Bank of Baroda Easy Credit Card

The Bank of Baroda Easy Credit Card is a product that is designed to make life easy. It offers a wide range of rewards, offers, discounts and more. The benefits of owning a Bank of Baroda Easy Credit Card include reward points on eligible spends and purchases. You can also avail easy EMI options on purchases above a specified threshold. 

There are also multiple redemption options, so you can make the most of the reward points you’ve accumulated on the BoB Easy Credit Card. The card’s many benefits make it especially appealing to a wide range of customers.

The BoB Easy credit card benefits and features go a long way in ensuring that you are able to use the credit card in a hassle-free and seamless manner. Read on to learn about the different benefits you can get by using this Bank of Baroda Credit Card.

• Reward points on every purchase and spend

• Reversal of first-year fee if you spend ₹6,000 within the first 60 days 

• Waiver of annual fees on annual spends of ₹35,000 or more

• 1% fuel surcharge waiver at all petrol stations in India (capped at ₹250 per billing cycle)

• Option to convert purchases exceeding ₹2,500 into easy EMIs payable in 6 to 36 months

• Up to 3 lifetime free add-on BoB Easy Credit Cards 

• No liability for fraudulent transactions in case of loss of the card

• Interest-free credit period up to 50 days

• Eligibility for revolving credit facility, where you can pay only the minimum amount due

Before you apply for the Bank of Baroda Easy Credit Card, you need to be aware of the eligibility criteria and the documentation required. Check out these details below. 

1. Eligibility Criteria 

• Age above 21 years (may vary from one card to another)

• Stable source of income (can be salaried or self-employed)

• Good credit history and high credit score 

2. Documents Required

• Proof of identity like Aadhaar card, PAN, voter’s ID, passport or driving licence

• Proof of address like Aadhaar card, voter’s ID, passport, driving licence or any utility bills

• Proof of income such as your latest salary slips, bank statements, Income Tax Returns (ITRs) etc. 

Applying for the Bank of Baroda Easy Credit Card is simpler than ever before. There are two ways you can do it.

1. Online:

Visit the Bank of Baroda website, where you can download the application for the Easy credit card. Fill out the application, attach with it the necessary documents, and submit it to your nearest BoB branch.

2. SMS:

Alternatively, you can send the message “Apply <city name>” to 9223990624. Once you send the SMS, a bank representative will get in touch with you to guide you with the procedure.

The Baroda Easy credit card offers a comprehensive reward program, which makes it an exciting payment tool for customers looking to make purchases both online and offline. Read on to learn about the different rewards you can earn with your Bank of Baroda Easy card and avail enormous discounts on a range of services, including flight tickets.

• 5 reward points on every ₹100 spent on departmental stores and movie tickets (capped at 1000 reward points per month)

• 1 reward point on every ₹100 spent on other purchases and expenses

• 0.5 reward points on every ₹100 spent on select merchant categories 

Reaching the BoB Easy credit card customer care team is a hassle-free process. You can easily reach the team by either calling them on any of the helpline numbers listed as per your requirements, or by writing to them at the preferred nodal office. You can also escalate your issues by writing an email.