ICICI Rubyx Credit Card

The ICICI Bank Rubyx credit card is a dual credit card. This means that you can avail the benefits of 2 credit cards from a single account. Like coral credit cards, the ICICI Rubyx Card comes in two variants - MasterCard or Visa. Furthermore, the ICICI Rubyx card is ideal for users with relatively high annual expenditures. Read a detailed ICICI Rubyx credit card review below.

Here is a broad overview of what you need to know before you apply for the ICICI Bank Rubyx credit card.

Applying for this credit card from ICICI Bank on Bajaj Markets is very simple. You just need to follow the steps listed below.

• Step 1: Visit the Bajaj Markets website.

• Step 2: Head to the ‘Credit Cards’ section.

• Step 3: Click on the ‘Apply Now’ button.

• Step 4: Enter the details needed, including your mobile number, profession and date of birth, among others.

• Step 5: Enter the OTP received on your phone and proceed.

• Step 6: Then select the ICICI Credit Card that you wish to apply for. In this case, that would be the ICICI Rubyx credit card.

• Step 7: Fill out the credit card application form accurately and completely, and submit it online.

• Step 8: You will receive the credit card at the address provided by you after your application is successfully verified.

Before applying for this credit card, it is important to know the eligibility criteria as well as the documents you need to submit as a part of the application. Here are the details about these two essential aspects.

1. Eligibility Criteria for the ICICI Rubyx Credit Card

• Citizenship: Indian

• Minimum age: 23 years for a primary card and 18 years for a secondary card

• Occupation: Self-Employed or Salaried

• Income Criteria: ₹50,000 or above per month for salaried individuals and an annual income of ₹5.5 lakhs or above for self-employed individuals 

2. Documents Required for the ICICI Rubyx Credit Card 

• Identity Proof: PAN, Aadhaar Card, Passport, Voter’s ID, Driving licence, or any other government-approved photo ID proof

• Address Proof: Aadhaar Card, Passport, Driving licence, latest utility bill, Voter’s ID, or any other government-approved address proof

• Income Proof: Payslips (Latest), Income Tax Return, or Form 16

• Miscellaneous: A colour photograph of the applicant

Each time you use your ICICI Rubyx credit card on eligible transactions, you can earn a number of rewards points as per the bank’s comprehensive rewards program. Check out the rewards on every ₹100 spent below.

• 2 ICICI Bank reward points on domestic transactions (except fuel)

• 4 ICICI Bank reward points on international transactions

ICICI Rubyx credit card benefits are many and varied. Here is a closer look at some of the top advantages of this credit card.

• Handsome Welcome Voucher

Once you receive your ICICI Rubyx card, you get a welcome voucher worth more than ₹5,000 for shopping, travelling, and other expenditures.

• Payback Points

As a cardholder, you earn payback points for each purchase (both domestic and international) worth more than ₹100. You can then redeem these points for cash or a gift voucher.

• Milestone Benefits

You stand to earn a large number of payback points by making a large transaction through the Rubyx credit card. You can earn 3,000 points on spending ₹3 lakh on your card, and 1,500 points on spending over ₹1 lakh.

•  Discounts on Movie Tickets

By using your ICICI Rubyx card for purchasing at least 2 movie tickets through BookMyShow or INOX, you can earn discounts of 25%, up to ₹150.

• Lounge Access

Rubyx credit cardholders get complimentary access to 2 airport and railway lounges each in a quarter. For this offer, you need to spend a minimum of ₹5,000 in a quarter. 

The ICICI Rubyx credit card comes with the following fees and charges. Make a note of them before you apply for this card.

If you want to get any queries clarified or register a complaint regarding your ICICI Bank Rubyx credit card, all you need to do is get in touch with the team of ICICI Credit Card Customer Care. You can do this in any of the following ways.

• Call them at 1800 1020 1239

• Email the bank at customer.care@icicibank.com

• Write to the bank at the following address —

ICICI Bank Limited

ICICI Phone Banking Centre, ICICI Bank Tower, 7th floor, Survey no: 115/27, Plot no. 12, Nanakramguda, Serilingampally,

Hyderabad – 500032 

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.