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Don't miss out on maximising your HSBC credit card benefits! Paying your bill on time is crucial for enjoying all the perks without hiccups. Make timely payments to avoid unnecessary charges. This also helps maintain a higher credit limit and build a stronger credit score, improving your future financial opportunities. HSBC offers both online and offline payment options to suit your preferences. Ready to take full advantage of your HSBC credit card? Explore the various payment methods available to keep your financial goals on track.

How to Initiate HSBC Credit Card’s Payment Online?

To pay your HSBC credit card’s bill online, use any of the methods below. These options allow you to clear your bills hassle-free.

HSBC Credit Card’s Payment Through Net Banking

First, register for HSBC’s net banking service. Then, link your credit card by providing your name, card number, and CVV. Once registered, follow the steps below to make your credit card bill payments.

  1. Visit HSBC’s net banking page

  2. Log in with your user ID and password

  3. Go to the 'Payment & Transfer' tab

  4. Select your credit card as the biller and enter the amount to be paid

  5. Authenticate the request to complete the payment

HSBC Credit Card’s Online Bill Payment through Mobile Banking

If you have an HSBC credit card bill to pay, you can use the mobile banking app too. Here are the steps for the same:

  1. Download and sign up for HSBC mobile app

  2. Log in with your credentials

  3. Go to the ‘Credit Card’ section and click on ‘Pay Now’

  4. Choose whether you want to pay the Total Amount Due or the Minimum Amount Due

  5. Authenticate the transaction to complete the payment

HSBC Credit Card’s Bill Payment through Visa Money Transfer

Visa credit cardholders can pay their HSBC credit card through Visa Money Transfer. Follow the steps mentioned below:

  1. Log in to your bank’s net banking account

  2. Select the ‘Visa Money Transfer’ option

  3. Go to the ‘Add billers’ section and add your credit card as a biller by providing the necessary details

  4. Once the card has been added, proceed to make the HSBC card bill payment by clicking on ‘Pay Now’

  5. Enter the amount to be paid and authenticate the transaction

HSBC Credit Card’s Payment through NEFT

To pay your HSBC credit card bill through NEFT, follow these steps:

  1. Log in to your HSBC Credit Card net banking account

  2. Go to the Fund Transfer tab and select ‘Add a beneficiary’

  3. Enter the 16-digit card number as your account number. 

  4. Include the bank name and the HSBC credit card payment IFSC code, ‘HSBC0400002’

  5. Verify and click on ‘Submit’

  6. Once registered, go to the fund transfer section and choose NEFT as your preferred method of transfer

  7. Against payee, select the HSBC Bank credit card

  8. Fill in the required details along with the amount

  9. Authenticate and complete the payment

 

Do note that it can take anywhere between 4 to 24 hours to register a beneficiary. Banks may limit the transfer amount. This applies within the first 24 hours of registering a beneficiary. It is, therefore, wise to plan the process well before the last date for the HSBC credit card’s payment.

HSBC Credit Card Payment Online through Electronic Clearing System

If you want to make your HSBC credit card payment from any other bank account, you can use the Electronic Clearing System (ECS). This allows the bank to automatically debit the outstanding amount. The payment is taken directly from your bank account. It simplifies the process of managing your credit card payments.

HSBC Credit Card’s Payment Online through BillDesk India

You can pay your HSBC credit card bill through BillDesk in a few easy steps. These are as follows:

  1. Visit the BillDesk Portal of HSBC on http://billdesk.com/hsbccard/

  2. Choose the ‘Make Payment’ option

  3. Enter your email address, HSBC credit card number, mobile number, and amount to pay and the mode of payment

  4. Click on 'Pay Now' to complete the transaction based on the mode you selected

 

You will be updated on your BillDesk HSBC credit card payment status. Updates will be sent via your registered mobile number. You will also receive updates on your email ID.

HSBC Credit Card’s Payment through Standing Instructions

You can make HSBC credit card payments online by setting up standing instructions. This allows the bank to automatically debit the outstanding amount from your account. This happens on the due date. The debit can be partial or total. You can set up this service through the bank’s net banking account or mobile app under the ‘Credit Card’ section. Alternatively, visit your nearest branch. You can disable the standing instructions at any time.

HSBC Credit Card’s Bill Payment through PayU

If you have an HSBC Visa credit card, you can pay your bill through the PayU payment service. You can use either your HSBC account or a non-HSBC account for this payment. Here is what you need to do:

  1. Visit the third-party website on https://securepayments.payu.in/hsbc-credit-card-payment

  2. Enter your HSBC credit card number, along with your email ID and mobile number

  3. Fill in the amount to be paid

  4. Select the bank account from which you want to debit the funds

  5. Click on ‘Submit’

  6. Once redirected to the bank pay, authenticate the transaction to complete the payment

HSBC Credit Card’s Bill Payment through UPI

You can pay your HSBC credit card bill through Google Pay. Other Unified Payments Interface (UPI) apps are also available. Here are the steps you need to follow:

  1. Download, sign up, and log in to the UPI app

  2. Create your Virtual Payment Address or VPA and set your UPI PIN

  3. Enter the bank details requested

  4. Add the HSBC credit card as your beneficiary

  5. Enter the credit card details, such as the HSBC Credit Card IFSC Code and bank name

  6. Under the UPI Payments section, click on ‘Send Money’

  7. Select the beneficiary and enter the bill amount and click on ‘Pay’

  8. Authorise and validate with MPIN

  9. Click 'Submit' to complete the transaction

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What are the Offline HSBC Credit Card Payment Options

To pay your HSBC credit card bill offline, you can use any of the channels mentioned below:

HSBC Credit Card’s Payment by Cheque

To make HSBC Bank credit card payment by cheque, the steps to follow are:

  1. Visit your nearest HSBC Bank branch

  2. Fill in and submit the payment receipt

  3. In the cheque, mention the HSBC Bank credit card number as the payee

  4. Write down the bill amount and authenticate with your signature

  5. Hand over the cheque

  6. For future reference, collect the acknowledgement receipt

 

Alternatively, you can drop the cheque at one of the cheque-drop boxes located at an ATM. Do remember to mention your name and phone number on the back of the cheque.

HSBC Credit Card’s Bill Payment Using Cash

To make HSBC Bank credit card payment by cash, the steps to follow are:

  1. Visit your nearest HSBC Bank branch

  2. Fill in and submit the payment receipt

  3. Pay by cash

 

For future reference, collect the acknowledgement receipt. Do note that cash payments attract a service charge of ₹100 per payment.

HSBC Credit Card’s Payment through Phone Banking

To make your HSBC Bank credit card payment by phone, use the Phone Banking service. Call HSBC credit card customer care at 1800 267 3456 or 1800 121 2208 and follow the bill payment steps. You would need to validate the request with your PIN to ensure the transaction is successful.

HSBC Credit Card’s Payment via ATM

You can make your HSBC bank credit card bill payment using a debit card at an ATM too. The steps you would need to follow are mentioned below:

  1. Go to an HSBC Bank ATM

  2. Swipe your debit card on the slot provided

  3. Click on the ‘Services’ tab and choose the ‘Bill Pay’ option

  4. Enter your HSBC bank credit card number as well as the amount you have to pay

  5. Click on ‘Pay’ to authenticate and complete the transaction

Processing Time for the Various HSBC Credit Card Payment Methods

The time taken by various funds transfer methods are given below:

Payment Method

Processing Time

NEFT

>=2 working days

PayU

>=2 Working days

Net Banking

Same Day

HSBC Mobile Banking

Same Day

Visa Money Transfer

>=5 working days

UPI

Instantaneous

Electronic Clearing House

On due date

Bill Desk

>= 3 working days

Phone Banking

Same Day

ATM

Same Day

Cheque/Draft

>= 2 days (Local Cheques)

>= 5 days (Out of Station Cheques)

Cash at branch

Same day

DISCLAIMER

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. 

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Frequently Asked Questions

How can I pay my HSBC credit card bill?

You can pay your HSBC credit card bill online via netbanking, mobile banking, National Electronic Fund Transfer, BillDesk, PayU, Visa Money Transfer, Electronic Clearing System, or by setting up standing instructions. Offline, you can clear your HSBC credit card dues via cheques, cash, through PhoneBanking or via an ATM.

How can I pay my HSBC credit card bill instantly?

If you want to clear your HSBC credit card bill instantly, the shortest processing time is for payments made through net banking, mobile banking, PhoneBanking, ATM and branch visit.

How do I check my HSBC credit card balance?

Once you log in to your HSBC net banking account or mobile app, you can check your HSBC credit card balance under the ‘Credit Card’ section. Alternatively, you can visit an ATM, visit the nearest bank branch, or call the HSBC credit card customer care at 1800 267 3456/ 1800 121 2208 to know your credit card balance.

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