie tickets

• Spend ₹6,000 within 60 days of card issuance and get the joining fee reversed

• Get your annual fees reversed by spending ₹35,000 in a calendar year

• Enjoy 1% fuel surcharge waiver on fuel refills between ₹400 and ₹5,000

   

BOB EMPOWER Credit Card

This credit card by Bank of Baroda is designed for self-employed individuals as well as proprietors.

• Spend ₹5,000 within 60 days of card issuance and get 500 reward points

• Enjoy up to 50 days of interest-free credit period 

• Earn cashback on spends and get 1 reward point for every ₹100 spent

• Get complimentary air-accident death cover of ₹15 Lakhs and non-air accident death cover of ₹5 Lakhs

• Spend ₹50,000 in every calendar year and get your annual fee reversed

   

BOB VIKRAM Credit Card

• Get 3 Months Disney Hotstar subscription on the first transaction and 500 Reward Points on purchases of ₹5,000 as welcome benefits

• Enjoy 5X rewards i.e,. 5 reward points on every ₹100 spent for movies and departmental store transactions

• Benefit from a fuel surcharge waiver of 1% at all fuel stations in India on transactions between ₹400 and ₹5,000

• Earn 1 reward point on every purchase of ₹100 in other categories 

   

IRCTC BOB Credit Card

• Earn 40 reward points on every ₹100 spent on booking train ticket via the IRCTC website and mobile app

• Get 4 reward points on every ₹100 spent on departmental store purchases and 2 points per ₹100 on other spending categories

• Enjoy 4 free access per year at partner railway lounges

• Get 500 reward points as joining bonus on purchases of ₹5,000 within 60 days of card issuance

• Enjoy a 1% fuel surcharge waiver on all fuel transactions between ₹500 and ₹3,000

   

Nainital RENAISSANCE BOB Credit Card

• Enjoy reversal of annual fees of ₹250 by spending ₹25,000 annually

• Earn 500 reward points on purchases of ₹5,000 within 60 days of issuance

• Get 5X i.e., 5 reward points for every ₹100 that you spend on departmental stores and movies, and 1 point for every ₹100 spent on other categories

• Get a fuel surcharge waiver of 1% at all fuel stations across India on transactions between ₹400 and ₹5,000

   

HPCL ENERGIE BOB Credit Card

• Enjoy up to 5% savings with 24 reward points on each transaction of ₹150 and a 1% fuel surcharge waiver on fuel purchases at HPCL retail outlets, LPG purchases, and via tha HP Pay App

• Get up to 2% savings with 10 reward points for every ₹150 spent on utility and departmental stores, and 2 points for every ₹150 spent on other categories

• Enjoy 4 free airport lounge access in a year at partner domestic lounges

• Get a discount of 25% of up to ₹100 on purchasing at least 2 tickets per transaction via Paytm Movies

   

Indian Navy Varunah BOB Credit Card

• Get Amazon Prime Membership for 12 months and FITPASS Pro Membership worth ₹15,000 for 6 months

• Earn 15 reward points on every ₹100 spent on online purchases, travel, and international spends 

• Earn 3 points per ₹100 spent on other categories

• Enjoy 500 reward points on purchases of ₹5,000 within 60 days of issuance

• Get your joining fee reversed by spending ₹25,000 in the first 180 days and your annual fee waived by spending ₹1.5 Lakhs in every card anniversary year

Before you apply for a Bank of Baroda Credit Card, check whether you meet specific parameters. Here are some common eligibility criteria you must know:

• You must be between the ages of 18 and 85 years to apply, depending on the type of card

• You can include an individual above 18 years old as an add-on cardholder

• You must have a stable income source whether you are salaried or self-employed

• You must qualify the income criteria of the type of card you select

Along with the eligibility criteria, being aware of the paperwork requirements is also crucial. This will help you submit the required documents and make the application process hassle-free for you. Refer to the following table to know the requirements: 

You can apply for a credit card by BOBCARD online. Here are the steps you need to follow:

• Visit the official website of the Bank of Baroda

• Go to the ‘Credit Cards’ section under ‘Digital Products’ 

• Scroll and explore various types of cards on offer 

• Click on the ‘Apply Online’ button under the credit card you wish to apply for

• Fill out the application form and other formalities to complete the application process

Reward points are one of the key benefits Bank of Baroda credit cards offer. You earn these reward points by using a credit card by BOBCARD for shopping, travelling, dining, paying utility bills, etc. For instance, you can earn up to 500 reward points with BOBCARD SELECT when you spend more than ₹5,000 within 2 months of card issuance.

 

You can also get points against special categories and milestone spends. Redeem these accumulated points for cashback, products, and services.

You can easily connect with the customer care team of Bank of Baroda in case of any queries or grievances. Here are the different ways to connect with them:

• Call (Toll-free Number): 1800 5700 / 1800 5000

• Email: cs.ho@bankofbaroda.com