IDFC FIRST Bank Classic Credit Card

Here are the significant features of this FIRST Classic Credit Card: 

Here is how you can collect reward points when using the IDFC FIRST Bank Classic Credit Card: 

• Earn 10X points on spending above ₹20,000 in a statement cycle and on your birthday. 

 

Note: Consider ₹20,000 already spent. 

 

Here’s an example: 

Disclaimer: The above example is for illustration purposes only. 

• Earn 3X points on online and offline purchases for spends up to ₹20,000 each month. 

 

Consider the following example: 

Disclaimer: The above example is for illustration purposes only. 

• 1X Reward Points 

 

Earn points on insurance premiums and utility bill payments. 

 

Here’s an example: 

Disclaimer: The above example is for illustration purposes only. 

 

Note: 1X = 1 reward point on spending ₹150 where 1 reward point = ₹0.25. 

B. Redemption Process

Redeeming your reward points with the bank is easy. Visit the rewards portal and log in with your credit card and mobile number. You can use your reward points for instant payments on online purchases or select in-store transactions.  

 

Additionally, you can redeem points for gift cards and OTT memberships. Keep in mind that a redemption fee of ₹99 + GST will apply for each transaction.

C. Expiration  

The best part about this card’s reward points is that they never expire.  

D: Example of Savings

Here’s a summary of your anticipated annual expenses and possible savings derived from the earlier examples: 

Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying.  

• You can redeem these points in the following manner: 

• Immediate payment on online purchases 

• Buying gift cards and OTT memberships 

• Eligible in-store purchases 

Take note of the following charges when using your IDFC FIRST Bank Classic Credit Card: 

Note: A GST of 18% is applicable on the above-mentioned charges. 

 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

Meet the IDFC FIRST Bank Classic Credit Card’s eligibility terms and have KYC and income documents ready to ensure a smooth application process. 

 

To apply, you need to qualify as per the following parameters: 

• Must be at least 21 years old 

• Must be an Indian citizen 

• Must have a healthy credit score 

• Have an acceptable credit usage ratio 

• Have a minimum annual income of ₹3 Lakhs

Apart from the eligibility terms, you must also keep check on the documentation to complete the application process. Here is a basic list of documents you may need to submit:  

 

Identity Proof: 

• Passport 

• PAN card 

   

Address Proof: 

• Driving Licence 

• Aadhaar card 

• Voter’s ID card 

   

Income Proof: 

• Bank statements  

• Income Tax Returns  

• Salary slips

Bajaj Markets simplifies the credit card application process by offering a secure and seamless platform. You can quickly compare options and apply online with confidence, knowing your data is secure. Apply for the IDFC FIRST Bank Classic Credit Card online with these steps: 

1. Click on ‘Check Eligibility’ and enter details like your date of birth, phone number, and occupation 

2. Enter the OTP sent to your phone 

3. Confirm pre-filled details such as your PAN, PIN code, email, and income

4. Choose the card that suits you best from the available options  

5. Click ‘Submit’ to complete your application

For assistance, reach out to IDFC FIRST Bank’s customer care team: 

• Call: Contact 1800-10-888, available 24/7 

• Email: Send a message to banker@idfcfirstbank.com 

• WhatsApp: Message ‘Hi’ to 95555-555-555 

Compare the benefits of the IDFC FIRST Bank Classic Credit Card with other cards from the issuer before you apply. 

Note: The benefits mentioned may change as per the policies of IDFC FIRST Bank. Check them before you apply for a specific card.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions. Basis the information provided during your loan application journey, you may be provided with various offers from our existing loans partners.