Kotak PVR Credit Card

The Kotak PVR Credit Card is specifically designed to be the ideal movie partner for you by Kotak Mahindra Bank, in collaboration with PVR Cinemas. As a movie buff, the rising ticket prices might seem to rain on your movie parade. With this Kotak credit card you can rest assured your movie expenses have been taken care of.  Independent of a joining fee, this credit card is packed with a variety of benefits such as cashbacks, offers and discounts on the purchase of movie tickets. 

The Kotak PVR Credit Card comes in two variants, namely, the Kotak PVR Gold Credit Card and the Kotak PVR Platinum Credit Card. At ₹499 and ₹999 respectively, each of these cards have their own perks and can help you save up to ₹9,600 on movie tickets in a year!

Given below are the features and benefits of the Kotak PVR Credit Card:

• Benefit on the First Swipe:

As a welcome present, on your very first swipe, you will receive a PVR voucher code. This will be sent to you within 60 days of the card’s swipe. 

• Pan-India Access:

You can use your Kotak PVR Credit Card to shop anywhere all across the country irrespective of the day and time. The purchases made through this card entail free movie tickets from PVR on exceeding the monthly spending limit. 

• Insurance Cover: 

If your credit card is stolen or lost, the PVR Shield will protect you from any unauthorised transactions. The Kotak PVR Platinum Credit Card provides coverage for up to ₹75,000 a year and the Kotak PVR Gold Credit Card insures up to ₹50,000 per year. Moreover, the add-on card will also be covered under the PVR Shield. 

• Joining Fee Waiver:

The Kotak PVR Credit Card does not charge any fee on joining in the first year. 

• Add-on card service:

In addition to the gamut of benefits that your primary card offers, you can also get an add-on card. The add-on card possesses all the features that your primary credit card does and will help you track all your spends and payments with ease. Furthermore, you can set a limit on your add-on card so as to keep your expenses in check. 

• Contact-free payment:

The Kotak PVR Credit Card provides contact-free payments through the Visa payWave for card transactions at merchant stores. You can enjoy the contact-free payment feature on payments of up to ₹2,000. This provides a secure and convenient mode to carry out your transactions. 

If you are someone that visits the theatres frequently, the Kotak PVR Credit Card is the right choice for you. It offers great rewards and cashbacks on movie tickets, food and beverages.

Here’s a glimpse of the rewards that you can expect from the card:

• 1 complimentary movie ticket from PVR Cinemas on spending more than ₹10,000 through your Kotak PVR Gold Credit Card every month

• 2 complimentary movie tickets from PVR Cinemas on spending more than ₹15,000 through your Kotak PVR Platinum Credit Card every month

• Cashback of up to 15% on food and beverages at PVR Cinemas 

• Cashback of up to 5% on PVR movie tickets

• Up to 24 complimentary movie tickets at PVR Cinemas worth about ₹9,600 per year

The credit card is equipped with exciting perks to make your movie experience a pleasant one. You can make the best use of all the benefits of Kotak PVR Credit Card if you apply for the same. 

Here’s how you can apply for Kotak PVR Credit Card online:

• Visit the official Kotak Mahindra Bank website

• In the credit card section, opt for the Kotak PVR Credit Card that you wish to own 

• Click on the “Apply Now” button

• You will be redirected to a page where you will have to enter your personal details 

• Once completed, submit the required documents along with the application form

• You can track the status of your application form through the bank’s website

Post application, you will have to wait for your credit card to be approved. 

You can also apply for Kotak PVR Credit Card offline by visiting the bank’s branch or contacting one of the bank’s representatives to get your card. 

The criteria to be eligible for the Kotak PVR Credit Card is as follows: 

• A credit score of 750 and above

• Stable source of income 

• Above 18 years of age

The documents that you would need to submit, are as follows:

• Proof of identity 

• Proof of age

• Proof of address

• Employment details 

• PAN card details 

The Kotak PVR Credit Card Customer Care helps you when you have queries with regard to your credit card. You can contact their helpline number at 1860 266 2666 to seek instant clarifications on your credit card queries. This helpline number is limited to customers in India alone and is in operation between 9 AM to 6 PM on all days except weekends and holidays. 

If you are an NRI, you can contact the customer care helpline at +91 22 66006022 for your queries.

For any further clarification on your credit card issues, you can refer to the PVR Credit Card Customer Care page.  

Given below is a breakdown of the fees and charges associated with the Kotak PVR Credit Card:

• The Kotak PVR Credit Card is exempt from a joining fee

• The annual fee for the Kotak PVR Gold Credit Card and Kotak PVR Platinum Credit Card are ₹499 and ₹999 respectively

• An interest rate of 3.50% is charged on both cards every year

• In case of cash withdrawals, a sum of ₹300 is charged

• If you opt for an add-on card, ₹299 will be charged per card

• In case of any late payments, the following charges will apply:

1. -If the balance is equal to or less than ₹500, ₹100 will be charged

2. -If the balance falls between ₹500.01 and ₹10,000, a fee of ₹500 will be levied

3. -If the balance is above ₹10,000, a penalty of ₹700 will be charged

• If you cross the credit limit, a fee of ₹500 will be levied

• If the check submitted by you bounces, a charge of ₹500 will be imposed

• The charge for foreign currency mark-up is 3.50%

• If you make cash payments at the bank, ₹100 will be charged

• In order to reissue or replace your card, a fee of ₹100 will have to be paid

• If you request for a CIBIL report, you will have to incur a fee of ₹50