ICICI Bank Credit Card Statement

An ICICI Bank credit card statement keeps you on track of your spends and helps in effective financial management. The credit cards offered by this bank come with some of the most exciting rewards, which the statement helps keep track of. 

 

Apart from keeping a tab on the rewards, you also need to be aware of your credit limit and transactions. You can find all these relevant details in your ICICI Bank credit card statement. Monitor your card use easily by getting the statement online or offline.

The bank offers a convenient way of accessing the credit card statement. Here is how to check an ICICI Bank credit card statement online:

Via Net Banking

1. Go to the official website of ICICI Bank and click on ‘Login’

2. Log into your internet banking account with your user ID and password

3. You can also log in through your registered mobile number and debit card PIN, if you have one

4. Go to ‘My Accounts’ and click on ‘Credit Cards’

5. Click on ‘Service Request’ and then choose ‘Credit Card Statement Request – E-mail’

6. Select the relevant date for the statement

 

You can now view and also download the ICICI Bank credit card statement as a PDF.

Via the iMobile Pay App

1. Download iMobile, the ICICI Bank credit card mobile app, on your device

2. Register on the app if you are a new user or login using your credentials

3. Click on the ‘Bill Payments’ tab and go to the ‘Credit Card’ section

4. Go to the ‘Statements’ tab

5. You will see two options, ‘Current Statement’ and ‘Past Statement’

6. Click on the one that is relevant to you and check your transactions

You can also check your credit card statement using offline methods. Here are the different ways to do so: 

Via Phone Banking

You can call the ICICI Bank credit card customer care team at:

• 1800-1080

• +91-22-33667777 (Domestic customers travelling overseas)

Via Post

You can place a request with the bank to send hard copies of your ICICI Bank credit card statement. The bank will send physical copies of your statement to your registered address within 7 days. 

 

Note that you do not have to pay any charges to get statements for the last 3 months. However, if you need statements older than 3 months, you need to pay ₹100 plus tax.

Via a Bank Branch

You can visit your nearest branch and request a representative for a copy of your credit card statement for a specific time duration.

 

You may be required to provide a valid ID proof along with a few details to verify your identity. After verification, the representative will share your statement with you.

Reviewing your credit card statement every month has several benefits. These include the following:

• Getting an overview of credit card usage in a particular billing cycle

• Maintaining a record of your expenses by downloading your past statements

• Reporting fraud or possible errors in billing

• Knowing about new offers on your credit card

• Keeping track of your accumulated reward points

Know about important terms you may find in the statement to make sense of how you are using your credit card. Here is a table that gives you an explanation of the components you will commonly find in it:

Here is how you can manage any discrepancies or errors in your card statement:

Review your Statement Closely

Check your credit card statement thoroughly each month to ensure all details and transactions are correct. Look out for any transactions that you do not recognise.

Contact the Issuer

If you find an error, you must either call customer service or file a dispute online. Explain the problem to the issuer, and they will check it.

Wait for a Response

After checking, ICICI Bank’s customer executives will reach out to you. They may request additional information to resolve the issue. Once the correction is made, review your statement again to confirm that all transactions are accurate.

An e-statement is a digital copy of your credit card bill. ICICI Bank sends it to your registered email ID upon generation of the bill. 

 

If you want to get your statement by email, you can register for this facility through any of the channels mentioned below:

Netbanking

Use your ID and password to log in to your netbanking account and request for e-statements using the options provided. 

Customer Care

Call the bank’s customer care and request for your monthly statements to be sent to you on your registered email address.

Mobile Banking

Go to the Google Play or App Store and download the iMobile app. Register on the app and go to the section related to credit cards to request an e-statement.

 

Here are the benefits of e-statements:

• You get instant access to your credit card statement

• You have an electronic means of storing it on any device for convenient access later

• It is free of cost, and you can view it anytime from anywhere and pay your bills on time

 

On checking the statement, if you feel that your credit card has been misused, make sure to block it through the netbanking portal, mobile app, or by calling the customer care number.

Reference of all T&Cs necessarily refers to the terms of the Partners as regards pre-approved offers and loan processing time, amongst other conditions.