Once you have submitted your application for an IDFC FIRST Bank credit card, you can check its status to know the further steps. This helps you estimate when you can begin using the card or if you need to call customer care to resolve an issue.
With IDFC FIRST Bank, you can check the status of your application via numerous options. The online means include the bank’s website or mobile app, while the offline method is visiting a branch or calling the customer care team.
Step 1: Visit the Official Website
- Open your browser and go to the IDFC FIRST Bank website.
- Navigate to the ‘Credit Cards’ section.
Step 2: Access the Application Tracking Option
- Click on ‘Get Help’ from the menu.
- Select ‘Track My Application’ from the options.
Step 3: Go Directly to the Tracking Page
- Alternatively, you can directly visit the tracking page:
- Track My Application
Step 4: Enter Your Details
- Provide your application number and either your mobile number or date of birth.
Step 5: Verify Your Identity
- Click on ‘Get OTP’ to receive a one-time password on your registered mobile number.
- Enter the OTP to proceed.
Step 6: View Your Application Status
- Once verified, your credit card application status will be displayed on the screen.
Check via Customer Care
Step 1: Dial IDFC FIRST Bank’s customer care number at 1800 10 888 (available 24x7).
Step 2: Follow the IVR instructions to connect with a customer care executive.
Step 3: Provide the necessary details when asked:
Application Reference Number
Registered Mobile Number
Date of Birth
Step 4: The executive will verify your details and inform you about the current status of your application.
Visit the Nearest IDFC FIRST Bank Branch
Step 1: Find the nearest IDFC FIRST Bank branch using the Branch Locator.
Step 2: Visit the branch and approach a bank executive.
Step 3: Request to check your credit card application status.
Step 4: Provide the necessary details such as:
Application Reference Number
Registered Mobile Number
Date of Birth
Step 5: The executive will verify your details and provide the latest update on your application status.
Status |
Meaning |
In Progress |
Your credit card application is under review. |
On Hold |
The bank has put your credit card application on hold. There may be different reasons for this. For instance, the bank may require you to submit a few more documents to check your eligibility or verify your details. |
Approved |
This indicates that IDFC FIRST Bank has approved your application. Your credit card will soon be dispatched, so stay tuned. |
Rejected/Disapproved |
This means that IDFC FIRST Bank has rejected your application. This may be because you may have failed to meet one or more of the eligibility criteria set by the bank. |
Dispatched |
This status indicates that the credit card is in transit and will be delivered to your address shortly. You may receive your credit card within 3-5 working days. |
No Records Found |
This status may be due to an incorrect application reference number, date of birth, or mobile number. Submit the right details to check the status or get in touch with customer care. |
How can I check my IDFC FIRST Bank credit card status?
You can check your IDFC FIRST Bank credit card’s status either online or offline. You can opt for the online process by visiting the bank’s official website. Call the customer care helpline or visit the IDFC FIRST bank’s nearest branch if you want to check it offline.
How long does it take to get an IDFC FIRST Bank credit card approved?
Once you submit the IDFC FIRST Bank’s credit card application, the bank will review it to check if you meet all eligibility parameters. If you fulfil the criteria, the application gets approved and you would receive your credit card within 15 working days.
How can I track my IDFC FIRST Bank card application status through the customer care centre?
To track your IDFC FIRST Bank credit card application status, you can call the bank’s official 24x7 customer care helpline number, 1800 10 888.
How can you improve your chances of getting your IDFC FIRST Bank credit card application approved?
You can improve your chances of approval by filling in your application form correctly and completely. Apply for the credit cards that you qualify for and maintain a good credit score to boost the chances of approval.
What information is required to check IDFC FIRST Bank credit card’s application status?
To check your IDFC FIRST Bank credit card application status, you must provide your application reference number or your registered mobile number and date of birth.
How can I check my IDFC FIRST Bank credit card application status without the application reference number?
You can easily check your IDFC FIRST Bank credit card application status without your application reference number. All you need to do is enter your correct date of birth and registered mobile number on the application tracking page (https://www.idfcfirstbank.com/credit-card/track-my-application).
What to keep in mind while reapplying for an IFDC FIRST Bank credit card after rejection?
It is crucial that you know the reason for your credit card application rejection before reapplying. If it is because of minor issues such as incomplete documentation or spelling errors, make a checklist before reapplying.
Sometimes, the application may get rejected because of a weak credit history. In this case, immediately clear any outstanding debt and try to improve your CIBIL score before reapplying.
What are some tips to increase the chances of getting approval on IFDC FIRST Bank credit card?
You can make use of the following tips to improve your chances of credit card application approval:
- Keep your documents handy
- Try to lower your financial liabilities to ease repayment
- Maintain a good credit history
