Get extra reward points on weekends, Priority Pass membership, and more with this premium card and save ₹26,000+ annually.
Here’s why this premium credit card is an ideal choice:
Joining Fee |
Only ₹5000 + GST |
Annual Fee |
Nil |
Suitable for |
Accelerated rewards on eligible transactions |
Key Feature |
Rewards on eligible transactions during weekends. Spend ₹6 lakhs within a year to receive 4,000 bonus reward points that never expire |
Welcome Bonus |
Luxe gift card, shopping vouchers, complimentary stay at any Oberoi Hotel, and more |
If you are a frequent traveller and want to upgrade your lifestyle, this card from IndusInd Bank may be the right fit. It offers travel perks as well as accelerated rewards on weekends to help you save Read More as you live life to the fullest. Read Less
Get 1 reward point per ₹100 spent on weekdays and enjoy a boost on weekends, where you get 2 points per ₹100
When you spend ₹6 Lakhs or more one year after card issuance, you get a bonus of 4,000 points that do not expire
When you spend on categories such as medical, automobile, and telecom, you earn 1 reward point on every ₹100
When you spend on utilities, insurance, education, rent, and more you earn 0.70 reward points
Get a free movie ticket or a discount of ₹200 once a month on BookMyShow
Get help with travel bookings, reservations, flower deliveries, and more with this premium facility
Get 1% surcharge waiver, up to ₹100 in a month, on all your fuel spends between ₹500 and ₹3,000
Get a luxe gift card, shopping vouchers, offers on Postcard Hotels, and a complimentary stay at any Oberoi Hotel
Visit airport lounges once a quarter and enjoy all-inclusive benefits, including food and drinks, with your VISA card
Get on-the-spot assistance if your vehicle is stranded due to a breakdown, flat tire, or more by calling 24/7 helpline
In case of loss or theft, get complete protection from fraud with insurance covering all your transactions up to 48 hours before you report it
Use your card for foreign currency transactions without hesitation, thanks to a reduced markup of just 1.8%
Enjoy coverage of up to ₹1 Lakh under Oriental Insurance Company Ltd for baggage loss and other issues faced during air travel
Get assurance on your air travel with a complimentary personal air accident insurance cover of up to ₹25 Lakhs
Enjoy VIP treatment at over 600 lounges worldwide at a usage charge of $35 per visit
Indus Moments, the rewards program of IndusInd Bank, lets you redeem points for over 6,000 products and experiences. This includes travel vouchers, merchandise, clothing, and more. You can combine points with the credit limit of your card to shop from this platform.
Here is how the rewards program works:
You get 1 reward point per ₹100 spent on weekdays, excluding fuel transactions
You get 2 reward points per ₹100 spent on weekends, not counting fuel transactions
You get 1 reward point on every ₹100 you spend on categories such as medical, automobile & telecom
You earn 0.70 reward points when you spend every ₹100 on utilities, insurance, government, education and real estate/rent
Here is an example:
Purchase (Monthly) |
Amount |
Reward Points |
Value in ₹ |
Monthly Grocery Shopping on Tuesdays |
₹1,000 |
10 |
5 |
Gym Membership renewed on Sundays |
₹2,000 |
40 |
20 |
Mobile Recharge |
₹3,000 |
30 |
15 |
Electricity Bill Payment |
₹3,500 |
24.5 |
12.25 |
Disclaimer: The above example is for illustration purposes only.
You can redeem your rewards by logging in to your credit card account and accessing the Indus Moments portal. You can choose from a number of brands such as Yatra, JioMart, Zepto, Abhibus, Clovia, Wakefit, and more.
You can opt to pay with rewards at select merchant outlets, where you can use your accumulated points plus your Legend Credit Card
You can redeem up to 25% of your bill payment amount or 25% of your reward points balance, whichever is lower
You can redeem your reward points against InterMiles, which you can use on partner airlines. Here, 100 reward points = 100 InterMiles
If you are a Club Vistara member, you can redeem the reward points for CV points, where 1 reward point = 1 CV point
For non-cash redemptions (excluding air miles), the cash value is ₹0.75 per reward point
You can convert your reward points to cash, with a value of ₹0.50 per reward point
A reward redemption fee of ₹100 is applicable on each redemption.
All the reward points you earn are valid as long as the card is active. In other words, these points do not expire.
Using the examples taken above, here is a look at what your annual expenses and savings will look like:
Category |
Details |
Conversion |
Cash Value (₹) |
Grocery Shopping on Tuesdays |
Assuming spends 12,000 p.a./ 1,000 p.m. |
Reward Points = 120 (12,000/100) |
60 |
Gym Membership renewed on Sundays |
Assuming spends 24,000 p.a./ 2,000 p.m. |
Reward Points = 480 2X(24,000/100) |
240 |
Mobile Recharge |
Assuming spends 36,000 p.a./ 3,000 p.m. |
Reward Points = 360 (36,000/100) |
180 |
Electricity Bill Payment |
Assuming spends 42,000 p.a./ 3,500 p.m. |
Reward Points = 294 0.70(42,000/100) |
147 |
Total Annual Savings |
1,254 |
627 |
Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying.
This example demonstrates that you can earn more reward points on bigger spends. Here, you have earned a total of 1,254 reward points that translate into a cash value of ₹627. This is calculated as 1 reward point = ₹0.50.
If you choose not to convert your reward points into cash and instead redeem them against items in the catalogue, 1 reward point into = ₹0.75. So, the value of 1,254 points = ₹940.50.
On spending ₹30,000 a month, you can accumulate around 450 points. You can save around ₹26,461 when you add these with the costs related to:
Fuel surcharge waiver of ₹2,400
Complimentary movie tickets of ₹2,400
Priority Pass membership for you and your partner values at ₹16,261
Here are the fees applicable to this card based on your usage:
Fee Type |
Details |
Joining Fee |
₹5,000 |
Annual Fee |
NIL |
Reward Redemption Fee |
₹100 |
Cash Advance Fee |
2.50% of the withdrawn amount or ₹300, whichever is higher |
Interest Charges |
3.95% per month |
Minimum Amount Due |
5% of Total Amount Due |
Late Payment Fee |
Can go up to ₹1,300 based on the outstanding amount |
Foreign Transaction Fee |
1.80% of the transaction amount |
Note: GST of 18% is applicable on all the charges mentioned above.
Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.
Go through the IndusInd Bank Legend Credit Card eligibility criteria to know if you can apply. You must be:
An Indian citizen
Between 21 and 65 years
Creditworthy, with a good credit score
Earning at least 20,000 per month as a salaried or self-employed professional
Here is a basic list of documents you can keep ready before applying online:
Address Proof:
Aadhaar Card
Additional residential proof if the address on your Aadhaar Card is different from your current address
Identity Proof:
PAN card
Income Proof:
3 months bank statement
Form 16 or audited financials for the last 2 years (if self-employed)
Salary slips (past 3 months)
To get the IndusInd Bank Legend Credit Card, apply online on Bajaj Markets. Read the steps below to get an idea of how to apply:
Click ‘Check Eligibility’ and fill in the required details, including your profession, date of birth, and mobile number
Enter the One-Time Password (OTP) received on your number
Re-check the prompted details like your PAN number, PIN code, email ID, and income information
Apply for the card that matches your needs from the listed options
Click ‘Submit’ and complete your application
In case of any queries, contact IndusInd Bank's customer care team:
Call 18602677777 from within India and 022-42207777 from outside India
Message “Hi” to +91 22 4406 6666 on WhatsApp
Email: premium.care@indusind.com
Before choosing the Legend Credit Card, compare it with other cards from the same issuer:
Card Name |
Cashback |
Complimentary Airport Lounge Access |
Fuel Surcharge Waiver |
10X Reward Points |
Legend Credit Card |
❌ |
✅ |
✅ |
❌ |
❌ |
❌ |
✅ |
❌ |
|
❌ |
❌ |
✅ |
❌ |
Disclaimer: The benefits mentioned are subject to change as per the policies of IndusInd Bank. Check them before you apply for a specific card.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
You can use the Legend Credit Card without paying any annual fee. All you need to incur is a one-time joining fee of ₹5,000.
‘Total Protect' is a first-of-its-kind programme from IndusInd Bank. It provides insurance coverage for an amount equal to the credit limit on your Legend Credit Card. It protects you from unauthorised transactions arising from theft or loss for up to 48 hours before you report the loss of your card.
Yes, you are entitled to one free domestic airport lounge visit every calendar quarter. Moreover, you get a complimentary Priority Pass membership.
You will be charged 3.95% interest per month on any outstanding balance you are yet to pay on the Legend Credit Card.
You will receive a gift voucher to stay at any Oberoi Hotel in India as a welcome gift on the Legend Credit Card.
One of the standout features of the IndusInd Bank Rewards Program is that your collected points never expire.
You can enjoy a discounted forex fee of just 1.8% of the transaction amount on the Legend Credit Card.
You can earn 0.70 reward points per ₹100 when you pay rent using the Legend Credit Card. This is the same regardless of whether the transaction is done on a weekday or weekend.
When you use this credit card for all your transactions, you can earn more points. You can also make big-ticket purchases keeping your billing cycle in mind to get the longest interest-free period. Lastly, avoid withdrawing cash to save on additional charges.