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Kotak Mahindra Bank’s Customer Care Service

For assistance or to register any complaint related to your credit card, you can contact the Kotak Mahindra Bank’s customer support team. From blocking the card, bill payment, and more, the Kotak Bank’s credit card customer care team can attend to all issues. 

 

The bank provides several online and offline channels that you can use to reach out to its team. You can leverage a streamlined process to inquire about any issue or get any discrepancy fixed.

Kotak Mahindra Bank Customer Care - 24X7 Toll-free Numbers

Several helpline numbers are available to you if you face any issues with your credit card. You can contact the following Kotak Mahindra Bank credit card customer care numbers and get your queries resolved:

Helpline Number

Service

Working Window

1860 266 2666

Credit Card Service

24X7

1800 209 0000

Reporting fraudulent/unauthorised transactions related to your credit card

24X7

International Helpline Numbers for Kotak Credit Card Holders

If you are a Non-Resident Indian (NRI) customer, you can contact the bank at +91 22 6204 2001. This service is chargeable. You can also contact the respective toll-free numbers. Following are the Kotak Mahindra Bank credit card customer care numbers for NRIs:

Country

Helpline Number

United States of America (USA)

1855-3656767

Australia

001180044990000

Hong Kong

00180044990000

United Kingdom (UK)

0080044990000

Canada

18557684020

Singapore

+658001013054

United Arab Emirates (UAE)

80001830148

Kotak Credit Card - Customer Care Email Address

For customer service inquiries, you can reach out to the bank via email, too. While there is no specified Kotak Mahindra Bank credit card customer care email ID, you can write to them through the official website. Follow these steps for the same:

  1. Select the ‘Contact Us’ option from the menu

  2. Click on the ‘Write to Us’ Section

  3. Choose the ‘Kotak Credit Card’ category

  4. Scroll down and select the ‘Write to Us’ section

  5. Click on the ‘Send us an email’ option to share your query or complaint with the bank

Kotak Mahindra Bank SMS Banking

You can also get SMS alerts for different credit card services. For this, all you need to do is send the following codes to 5676788 or 9971056767 from your registered mobile number: 

SMS Number

Code

Service

5676788 or 9971056767

CCAPP <13-Digit Application Number >

Credit Card Application Status

5676788

CCPIN

ATM PIN Generation

5676788

REPLACE

Card Replacement

5676788

K CCTXN A

Details of Last 3 Transactions

5676788

K CCLOST XXXX

Bocking Credit Card (XXXX represents the last 4 digits of your card)

Note: Standard SMS charges apply.

Kotak Mahindra Bank’s Grievance Redressal

Kotak Mahindra Bank has three levels of grievance redressal mechanisms put in place. Check out the details below:

Level 1

The primary level of grievance redressal mechanism includes the following channels:

  • Dial the Kotak Mahindra Bank credit card customer care number, 1860 266 2666

  • You can register your complaint either through the bank’s internet banking portal or by using the web portal

  • You can also visit the bank’s nearest branch to raise your concern

  • You can also write to them at:

 

Kotak Mahindra Bank Ltd. P.O. Box: 16344, Mumbai – 400013

Level 2

If you are not satisfied with the response at Level 1 of grievance redressal, here is how you can escalate your complaint:

  • Write to the Nodal Officer

 

Address: Kotak Infiniti, 4th Floor, Zone 4 

Bldg No.21, Infinity Park, Off Western Express Highway, 

General AK Vaidya Marg, 

Malad (E), Mumbai – 400097 

 

Email id: nodalofficer@kotak.com

  • Web Form

You can raise the level of your complaint through the Online Level 2 web form.

  • Call the Nodal Officer

You can also register your complaint by calling the Nodal Officer at 022-6204 2110. This number is available from Monday to Friday between 10 AM and 6 PM, except for bank holidays.

Level 3

In case you are not satisfied with the responses received at Levels 1 and 2, you can contact the Principal Nodal Officer (PNO). Here are the channels you can use:

  • Write to the PNO:

 

Address: Kotak Infiniti, 4th Floor, Zone 4 

Bldg No.21, Infinity Park, Off Western Express Highway, 

General AK Vaidya Marg, 

Malad (E), Mumbai – 400097 

 

Email ID: pno@kotak.com

  • Web Form:

Through the Level 3 web form on the bank’s official website 

  • Call PNO:

You can contact the PNO at 022-6204 2120,from Monday to Friday between 10 AM and 6 PM, except for bank holidays.

DISCLAIMER

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. 

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Frequently Asked Questions

What can I do if my Kotak Credit Card is stolen or lost?

If you lose your Kotak credit card or if it is stolen:

  • You can report the loss or the theft at 1800 209 0000 or 1860-266-2666 as soon as possible

  • You can put in a request with the bank to block your credit card through SMS banking services

How can I unblock my Kotak Credit Card?

If you wish to unblock your Kotak credit card online, follow the steps listed below:

  1. Go to Kotak Mahindra Bank’s official website or mobile app

  2. Apply for a reissue under the ‘Requests’ option

  3. Verify using your password or OTP

  4. On submitting the request, it will be processed and you will receive a new credit card

What happens if I over utilise my Kotak Mahindra Bank credit card limit?

If you exceed the credit card limit on your Kotak credit card, you will be charged a fee of ₹500.

How to check my Kotak credit card balance?

You can check the balance of your Kotak Mahindra Bank credit card in the following ways:

  • SMS CCAVBL <space> your Kotak Mahindra Bank credit card number’s last 4 digits to either 9971056767 or 5676788

  • You can contact the Kotak Mahindra Bank credit card customer care at 1860 266 2666

Where can I submit card-related queries that need authentication?

You can submit your Kotak Mahindra Bank credit card queries and requests that need authentication through the mailbox within the bank’s net banking portal.

How can I reach out to the Kotak Mahindra Bank credit card customer care?

Here’s how you can reach out to Kotak Mahindra Bank’s customer care team:

  • If you are an Indian resident, you can contact 1860 266 2666 regarding your queries

  • If you hold an 811 credit card, you can contact 1860 266 0811

  • If you are an international customer, you can contact the Kotak Mahindra Bank’s customer care team at +9122 6204 2001

How can I enable SMS notifications for my Kotak credit card?

You can get alerts related to your Kotak Mahindra Bank credit card by sending the appropriate codes to 5676788 or 9971056767. Use your registered mobile number for this service.

What does a Kotak Bank customer relationship number mean?

A customer relationship number or CRN is a number that is unique to a customer of Kotak Mahindra Bank. This number can be found in your credit card’s bottom-left corner.

Can Chatbot Keya help me with my queries?

Yes, chatbot Keya is a virtual assistant that is programmed to help you with your credit card queries. You can either select a query from the options that are available on the chat or directly type your query.

How can I cancel my Kotak credit card?

In order to cancel your Kotak credit card, you can use the bank’s customer care number, 1860 266 2666. Make sure that all your credit card dues are cleared in advance to avoid any issues.

Where can I find Kotak Credit Card’s customer care email ID?

The Kotak Mahindra Bank credit card customer care email ID is not explicitly mentioned on the bank’s website. However, you may feel free to write to them through their web portal directly.

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