IndusInd Bank Platinum Aura Edge Credit Card

Here’s what makes the card a must-have:

Joining Fee	NIL
Annual Fee	NIL
Suitable for	Rewards on spends
Key Feature	8X rewards on spends in specific categories
Welcome Benefit	Discount vouchers from top brands like Amazon, Zee5, and more.

Enjoy rewards on all your spends and other value-added features when you use this IndusInd Bank card.

Special Rewards Plans

You can enjoy up to 8X rewards under specific categories of travel, home, shopping, and party purchases

Earn While You Pay

Get 0.5 to 4 savings points on eligible purchases, such as buying movie tickets, paying utility bills, restaurant bills, etc 

Contactless Payment Safety

Benefit from the payWave technology and make payments with a simple tap at secure readers

Welcome Discount Vouchers

Take advantage of shopping discount vouchers for brands and platforms like Amazon, Flipkart, Uber, Ola, Zee5, and more

Travel Protection 

Enjoy peace of mind during trips with insurance coverage for lost baggage, delayed baggage, lost ticket, missed connection, and lost passport 

Fuel Surcharge Waiver

Pay 1% less, up to ₹100, when you refuel at any fuel station in India on bills between ₹500 and ₹3,000

Fraud/Counterfeiting Protection

Stay protected in case your card gets lost or stolen with insurance coverage up to your credit limit and add-on cards

Complimentary Life Assurance Plan

Get a personal air accident insurance cover of up to ₹25 Lakhs

Wide Usage

You can use this card at more than 10 lakh merchant stores domestically and over 3 crore merchants that accept card payments across the world 

With the IndusInd Bank Platinum Aura Edge Credit Card, you can earn rewards as per 4 flexible categories, covering shopping, party, home, and travel. Collect your reward points and redeem them against airmiles or a range of brands in the catalogue.

 

Here is how the rewards program works for the Platinum Aura Edge Credit Card:

A. Reward Points 

• Shopping Points: You can get up to 8 points when you shop in departmental stores, buy durables, dine at restaurants, and more. 

 

Here is a breakdown:

B. Redemption Process

You can redeem points easily by logging in to your credit card account and accessing the Indus Moments portal. Choose from a number of brands such as Ajio, Flipkart, Cleartrip, JioMart, and more.

• You can opt to pay with rewards at select merchant outlets

• You can redeem your reward points against InterMiles, where 100 reward points = 100 InterMiles

• If you are a Club Vistara member, you can redeem your reward points against CV points, where 100 reward points = 50 CV points

• You can convert reward points to cash, where 1 reward point = ₹0.40

 

A reward redemption fee of ₹100 is applicable on each redemption.

C. Expiration

All the reward points you earn on the Platinum Aura Edge Credit Card are valid as long as the card is active. 

D. Example of Savings

Here is a look at what your annual expenses and savings will look like: 

Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying.

 

Here, you have earned a total of 10,530 reward points whose cash value is ₹4,212. This is calculated at 1 reward point = ₹0.40. 

Here are the fees which you may have to incur while using the card:

Note: A Goods & Services Tax (GST) of 18% is applicable on all the charges mentioned above.

 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

Check the Platinum Aura Edge Credit Card eligibility criteria to know if you can apply. You need to be:

• An Indian citizen 

• At least 21 years old 

• Creditworthy, with a good credit score

• A salaried or self-employed professional 

Documents Required

Here is a basic list of documents you can keep ready before applying online:

 

• Identity and Address Proof:

  • PAN card

  • Aadhaar Card

  • Additional residential proof (if the address listed on your Aadhaar Card is different from your current address)

• Income Proof:

  • 3 months bank statement

  • Salary slips (past 3 months)

  • Form 16 or audited financials for the last 2 years (if self-employed) 

To get the Platinum Aura Edge Credit Card apply online on Bajaj Markets. Follow the steps listed below to get clarity on how to apply:

1. Click on ‘Check Eligibility’ and enter the required details, including your profession, date of birth, and mobile number

2. Enter the One-Time Password (OTP) received on your number

3. Re-check the pre-filled details like your PAN number, email ID, PIN code, and income information

4. Apply for the card that suits your needs from the listed options

5. Click the ‘Submit’ button and complete your application

In case of any queries, contact IndusInd Bank's customer care team via call, email, or WhatsApp:

• Call on 18602677777 /  022-42207777 / 22-4406-6666

• Email premium.care@indusind.com

Before applying for the IndusInd Bank Platinum Aura Edge Credit Card, compare it with other IndusInd Bank Credit Cards:

Disclaimer: The benefits mentioned are subject to change as per the policies of IndusInd Bank. Check them before you apply for a specific card.