IDFC FIRST Bank SELECT Credit Card

Check the standout features of this lifetime-free credit card designed for smart savers: 

Here are the key features of the rewards program of this IDFC FIRST Bank credit card: 

 

A. Reward Points

• You can earn 10X Reward Points on spends above ₹20,000 and on your birthday, using your card. Check out how much you can save with the help of an illustration: 

Disclaimer: The above example is for illustration purposes only.

• 3X Reward Points on applicable online and offline purchases for spending up to ₹20,000 per month. Here’s an illustration for the same: 

Disclaimer: The above example is for illustration purposes only.

• 1X Reward Point on utility and insurance payments. Check out the example below: 

Disclaimer: The above example is for illustration purposes only.

 

Note: 1 reward point values ₹0.25.  

 

B. Redemption Process

You can easily redeem your points on the rewards portal. You can also access it by logging into your online account or using the mobile app. A rewards redemption fee of ₹99 + GST applies on each redemption.  

 

C. Expiration  

Reward points earned on this card come with lifetime validity. 

 

D. Example of Savings

Based on the illustration above, here’s an example of how your annual expenses and savings could look with the IDFC FIRST Bank SELECT Credit Card:

Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying.

 

You can make payments with points during both in-store and online purchases. Moreover, you can buy gift vouchers or memberships directly on the rewards portal. 

Check out the charges you would incur when using the IDFC FIRST Bank SELECT Credit Card.  

Note: A GST of 18% is applicable on the above-mentioned charges. 

 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

Check the IDFC FIRST Bank SELECT Credit Card’s eligibility criteria before you apply to have the best chance of getting approval. Also, ensure you have all the necessary documents ready.  

 

To apply, you need to meet the following requirements: 

• Age should be between 21 years/25 years (for salaried and self-employed respectively) to 70 years  

• You must have a stable and regular source of income of at least ₹12 Lakhs per annum 

• Have a good credit score  

 

The following are some of the basic documents needed for the same: 

• Identity Proof (any one of the following): PAN Card or Passport 

• Address Proof (any one of the following): Aadhaar Card or Voter ID 

• Income Proof: Latest salary slips (2-3 months) or Form 16 (for salaried) and Income Tax Returns (ITR) or bank statements showing income (for self-employed) 

You can apply for the IDFC FIRST Bank SELECT Credit Card online on Bajaj Markets. Follow these steps: 

1. Click on the ‘Check Eligibility’ button and enter your details, including date of birth, phone number, and occupation 

2. Enter the OTP sent to your registered mobile number 

3. Review the pre-filled details such as PAN number, residential PIN code, email address, and income details 

4. Select the IDFC FIRST Bank Credit Card from the available options 

5. Submit and proceed to complete the application

In case of any query or complaint, you can contact the IDFC FIRST Bank’s customer care via the following options: 

• Call the bank’s 24X7 helpline at 1800-10-888 

• Save the WhatsApp communication number, 95555 55555 and send a ‘Hi’  

• Write an email and send it to banker@idfcfirstbank.com 

Before applying for an IDFC FIRST Bank credit card, look at the following table to compare the features of different offerings: 

Note: The benefits mentioned may change as per the policies of the IDFC FIRST Bank. Check them before you apply for a specific card.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions. Basis the information provided during your loan application journey, you may be provided with various offers from our existing loans partners.