IndusInd Bank Platinum Master Credit Card

Here’s why you can consider this credit card for your financial needs:

IndusInd Bank’s extensive rewards program allows you to earn points on every transaction. With the Platinum Master Credit Card, you can earn points and redeem them on the Indus Moments portal. You also have the option to convert them to air miles and cash. 

 

You can choose merchandise from a number of brands such as JioMart, Zepto, Clovia, Wakefit, and more. Apart from a range of brands, you can redeem points against hotel reservations, electronics, cashback vouchers, and more. 

 

You can also pay with points by redeeming 25% of your reward points balance or up to 25% of the bill payment amount, whichever is lower. 

 

Here is how the rewards program works for the Platinum Master Credit Card:

A. Reward Points 

• You get 1.5 reward points per ₹150 spent, except for fuel transactions

Here is an example:

Disclaimer: The above example is for illustration purposes only. 

B. Redemption Process

• You can redeem your rewards by signing in to your credit card account and accessing the Indus Moments portal

• If you are a Club Vistara member, you can redeem collected reward points for CV points, where 1 reward point = 1 CV point

• You can also redeem your reward points for InterMiles to book tickets on partner airlines where 100 reward points = 100 InterMiles

• For non-cash redemption (excluding air miles) the cash value is 1 reward point  = ₹0.60

• You can convert your reward points to cash, for which the value is 1 reward point = ₹0.40

 

A reward redemption fee of ₹100 is applicable on each redemption.

C. Expiration 

All the reward points on your Platinum Master Credit Card are valid as long as the card is active, so you need not worry about their validity. 

D. Example of Savings

Referencing the examples above, here is a look at what your annual expenses and savings will look like: 

Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying. 

 

Here, you have earned a total of 1,072 reward points whose cash value is ₹428.80. This is calculated at 1 reward point = ₹0.40. 

 

If you choose not to convert your reward points into cash and instead redeem from the catalogue, the rate is 1 reward point into = ₹0.60. Then, the value of 1,072 points = ₹643.20.

Here are the fees applicable to this card based on your usage:

Note: A Goods & Services Tax (GST) of 18% is applicable on all the charges mentioned above.

 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

Make sure to check the IndusInd Bank Platinum Master Credit Card eligibility criteria to know if you should apply. You need to be:

• An Indian citizen 

• Aged between 21 and 65 years old

• Creditworthy, with a good credit score

• Salaried or self-employed professional 

 

Here is a basic list of documents you can keep ready before applying online:

• Identity Proof:

  • PAN Card

• Address Proof:

  • Aadhaar Card

  • Current address proof if the address on your Aadhaar Card is different

• Income Proof:

  • 3 months bank statement

  • Salary slips (past 2- 3 months)

  • Form 16 or audited financials for the last 2 years (if self-employed)

To get the IndusInd Bank Platinum Master Credit Card apply online on Bajaj Markets. See the steps below to get an idea of how to apply:

1. Click ‘Check Eligibility’ and enter your occupation details, date of birth, and mobile number

2. Add the One-Time Password (OTP) received on your number

3. Verify the prompted details like your PAN number, email ID, PIN code, and income information

4. Apply for the card that suits your needs from the available options

5. Click ‘Submit’ and complete your application

In case of any questions, contact IndusInd Bank's customer care team via call, email, or WhatsApp:

• Call on 18602677777, 022-42207777, or 91-22-4406-6666

• Email premium.care@indusind.com

Before applying for the Platinum Master Credit Card, compare it with other IndusInd Bank Credit Cards:

Disclaimer: The benefits mentioned are subject to change as per the policies of IndusInd Bank. Check them before you apply for a specific card.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.