IDFC FIRST Bank Credit Card

Choose a suitable lifetime-free IDFC FIRST Bank Credit Card that matches your lifestyle needs and earn up to 3X reward points on all UPI payments. Benefit from low interest rates starting from just 9% p.a. and manage your financial requirements. Enjoy exciting welcome benefits, reward points on transactions, and more.

Before selecting a card, knowing the applicable charges is essential. While some IDFC FIRST Bank cards are lifetime-free credit cards, other variants charge specific fees. Refer to the following table to get more details about these charges: 

Note: The above-mentioned charges are subject to change at the issuer’s discretion.

Check the features of each card to make a well-informed choice as per your usage requirements. Here are some essential points to note:

IDFC FIRST Select Credit Card

You can enjoy a number of benefits with this card, which has been crafted to suit different lifestyle needs.

• Get a welcome voucher of ₹500 on spends of at least ₹5,000 within 30 days of issuance

• Enjoy a cashback of 5% up to a maximum of ₹1,000 on the first EMI transaction initiated within 30 days of issuance 

• Get 'Buy One, Get One' offer on purchasing movie tickets via the Paytm mobile app twice a month

• Enjoy discounts of up to 20% discount at 1,500+ restaurants and offers on 300+ brands

• Get up to 2 complimentary domestic airport lounge visits every quarter by spending ₹20,000 monthly

   

IDFC FIRST Classic Credit Card

This credit card may be suitable if you want value on transactions and reward points that don't expire.

• Receive a welcome voucher worth ₹500 on purchases of ₹5,000 or more within 30 days of issuance

• Get cashback of 5% of up to ₹1,000 on your first EMI transaction within 30 days of issuance 

• Earn up to 3X reward points on all UPI spends

• Get a Personal Accident Cover of ₹2 Lakhs and Lost Card Liability Cover of ₹25,000

• Enjoy a discount of 25% on movie tickets booked on the Paytm mobile app, worth up to ₹100 once a month 

   

IDFC FIRST Millennia Credit Card

This credit card is tailor-made to meet the dynamic needs of millennial users.

• Earn 10X reward points on all transactions exceeding ₹20,000 every month and on birthdays 

• Get a 25% discount of up to ₹100 once a month on booking movie tickets through the Paytm mobile app

• Enjoy 4 free railway lounge visits per quarter

• Get complimentary Roadside Assistance of ₹1,399

• Enjoy fuel surcharge waiver of 1% up to ₹200 per month at fuel outlets across India

• Benefit from discounts of up to 20% at 1,500+ restaurants and enjoy more than 300 merchant offers all around the year

   

IDFC FIRST Wealth Credit Card

This card comes with premium privileges to offer users an exceptional experience.

• Get 3X reward points on all purchases up to ₹20,000 in a statement cycle

• Earn 10X reward points on exceeding spends of ₹20,000 on your birthday

• Earn 1X reward points on all utility bill and insurance premium payments

• Enjoy 2 free domestic airport lounge and spa visits along with 2 free overseas airport lounge visits per quarter on exceeding monthly spends of ₹20,000

• Get cancellation cover for up to 2 hotel and flight booking cancellations of up to ₹10,000 

   

Club Vistara IDFC FIRST Credit Card

If you are a frequent traveller, this card could help you save significantly on flight bookings.

• Earn up to 6,000 CV points on various spending milestones

• Get up to 5 free Premium Economy Ticket Vouchers on meeting various spending milestones

• Enjoy complimentary airport lounge access and golf rounds

• Get trip cancellation cover of up to ₹10,000

Before applying for a credit card, check whether you meet the required parameters set by the bank. Here are some common eligibility criteria set for IDFC FIRST Bank credit cards:

• You must be an Indian resident

• You need to have a good credit score

• You must be at least 18 years old 

• You must have a stable income and employment

• You must qualify the income criteria of the type of card you select

In addition to the eligibility criteria, you must also check the document required for the application process. Refer to the following table to see some of the common documents required: 

You could save significantly with the rewards program of IDFC FIRST Bank Credit Cards. Earn reward points on every transaction you make using your credit card, whether you opt for online or offline options. 

 

Redeem these points for discounts at select merchant payment transactions. Receive gift cards across various spending categories, such as shopping, dining, travelling, entertainment, and health and wellness.

 

Here are the steps you need to follow to check your accumulated reward points:

1. Log in to your net or mobile banking account 

2. Select the ‘Account’ tab and choose the ‘Cards’ option

3. Click on ‘Credit Card’ to check your reward points

You can apply for an IDFC FIRST Bank Credit Card online from the comfort of your home. Here are the steps you need to follow to apply for a card:

1. Go to the official website of IDFC FIRST Bank

2. On the home page, go to the ‘Credit Cards’ section

3. Click on ‘Apply Now’

4. Enter your name as per your Aadhaar card, date of birth, and mobile number

5. Click on ‘Get OTP’ and enter it for authentication

6. By following these steps, the bank will select a suitable credit card for you

7. You can choose one that best matches your needs and wait for approval

You can contact the customer care team of IDFC FIRST Bank if you have any queries or grievances. Here are the various ways to connect:

• Call: Give a call at 1800-10-888

• WhatsApp: Send ‘Hi’ on 9555-555-555

 

You can also connect via the IDFC FIRST Bank mobile app or by visiting the nearest branch.