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Key Highlights of the ICICI Bank Manchester United Signature Credit Card

Here’s why this sports credit card is an ideal pick:

Joining Fee

₹2,499

Annual Fee

₹2,499 - Waived off on spending ₹2.5 Lakhs or more in the previous year

Suitable for

Rewards on domestic and international transactions 

Key Feature

Free match ticket, a signed Manchester United jersey, and more as a monthly top spender

Joining Gift

Complimentary Manchester United football and holdall

Features and Benefits

If you are a Manchester United football fan, you can get a whole range of benefits related to the sport with this ICICI Bank credit card. You can also rack up reward points and save more with other exc Read Moreiting features. Read Less

Onboarding Gift

Get a complimentary Manchester United football and holdall within 60 days of paying the joining fee

Manchester United Experience for Top 18 Spenders in a Year

Get a fully paid private tour of the stadium and museum in Manchester, a visit to the megastore, and the chance to watch the First Team Squad’s training

Airport Lounge Access

Get complimentary access to domestic airport lounges twice per quarter in India

Monthly Top Spender Perks

Enjoy a free match ticket, a signed Manchester United jersey, and up to 10% discount on the Manchester United online store as a top spender

1% Surcharge Waiver

Avoid fuel surcharge on bills of up to ₹4,000 per transaction at HPCL pumps

Manchester United Merchandise

Show your love for the team with a complimentary Manchester United branded T-shirt as one of the top 100 spenders in a month

Up to 4X Rewards

Earn 3X and 4X reward points on domestic and international purchases, respectively

Match Day Bonus

Get 5X reward points on days when Manchester United plays an English Premier League match

ICICI Bank Manchester United Signature Credit Card’s Rewards Program

ICICI Bank’s Rewards Program offers you the opportunity to earn points on eligible transactions. Use your Manchester United Signature card for retail purchases to get maximum reward points. This may include monthly shopping, recurring bills, or one-time expenses.

 

With the points you earn, you can redeem them from a large selection in the catalogue. These include merchandise, electronics, clothing, travel vouchers, and a lot more. The redemption process is simple and straightforward. All you need to do is log in to your credit card account via the ICICI Bank’s website or mobile app. 

 

Here is how the rewards program works for the Manchester United Signature Credit Card:

A. Reward points 

  • You get 3X reward points on every ₹100 spent in India, excluding fuel refills 

  • You get 4X reward points on every ₹100 spent on international transactions, excluding fuel refills

  • You get 5X reward points on every ₹100 spent on Manchester United match days, excluding fuel refills 

 

Here is an example:

Purchase (Monthly)

Amount

Reward Points

Value in ₹

Grocery Shopping in India

₹3,000

90

22.5

Hotel Booking Overseas

₹10,000

400

100

Match-day Food Delivery

₹4,000

200

50

Disclaimer: The above example is for illustration purposes only. 

B. Redemption process

You can easily redeem points through net banking or on the mobile app. Make sure you factor in the redemption handling fee of ₹99.

C. Expiration 

ICICI Bank Reward Points are valid for 36 months from the date of issuance. 1 reward point is valued at ₹0.25.

D: Example of Savings

Using the examples taken above, here is a look at what your annual expenses and savings will look like: 

Category

Details

Conversion

Cash Value (₹)

Grocery Shopping in India

Assuming the spends to be  

36,000 p.a./ 3,000 p.m.

3X Reward Points = 1,080


3X(36,000/100)

270

Hotel Booking Overseas

Assuming the spends to be 

1,20,000 p.a./ 10,000 p.m.

4X Reward Points = 4,800


4X(1,20,000/100)

1,200

Food Delivery on Manchester United 

Match-days

Assuming the spends to be

48,000 p.a./ 4,000 p.m.

5X Reward Points = 2,400


(48,000/100)

600

Total Annual Savings

 

8,280

2,080

Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying. 

 

This example demonstrates that if you earn 8,280 rewards in a year, you can save ₹2,080 on your transactions.

Fees and Charges Associated with the ICICI Bank Manchester United Signature Credit Card

Here are the important charges applicable to this card based on your usage:

Fee Type

Details

Joining Fee 

₹2,499

Annual Fee

₹2,499 from the second year onwards

(Zero if you spend ₹2.5 Lakhs or more in the preceding year)

Reward Redemption Fee

₹99 

Cash Advance Fee

2.50% of the withdrawn amount or ₹500, whichever is higher

Interest Charges

3.67% per month

Minimum Amount Due 

5% of the outstanding balance

Late Payment Fee

Can go up to ₹1,200 based on the outstanding amount

Foreign Transaction Fee

3.50% of the transaction amount

Note: GST of 18% is applicable on all the charges mentioned above.

 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

Eligibility and Application Process

Take a look at the ICICI Bank Manchester United Signature Credit Card eligibility criteria to know if you qualify. In order to apply, you must be:

  • An Indian citizen 

  • Self-employed individual aged between 21 and 65 years, or salaried individual aged between 21 and 58 years

 

Here is a basic list of documents you can keep ready before applying online:

  • Address Proof:(Any one of the following)

    • Ration card

    • Passport 

    • Utility bills (not older than 3 months)

  • Identity Proof:(Any one of the following)

    • Aadhaar card

    • Driving Licence

    • PAN card

    • Voter’s ID

  • Income Proof:

    • 3 months bank statement

    • Form 16 or audited financials for the last 2 years (if self-employed) 

    • Salary slips (past 3 months)

Apply Online

To get the Manchester United Signature Credit Card apply online on Bajaj Markets. Go through the steps below to get an idea of how to apply:

  1. Click ‘Check Eligibility’ and fill in the required details, including your profession, date of birth, and mobile number

  2. Enter the One-Time Password (OTP) received on your number

  3. Re-check the prompted details like your PAN number, PIN code, email ID, and income information

  4. Apply for the card that matches your needs from the listed options

  5. Click ‘Submit’ and complete your application

Customer Care

In case of any queries, contact ICICI Bank's customer care team via phone or email:

ICICI Bank Manchester United Signature Credit Card vs Others

Before choosing the Manchester United Signature Credit Card, compare it with other cards from the same issuer:

Card Name

Cashback

Complimentary Airport Lounge Access

Fuel Surcharge Waiver

10X Reward Points

ICICI Bank Manchester United Signature Credit Card

ICICI Bank HPCL Super Saver Credit Card

ICICI Bank Coral Credit Card

ICICI Bank Expressions Credit Card

ICICI Bank MMT Platinum Credit Card

ICICI Bank MMT Signature Credit Card

ICICI Bank Manchester United Platinum Credit Card

ICICI Bank Platinum Chip Credit Card

Disclaimer: The benefits mentioned are subject to change as per the policies of ICICI Bank. Check them before you apply for a specific card.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

Can I really win a trip to watch Manchester United with the Manchester United Signature Credit Card?

Yes. You can go on a fully paid trip to Old Trafford, Manchester, by becoming one of the top 18 spenders. Top spenders are identified based on a customer pool between both the Manchester United Credit Cards from ICICI Bank.

Do I get rewards on all fuel purchases using the Manchester United Signature Credit Card?

No, the Manchester United Signature Credit Card does not offer any rewards on fuel refills. However, you are entitled to get a 1% surcharge waiver on fuel refills at HPCL pumps all over India.

Do I get rewards on each spend with the Manchester United Signature Credit Card?

Yes, you get 3 reward points on retail transactions in India and 4 reward points on international transactions on the card. You can also get 5X reward points on Manchester United match days.

What is the fee for an add-on card on the Manchester United Signature Credit Card?

You can pay ₹100 to get an add-on Manchester United Signature Credit Card.

Do I get a welcome gift with the Manchester United Signature Credit Card?

Yes, you can get a Manchester United branded football and bag when you spend ₹1,000 over 3 or more transactions in the first 3 months.

How can I avoid paying the annual fee on the Manchester United Signature Credit Card?

If you spend ₹2.5 Lakhs or more in the preceding year, you can avoid paying the annual fee of ₹2,499.

Do I get lounge access on the Manchester United Signature Credit Card?

Yes, you can get 2 free visits to domestic airport lounges in India per calendar quarter.

Is the Manchester United Signature Credit Card the only sports credit card in India?

While the category is niche, the ICICI Bank Manchester United Signature Credit Card is not the only sports credit card in India. The Manchester Platinum Credit Card and Chennai Super Kings Credit Card are two other cards in this category.

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