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Key Highlights of the MakeMyTrip ICICI Bank Platinum Credit Card

Here’s why this travel credit card is a good pick:

Joining Fee

Only ₹500 

Annual Fee

Nil

Suitable for

Travel and lifestyle purchases

Key Feature

Earn up to 40,000 rewards points called My Cash when using the card for travel requirements

Joining Benefit

₹500 My Cash and a MakeMyTrip holiday voucher worth ₹3,000* (Available within first 45 days)

Features and Benefits

This co-branded card from ICICI Bank and MakeMyTrip is ideal for you to save on travel, fuel, and lifestyle purchases. Here are its standout perks:

Welcome Benefit

Get ₹500 My Cash and a MakeMyTrip holiday voucher worth ₹3,000 when you first start using the card

Unique Rewards Program

Earn up to 40,000 rewards points called MyCash, when using the card for travel bookings on MakeMyTrip

Fuel Surcharge Savings

Get a 1% surcharge waiver at HPCL pumps on fuel bills of up to ₹4,000, when swiping the card on ICICI Merchant Services swipe machines

Milestone Perks

Get 1,000 My Cash when you spend ₹2.5 Lakhs in an anniversary year and an added 1,000 as My Cash on spending ₹50,000 on MakeMyTrip website

25% Off on Movies

Get a discount of up to ₹150 twice a month on BookMyShow and INOX

Railway Lounge Visit

Enjoy 1 free access to a railway lounge in a calendar quarter 

Accelerated My Cash

Earn 2 My Cash per ₹200 spent on flight bookings done via MakeMyTrip 

Airport Lounge Visit

Enjoy a visit to a domestic airport lounge once per calendar quarter on spending ₹5,000 in the preceding quarter

Added MakeMyTrip Perks

Get an extended validity of 1.5 years on My Cash received as part of the joining benefit

Insurance Covers

Enjoy peace of mind with comprehensive covers such as travel insurance, lost card liability, and more

Shopping and Culinary Treats

Enjoy savings on Zomato, Bakingo, LG, Samsung, Spykar, Postcard Hotels, and more when paying with this ICICI Bank credit card

MakeMyTrip ICICI Bank Platinum Credit Card’s Rewards Program

With this co-branded travel card, you can maximise your savings on holiday-related purchases. Its rewards program is linked to the loyalty platform on MakeMyTrip. For each eligible transaction on your card, you earn MyCash, which you can use to make payments on MakeMyTrip. For this card, 1 My Cash = ₹1.

 

Here is how it works:

A. Reward Points 

  • You get 2 My Cash per ₹200 on flight bookings done via MakeMyTrip

  • For hotel and holiday bookings done via MakeMyTrip, you earn 3 My Cash per ₹200 spent

  • You get 1 My Cash on every ₹200 spent on non-MakeMyTrip transactions within India and 1.25 My Cash for such transactions outside India

B. Redemption Process

My Cash cannot be encashed nor can it be transferred to the bank account. You can use all your earned My Cash to make travel and hotel bookings on MakeMyTrip. There is no usage restriction, and you can use 100% of it on transactions.

C. Expiration 

My Cash is valid for a period of 1 year from accrual, after which it will expire. 

D: Example of Savings

Here is an example of what your annual expenses and savings will look like: 

Category 

Annual Spends

My Cash Earnings

Shopping in India 

₹1,50,000

₹750

Shopping Overseas

₹15,000

₹93.75

Flight Ticket Booking on MakeMyTrip

₹50,000

₹500

Hotel Booking on MakeMyTrip

₹50,000

₹750

Total 

₹2,65,000

₹2,093.75

Here is a table showing the monetary value of all the card perks you enjoy in a year :

Annual Benefits 

Value in (₹)

My Cash on activation

₹500

MakeMyTrip holiday voucher

₹3,000

Estimated annual My Cash earnings, on total spends of ₹2.65 Lakhs

₹4,094

1% fuel surcharge savings, assuming 5,000 spent per month

₹600

BookMyShow/INOX Offers

₹2,400

Airport Lounge Access

₹4,000

Railway Lounge Access

₹1,400

Total

₹15,994

Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying. 


Since 1 My Cash = ₹1, the example above demonstrates that you can enjoy benefits over ₹15,000 by using this credit card.

Fees and Charges Associated with the MakeMyTrip ICICI Bank Platinum Credit Card

Here are the important fees applicable to this card based on your usage:

Fee Type

Details

Joining Fee 

₹500 

Annual Fee

NIL

Cash Advance Fee

2.50% of the withdrawn amount or ₹500, whichever is higher

Interest Charges

3.50% per month; 42% per annum

Minimum Amount Due 

5% of the outstanding balance

Late Payment Fee

Can go up to ₹1,200 based on the outstanding amount

Foreign Transaction Fee

3.50% of the transaction amount

Note: A Goods & Services Tax (GST) of 18% is applicable on all the charges mentioned above.

 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

MakeMyTrip ICICI Bank Platinum Credit Card’s Eligibility Criteria

Take a look at the MakeMyTrip ICICI Bank Platinum Credit Card eligibility criteria to know if you qualify. To apply, you must be:

  • An Indian Resident 

  • Between 21 and 65 years of age

  • Salaried: Minimum monthly income of ₹20,000

  • Self-employed: Minimum annual income of ₹3 Lakhs as per ITR

  • Creditworthy, without any credit defaults

Documents Required

Here is a list of documents you can keep ready when you’re ready to apply:

  • Proof of Nationality:

    1. Aadhaar card

    2. PAN card

  • Proof of Age:

    1. Birth Certificate

    2. Passport

  • Proof of Income:

    1. Income Tax Returns (ITR)

    2. Salary slips (past 3 months)

How to Apply for the MakeMyTrip ICICI Bank Platinum Credit Card

To get the MakeMyTrip ICICI Bank Platinum Credit Card apply online on Bajaj Markets. Check out the steps given below to know how to apply:

  1. Click ‘Check Eligibility’ and enter the required details, including your occupation, phone number, and date of birth

  2. Fill in the One-Time Password (OTP) received on your number

  3. Double-check the pre-filled details like your address, PAN number, email ID, and income information

  4. Apply for the card that suits your needs from the options given

  5. Click ‘Submit’ to complete your application

Customer Care

If you have any questions, contact ICICI Bank's customer service team via phone or email:

 

You can also benefit from MakeMyTrip’s On-trip Travel Hotline, which guarantees a 30-second call pick up by a customer care manager.

MakeMyTrip ICICI Bank Platinum Credit Card vs Others

Before opting for the MakeMyTrip ICICI Bank Platinum Credit Card, compare it with other cards from the same issuer: 

Card Name

Cashback

Complimentary Airport Lounge Access

Fuel Surcharge Waiver

10X Reward Points

MakeMyTrip ICICI Bank Platinum Credit Card 

ICICI Bank Expressions Credit Card

ICICI Bank HPCL Super Saver Credit Card

ICICI Bank Coral Credit Card

MakeMyTrip ICICI Bank Signature Credit Card

ICICI Bank Manchester United Platinum Credit Card

ICICI Bank Manchester United Signature Credit Card

ICICI Bank Platinum Chip Credit Card

Disclaimer: The benefits mentioned are subject to change as per the policies of ICICI Bank. Check them before you apply for a specific card.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

Does the MakeMyTrip ICICI Bank Platinum Credit Card offer lounge access?

Yes, you are entitled to 1 complimentary domestic airport lounge visit in a calendar quarter. To qualify, spend at least ₹5,000 using your MakeMyTrip ICICI Bank Platinum Credit Card in the preceding quarter. You also can access select railway lounges once a quarter.

What is ‘My Cash’ on the MakeMyTrip ICICI Bank Platinum Credit Card?

All rewards you earn on the MakeMyTrip ICICI Bank Platinum Credit Card are transferred to the MakeMyTrip MyWallet as My Cash. You can use your My Cash balance to buy tickets and partner vouchers and make travel bookings on the MakeMyTrip app or website.

What are the charges to get an add-on card on my MakeMyTrip ICICI Bank Platinum Credit Card?

You will need to pay a one-time fee of ₹250  to get a supplementary MakeMyTrip ICICI Bank Platinum Credit Card.

What is the value of 1 reward point on my MakeMyTrip ICICI Bank Platinum Credit Card?

1 My Cash = ₹1. However, My Cash cannot be converted into INR or transferred to your bank account. You can use it for bookings on MakeMyTrip.

What can I redeem with the rewards points earned on my MakeMyTrip ICICI Bank Platinum Credit Card?

You can use the My Cash earned on your MakeMyTrip ICICI Bank Platinum Credit Card to make train bookings, buy partner vouchers, and more.

Do I only get rewards on travel spends with the MakeMyTrip ICICI Bank Platinum Credit Card?

No, you get rewarded for most transactions you make using the MakeMyTrip ICICI Bank Platinum Credit Card. You get 1 My Cash per ₹200 on domestic spends and 1.25 My Cash per ₹200 on international spends.

What is the annual fee on the MakeMyTrip ICICI Bank Platinum Credit Card?

You don't have to pay any annual charges on the MakeMyTrip ICICI Bank Platinum Credit Card. There is, however, a one-time joining fee of ₹500.

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