Credit Card - Documents Required

Getting a credit card has now become easier than ever. You can check your eligibility and the list of documents needed and apply online. While you do not need to produce the documents physically, it is best to keep the soft copies handy. 

 

Issuers may require you to submit original copies of these documents for verification, in some cases. Depending on the issuer you choose, the documents needed for credit card application may also differ.

If you are someone who resides in India and gets regular income from a private company or government body, you will be classified to apply for a credit card. Here’s a list of the credit card documents required for resident salaried individuals:

Identity Proof (Any One)

• Driving licence

• Passport

• Aadhaar card

• Voter ID card

• PAN card

 

Address Proof (Any One)

• Ration card

• Last two months' bank statement

• Voter ID

• Passport

• Telephone bill

• Driving licence

• Electricity bill

 

Note: The address in the submitted proof needs to match the one entered in the application.

 

Income Proof (Any One)

• Form 16

• Latest payslip

• Income tax (IT) return

 

Age Proof (Any One)

• Passport

• 10th standard school certificate

• Voter ID card

• Birth certificate

 

Other Documents 

• Form 60

• PAN card photocopy

If you have a Non-Resident Ordinary (NRO) or Non-Resident External (NRE) account, you can get a credit card. This list of credit card documents are necessary for non-resident Indians (NRIs) to apply for a card:

 

Identity Proof (Either one)

• Passport 

• Driving Licence

 

Address Proof for Domestic Mailing Address (Any One)

• Original bank account statement

• Driving licence

• Original electricity bill

• Rental agreement

• Passport

• Title deeds of property

• Voter ID

• Original telephone/post-paid mobile invoice

• Lease deed

 

Address Proof for Overseas Mailing Address (Any One)

• Driving licence

• Rent Receipt

• Passport

• Utility bill

• Lease Agreement

 

Note: The address in the submitted proof needs to match the one entered in the application.

 

Income Proof (Any One)

• Overseas bank statement

• Government-issued ID card

• Company appointment letter

• Credit card statements

• Company ID card

You can apply for travel credit cards or Forex cards if you are travelling abroad. The documentation required for these cards is as follows:

For Salaried/Self-employed Travellers

• Form A2

• Travel ticket

• Passport

• PAN card

• Visa

 

For Student Travellers

• Passport size photograph

• Form A2

• Appointment letter, admission letter, or university identity card

• Passport