ICICI Instant Platinum Credit Card

The ICICI Bank Instant Platinum credit card is offered in exchange for a predetermined deposit. This credit card is available to everyone who can or has created an FD account with the bank for a minimum of ₹20,000. In addition to receiving reward points for some purchases, you will earn interest on the deposited money. 

This credit card is also an excellent solution for you if you are trying to improve your credit score. With this card, you will receive a complimentary membership to the credit builder program. 

Here’s a closer look at the key highlights ofICICI Instant Platinum credit card. 

In order to obtain this card, you must have an FD of ₹20,000 with the bank. You can apply for this card by visiting the bank’s website. 

Here are the steps to follow for the same. 

• Step 1: Visit the bank’s website.

• Step 2:  Log in to your net banking account using your credentials.

• Step 3:  Go to the ‘Cards’ section and click on ‘Instant Card.’

• Step 4:  Fill in your details. 

• Step 5:  Next, check the multiple offers available on the ICICI Instant Platinum card.

• Step 6: Choose the best offer as per your requirement.

• Step 7: Submit the form with the supporting documents.  

• Step 8: Your application will be processed in a few days, and the card will be delivered to your doorstep.

Apart from this, you may also apply for the same by visiting your nearest ICICI Bank branch.

Here are the details about the ICICI Instant Platinum credit card eligibility criteria that you must be aware of.

• Your age must fall between 18 years to 60 years.  

• You must have an FD of ₹20,000 with the bank with a tenure of a minimum of 180 days.

• You must be an Indian citizen.

• Fixed deposits in the following categories are not eligible for credit card eligibility: NRE / NRO / HFC/linked / quantum / 80C. 

Here is the list of required documents.

• Identity proof (Aadhaar card, Driving licence, Voter Id card)

• Resident proof (Aadhaar card, Utility bills, Passport, Ration card)

Below are the reward points that you will get on your transactions using this card. 

• You will receive 2 payback points for every ₹100 spent on all retail spending (except fuel).

• You will gain 1 payback point for every ₹100 spent on utility bills and insurance premiums

Here is the list of ICICI Instant Platinum credit card benefits & features. 

1. No Joining Fee

You are not required to pay any joining fee to procure this card. However, you must have an FD of ₹20,000 with the bank with a tenure of a minimum of 180 days. 

2. Rewards and Discounts

You will get reward points on every transaction, which you can redeem on your next purchase. Moreover, you will also receive discounts on movie tickets, dining, hotel stays, etc. 

3. Fuel Surcharge Waiver

On fuel transactions of less than  ₹4,000, a 1% fuel tax is waived. However, this offer is only valid at ICICI Bank merchant swipe machines at HPCL pumps.

4. Worldwide Acceptance 

The card is globally recognised and may be used to obtain services such as lost card replacements and global emergency assistance from anywhere around the globe.

Here is the table containing details about ICICI Instant Platinum credit card charges. 

Below are the details about ICICI Instant Platinum credit card customer care officials. 

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.