IDFC FIRST Bank Credit Cards’ Fees & Charges

IDFC Bank offers a range of credit cards with transparent and competitive fee structures. IDFC FIRST Bank Credit Card fees are designed to provide clarity and flexibility. Knowing the complete fee structure empowers you to make informed decisions about your spending habits. 

Check out some of the types of IDFC FIRST Bank Credit Card charges levied when you:

• Withdraw cash from ATMs using your credit card

• Use your card outside India

• Spend more than your credit limit

IDFC FIRST Bank offers credit cards with competitive annual fees, often waived based on usage. A joining fee, on the other hand, is a one-time payment that you make when applying for a credit card. 

Check out IDFC FIRST Bank Credit Card charges and fees:

Disclaimer: The joining and annual fees mentioned above may change at the issuer’s discretion.

Withdrawing cash from an ATM using your credit card can come at a cost. While it may seem convenient, it is essential to understand the associated charges. The following are the IDFC FIRST Bank Credit Card fees and charges for cash advance transactions:

Disclaimer: The fees mentioned above may change at the issuer’s discretion.

Using your credit card abroad can often come with hidden costs as foreign exchange fees. These charges can significantly impact your travel budget. Most credit cards levy a forex mark-up fee.

The IDFC Bank FIRST Private Credit Card stands out, as it offers a 0% mark-up fee. Check out the IDFC FIRST Bank Credit Card forex charges below:

Disclaimer: The fees mentioned above may change at the issuer’s discretion.

IDFC FIRST Bank typically charges a processing fee for balance transfers. This fee is a percentage of the total amount transferred. It can vary depending on the specific credit card and any ongoing promotions or offers. 

The following are the details of the balance transfer fee charged by IDFC FIRST Bank.

Disclaimer: The fees mentioned above may change at the issuer’s discretion.

Exceeding your credit card limit can lead to additional fees as a penalty for spending beyond your approved credit limit. IDFC FIRST Bank offers a unique advantage with its FIRST Private Credit Card. This particular card comes with a NIL over-limit fee.

Check out the IDFC FIRST Bank Credit Card charges & fees in the table added below:

Disclaimer: The fees mentioned above may change at the issuer’s discretion.

Late payment charges can impact your finances significantly. Understanding these charges allows you to manage your payments effectively and maintain a healthy credit profile. Check out the IDFC FIRST Bank Credit Card charges and fees for paying your dues after the specified due date:

Disclaimer: The fees mentioned above may change at the issuer’s discretion.

Understanding additional fees is crucial for effective credit card management. Knowing these additional costs helps you make informed financial decisions and avoid unexpected expenses. Check other types of IDFC FIRST Bank Credit Card fees below:

Disclaimer: The fees mentioned above may change at the issuer’s discretion.

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.