Smartphones have become an essential part of our daily lives. Using a credit card for purchasing a smartphone not only adds convenience but also unlocks rewards, discounts, and flexible EMI options. Below is a list of credit cards offering exclusive benefits on mobile purchases, with validity extending through 2025.
Here are the credit card offers you can consider if you are planning to buy a new phone:
Offer Description |
Applicable Credit Cards |
Validity |
Key Benefits |
iPhone Assured Buyback Plan |
All ICICI Bank Credit Cards |
20th Sep 2024- 31st Dec 2024 |
|
RealMe Exclusive Discount |
All ICICI Bank Credit Cards |
Valid till 31st Dec 2024 |
|
RedMi Special Offer |
All ICICI Bank Credit Cards |
8th Jul 2024 - 31st Dec 2024 |
|
OnePlus Easy Upgrade Program |
All ICICI Bank Credit Cards |
1st Jan 2024 - 31st Mar 2025 |
|
Apple Cashback on ICICI Bank Cards |
ICICI Coral, Expressions, HPCL, MakeMyTrip Cards |
28th Dec 2024 |
|
Apple Instant Discount on Axis Cards |
Axis Bank MY ZONE, NEO, SELECT Credit Cards |
3rd Oct 2024 - 15th Jan 2025 |
|
Axis Bank Cashback |
Axis Bank MY ZONE, NEO, SELECT Credit Cards |
Ongoing |
|
Disclaimer: The offers mentioned above may not be valid at the time of checking and are subject to change at the discretion of the issuer.
Here are the steps you can follow to get the offers, segregated according to the specific plan:
Visit participating Apple-authorised resellers or large retail stores
Enquire about the Assured Buyback Plan
Use your ICICI Bank credit card to pay
Visit www.realme.com/in
Select a smartphone, add to your cart, and proceed to checkout
On the payment page, select ICICI Bank under Net Banking
Visit www.mi.com or use the mobile app
Add items to the cart
Pay using ICICI Bank Net Banking credentials
Visit OnePlus-authorised reseller stores, Reliance or Croma partner stores, or www.oneplus.in
Choose an eligible device
Use ICICI Bank Credit Card to pay 65-70% in EMIs and opt for assured buyback through Cashify
Use ICICI Bank Credit Card, Credit Card EMI, or Debit Card EMI at authorised Apple stores
Cashback is applied automatically
Use Axis Bank Credit Card (including EMI transactions) to make purchases at Apple-owned stores or on https://www.apple.com/in
Use Axis Bank Credit Card for eligible purchases
Cashback is credited to your account per the bank’s policy
ICICI Bank and Axis Bank credit cards offer exclusive benefits like discounts, cashback, and EMI options for mobile purchases.
Yes, you can buy a mobile using a credit card with benefits such as EMI plans, discounts, and cashback offers.
Yes, credit cards can be used for online mobile purchases or in-store transactions.
The festive season and year-end sales typically feature the best credit card offers for mobiles.
ICICI Bank and Axis Bank credit cards are some of the ideal payment options for mobile shopping due to their extensive rewards, EMI options, and special discounts.